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Loans (Tables)
 12 Months Ended
Dec. 31, 2020
Loans and Leases Receivable Disclosure [Abstract]  
Schedule of composition of loan portfolio by class of loan
The composition of the loan portfolio, by class of loan, as of December 31, 2020 and December 31, 2019 was as follows:

12/31/202012/31/2019
(In thousands)Loan BalanceAccrued Interest ReceivableRecorded InvestmentLoan BalanceAccrued Interest ReceivableRecorded Investment
Commercial, financial and agricultural *
$1,588,989 $6,528 $1,595,517 $1,185,110 $4,393 $1,189,503 
Commercial real estate *
1,748,189 6,017 1,754,206 1,609,413 5,571 1,614,984 
Construction real estate:
Commercial
226,991 572227,563 233,637 826234,463 
Mortgage
115,492 232115,724 96,574 22896,802 
Installment
938 3941 1,488 41,492 
Residential real estate:
Commercial
526,222 1,161 527,383 479,081 1,339 480,420 
Mortgage
1,096,358 947 1,097,305 1,176,316 1,381 1,177,697 
HELOC
182,028 647 182,675 224,766 1,113 225,879 
Installment
8,436 228,458 12,563 3212,595 
Consumer
1,659,704 4,510 1,664,214 1,452,375 4,314 1,456,689 
Leases
24,438 1424,452 30,081 2030,101 
Total loans
$7,177,785 $20,653 $7,198,438 $6,501,404 $19,221 $6,520,625 
* Included within commercial, financial and agricultural loans and commercial real estate loans was an immaterial amount of consumer loans that were not broken out by class.
Schedule of recorded investment in nonaccrual restructured and loans past due 90 days or more and accruing
The following table presents the recorded investment in nonaccrual loans, accruing TDRs, and loans past due 90 days or more and still accruing by class of loan as of December 31, 2020 and December 31, 2019:
 
12/31/2020
(In thousands)Nonaccrual LoansAccruing TDRsLoans Past Due 90 Days or More and AccruingTotal Nonperforming Loans
Commercial, financial and agricultural$23,261 $5,619 $— $28,880 
Commercial real estate67,426 2,931 377 70,734 
Construction real estate:
Commercial
3,110 — — 3,110 
Mortgage
— 30 — 30 
Installment
14 1 — 15 
Residential real estate:
Commercial
4,304 253 — 4,557 
Mortgage
14,016 8,400 416 22,832 
HELOC
1,286 909 77 2,272 
Installment
184 1,728 — 1,912 
Consumer2,172 1,017 724 3,913 
Leases1,595 — — 1,595 
Total loans$117,368 $20,888 $1,594 $139,850 
12/31/2019
(In thousands)Nonaccrual LoansAccruing TDRsLoans Past Due 90 Days or More and AccruingTotal Nonperforming Loans
Commercial, financial and agricultural$26,776 $6,349 $28 $33,153 
Commercial real estate39,711 2,080 625 42,416 
Construction real estate:
Commercial
453 — — 453 
Mortgage
25 84 — 109 
Installment
72 5 — 77 
Residential real estate:
Commercial
2,025 — — 2,025 
Mortgage
15,271 8,826 1,209 25,306 
HELOC
2,062 1,010 44 3,116 
Installment
462 1,964 — 2,426 
Consumer3,089 980 645 4,714 
Leases134 — 186 320 
Total loans$90,080 $21,298 $2,737 $114,115 
Schedule of loans individually evaluated for impairment and loans collectively evaluated for impairment
The following table provides additional information regarding those nonaccrual and accruing TDR loans that are individually evaluated for impairment and those collectively evaluated for impairment as of December 31, 2020 and December 31, 2019.
 
