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Loans (Tables)
 9 Months Ended
Sep. 30, 2020
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]  
Composition Of Loan Portfolio By Class Of Loan
The composition of the loan portfolio, by class of loan, at September 30, 2020 and December 31, 2019 was as follows:
 
 September 30, 2020December 31, 2019
(In thousands)Loan
Balance		Accrued
Interest
Receivable		Recorded
Investment		Loan
Balance		Accrued
Interest
Receivable		Recorded
Investment
Commercial, financial and agricultural *$1,727,016 $6,934 $1,733,950 $1,185,110 $4,393 $1,189,503 
Commercial real estate *1,689,477 6,811 1,696,288 1,609,413 5,571 1,614,984 
Construction real estate:      
Commercial245,288 710 245,998 233,637 826 234,463 
Mortgage112,648 249 112,897 96,574 228 96,802 
Installment1,060 5 1,065 1,488 4 1,492 
Residential real estate:      
Commercial501,608 1,173 502,781 479,081 1,339 480,420 
Mortgage1,117,534 1,519 1,119,053 1,176,316 1,381 1,177,697 
HELOC194,342 671 195,013 224,766 1,113 225,879 
Installment9,425 26 9,451 12,563 32 12,595 
Consumer1,652,638 4,515 1,657,153 1,452,375 4,314 1,456,689 
Leases27,510 22 27,532 30,081 20 30,101 
Total loans$7,278,546 $22,635 $7,301,181 $6,501,404 $19,221 $6,520,625 

* Included within each of commercial, financial and agricultural loans and commercial real estate loans is an immaterial amount of consumer loans that are not broken out by class.
Recorded Investment In Nonaccrual Restructured And Loans Past Due 90 Days Or More And Accruing
The following tables present the recorded investment in nonaccrual loans, accruing TDRs, and loans past due 90 days or more and still accruing by class of loan at September 30, 2020 and December 31, 2019:
 
 September 30, 2020
(In thousands)Nonaccrual
Loans		Accruing
TDRs		Loans Past Due
90 Days or More
and Accruing		Total
Nonperforming
Loans
Commercial, financial and agricultural$25,582 $7,516 $63 $33,161 
Commercial real estate68,134 4,385 654 73,173 
Construction real estate:    
Commercial3,142 — — 3,142 
Mortgage— 17 — 17 
Installment14 1 — 15 
Residential real estate:    
Commercial4,862 35 — 4,897 
Mortgage14,933 8,097 476 23,506 
HELOC1,358 895 65 2,318 
Installment312 1,813 — 2,125 
Consumer2,189 1,108 445 3,742 
Leases2,524 — — 2,524 
Total loans$123,050 $23,867 $1,703 $148,620 
 
 December 31, 2019
(In thousands)Nonaccrual
Loans		Accruing
TDRs		Loans Past Due