12/31/202012/31/2019
 
(In thousands)
Nonaccrual and Accruing TDRsLoans Individually Evaluated for ImpairmentLoans Collectively Evaluated for ImpairmentNonaccrual and Accruing TDRsLoans Individually Evaluated for ImpairmentLoans Collectively Evaluated for Impairment
Commercial, financial and agricultural$28,880 $28,836 $44 $33,125 $33,088 $37 
Commercial real estate70,357 70,357 — 41,791 41,791 — 
Construction real estate:
Commercial
3,110 3,110 — 453 453 — 
Mortgage
30 — 30 109— 109
Installment
15 — 15 77— 77
Residential real estate:
Commercial
4,557 4,557 — 2,025 2,025 — 
Mortgage
22,416 — 22,416 24,097 — 24,097 
HELOC
2,195 — 2,195 3,072 — 3,072 
Installment
1,912 — 1,912 2,426 — 2,426 
Consumer3,189 — 3,189 4,069 — 4,069 
Leases1,595 1,595 — 134 134 — 
Total loans$138,256 $108,455 $29,801 $111,378 $77,491 $33,887 
Schedule of loans individually evaluated for impairment by class of loan
The following table presents loans individually evaluated for impairment by class of loan as of December 31, 2020 and December 31, 2019.
 
12/31/202012/31/2019
(In thousands)Unpaid Principal BalanceRecorded InvestmentAllowance for Loan Losses AllocatedUnpaid Principal BalanceRecorded InvestmentAllowance for Loan Losses Allocated
With no related allowance recorded
Commercial, financial and agricultural$23,316 $22,970 $— $21,194 $21,010 $— 
Commercial real estate63,639 63,467 — 41,696 41,471 — 
Construction real estate:
Commercial3,110 3,110 — 453 453 — 
Residential real estate:
Commercial4,522 4,448 — 1,921 1,854 — 
Leases568 568 — — — — 
With an allowance recorded
Commercial, financial and agricultural5,881 5,866 3,758 12,289 12,078 5,104 
Commercial real estate6,890 6,890 1,316 320 320 35 
Construction real estate:
Commercial— — — — — — 
Residential real estate:
Commercial109 109 16 171 171 42 
Leases1,027 1,027 344 134 134 49 
Total$109,062 $108,455 $5,434 $78,178 $77,491 $5,230 
Schedule of average recorded investment and interest income recognized on loans individually evaluated for impairment The following table presents the average recorded investment and
interest income recognized subsequent to impairment on loans individually evaluated for impairment as of and for the years ended December 31, 2020, 2019, and 2018:
  
Year ended December 31, 2020
(In thousands)Recorded Investment as of December 31, 2020Average Recorded InvestmentInterest Income Recognized
Commercial, financial and agricultural$28,836 $30,280 $735 
Commercial real estate70,357 55,279 1,890 
Construction real estate:
   Commercial3,110 1,291 50 
Residential real estate:
   Commercial4,557 4,329 204 
Consumer— — — 
Leases1,595 1,115 — 
Total$108,455 $92,294 $2,879 

Year ended December 31, 2019
(In thousands)Recorded Investment as of December 31, 2019Average Recorded InvestmentInterest Income Recognized
 Commercial, financial and agricultural$33,088 $21,415 $527 
 Commercial real estate41,791 32,132 1,241 
 Construction real estate:
     Commercial453 1,987 26
 Residential real estate:
     Commercial2,025 2,175 99 
 Consumer— — — 
Leases134 59 — 
Total$77,491 $57,768 $1,893 
Year ended December 31, 2018
(In thousands)Recorded Investment as of December 31, 2018Average Recorded InvestmentInterest Income Recognized
 Commercial, financial and agricultural$15,120 $21,000 $695 
 Commercial real estate28,426 23,024 1,047
 Construction real estate:
     Commercial1,866 1,709 34
 Residential real estate:
     Commercial2,732 5,308 114 
 Consumer— — — 
Leases— — — 
Total$48,144 $51,041 $1,890 
Schedule of aging of the recorded investment in past due loans
The following tables present the aging of the recorded investment in past due loans as of December 31, 2020 and December 31, 2019 by class of loan.

12/31/2020
(In thousands)Accruing Loans Past Due 30-89 Days
Past Due Nonaccrual Loans and Loans Past Due 90 Days or More and Accruing (1)
Total Past Due
Total Current (2)
Total Recorded Investment
Commercial, financial and agricultural$7,372 $13,968 $21,340 $1,574,177 $1,595,517 
Commercial real estate82 972 1,054 1,753,152 1,754,206 
Construction real estate:
Commercial— 39 39 227,524 227,563 
Mortgage77 — 77 115,647 115,724 
Installment12 — 12 929 941 
Residential real estate:
Commercial17 493 510 526,873 527,383 
Mortgage9,538 7,814 17,352 1,079,953 1,097,305 
HELOC805 810 1,615 181,060 182,675 
Installment67 71 138 8,320 8,458 
Consumer5,496 1,213 6,709 1,657,505 1,664,214 
Leases186 984 1,170 23,282 24,452 
Total loans$23,652 $26,364 $50,016 $7,148,422 $7,198,438 
(1) Includes an aggregate of $1.6 million of loans past due 90 days or more and accruing. The remaining are past due, nonaccrual loans.
(2) Includes an aggregate of $92.6 million of nonaccrual loans which are current in regards to contractual principal and interest payments.
12/31/2019
(In thousands)Accruing Loans Past Due 30-89 Days
Past Due, Nonaccrual Loans and Loans Past Due 90 Days or More and Accruing (1)
Total Past Due
Total Current (2)
Total Recorded Investment
Commercial, financial and agricultural$582 $12,407 $12,989 $1,176,514 $1,189,503 
Commercial real estate160 1,143 1,303 1,613,681 1,614,984 
Construction real estate:
Commercial— — — 234,463 234,463 
Mortgage397— 39796,405 96,802 
Installment24—241,468 1,492 
Residential real estate:
Commercial— 908 908 479,512 480,420 
Mortgage12,841 9,153 21,994 1,155,703 1,177,697 
HELOC652 779 1,431 224,448 225,879 
Installment164 338 502 12,093 12,595 
Consumer6,561 1,621 8,182 1,448,507 1,456,689 
Leases368 186 554 29,547 30,101 
Total loans$21,749 $26,535 $48,284 $6,472,341 $6,520,625 
(1) Includes an aggregate of $2.7 million of loans past due 90 days or more and accruing. The remaining are past due, nonaccrual loans.
(2) Includes an aggregate of $66.3 million of nonaccrual loans which are current in regards to contractual principal and interest payments.
Schedule of recorded investment by loan grade
The tables below present the recorded investment by loan grade at December 31, 2020 and December 31, 2019 for all commercial loans:
 
12/31/2020
(In thousands)5 Rated6 RatedNonaccrual and Accruing TDRs
Purchased Credit Impaired (1)
Pass-RatedRecorded
Investment
Commercial, financial and agricultural*$14,638 $— $28,880 $337 $1,551,662 $1,595,517 
Commercial real estate*87,439 117 70,357 7,461 1,588,832 $1,754,206 
Construction real estate:
  Commercial164 — 3,110 1,002 223,287 $227,563 
Residential real estate:
  Commercial798 22 4,557 1,510 520,496 $527,383 
Leases331 — 1,595 112 22,414 $24,452 
Total Commercial Loans$103,370 $139 $108,499 $10,422 $3,906,691 $4,129,121 
* Included within commercial, financial and agricultural loans and commercial real estate loans is an immaterial amount of consumer loans that were not broken out by class.
(1) There were no loans acquired with deteriorated credit quality which were nonaccrual or TDRs at December 31, 2020.

12/31/2019
(In thousands)5 Rated6 RatedNonaccrual and Accruing TDRs
Purchased Credit Impaired (1)
Pass RatedRecorded Investment
Commercial, financial and agricultural*$11,981 $3 $33,125 $966 $1,143,428 $1,189,503 
Commercial real estate*6,796 945 41,791 9,182 1,556,270 1,614,984 
Construction real estate:
  Commercial4,857 1 453 1,044 228,108 234,463 
Residential real estate:
  Commercial3,839 30 2,025 1,754 472,772 480,420 
Leases— — 134 523 29,444 30,101 
Total Commercial Loans$27,473 $979 $77,528 $13,469 $3,430,022 $3,549,471 
* Included within commercial, financial and agricultural loans and commercial real estate loans is an immaterial amount of consumer loans that were not broken out by class.
(1) Excludes loans acquired with deteriorated credit quality which are nonaccrual or TDRs due to additional credit deterioration or modification post acquisition. These loans had a recorded investment of $6,000 at December 31, 2019.
Schedule of troubled debt restructurings on financing receivables
The following tables detail the number of contracts modified as TDRs during the years ended December 31, 2020, 2019 and 2018 as well as the recorded investment of these contracts at December 31, 2020, 2019, and 2018. The recorded investment pre- and post-modification is generally the same due to the fact that Park does not typically forgive principal.

Year ended
December 31, 2020
(In thousands)Number of ContractsAccruingNonaccrualRecorded Investment
Commercial, financial and agricultural12 $107 $3,706 $3,813 
Commercial real estate9 — 3,235 3,235 
Construction real estate:
Commercial— — — — 
Mortgage1 26 — 26 
Installment1 — 14 14 
Residential real estate:
Commercial3 153 3 156 
Mortgage27 888 1,068 1,956 
HELOC7 14 52 66 
Installment18 163 65 228 
Consumer214 218 634 852 
Total loans292$1,569 $8,777 $10,346 
Year ended
December 31, 2019
(In thousands)Number of ContractsAccruingNonaccrualRecorded Investment
Commercial, financial and agricultural30$6,040 $7,821 $13,861 
Commercial real estate8415 7,855 8,270 
Construction real estate:
Commercial3 — 415 415 
Mortgage2 77 — 77 
Installment— — — — 
Residential real estate:
Commercial3— 100 100 
Mortgage21535 589 1,124 
HELOC18126 234 360 
Installment341,047 28 1,075 
Consumer324225 1,166 1,391 
Total loans443$8,465 $18,208 $26,673 
 
Year ended
December 31, 2018
(In thousands)Number of ContractsAccruingNonaccrualRecorded Investment
Commercial, financial and agricultural21$28 $829 $857 
Commercial real estate17414 3,172 3,586 
Construction real estate:
Commercial1— — — 
Mortgage— — — — 
Installment2 10 — 10 
Residential real estate:
Commercial354 363 417 
Mortgage25842 854 1,696 
HELOC21558 86 644 
Installment19459 69 528 
Consumer283204 1,249 1,453 
Total loans392$2,569 $6,622 $9,191 
Schedule Of Financing Receivable, Loans Modified As T D R Within Previous Twelve Months That Subsequently Defaulted [Table text Block]
The following table presents the recorded investment in financing receivables which were modified as TDRs within the previous 12 months and for which there was a payment default during the year ended December 31, 2020, December 31, 2019, and December 31, 2018. For this table, a loan is considered to be in default when it becomes 30 days contractually past due under the modified terms. The additional allowance for loan loss resulting from the defaults on TDR loans was immaterial.
 
Year ended
December 31, 2020		Year ended
December 31, 2019		Year ended
December 31, 2018
(In thousands)Number of ContractsRecorded InvestmentNumber of ContractsRecorded InvestmentNumber of ContractsRecorded Investment
Commercial, financial and agricultural4 $2,776 1 $20 3 $104 
Commercial real estate1 223 — — — — 
Construction real estate:
Commercial— — — — — — 
Mortgage— — — — — — 
Installment1 14 — — — — 
Residential real estate:
Commercial1 3 — — — — 
Mortgage11 993 7 665 8 518 
HELOC— — 6 141 2 32 
Installment3 32 — — 1 29 
Consumer34 360 56 539 59 636 
Leases— — — — — — 
Total loans55 $4,401 $70 $1,365 73 $1,319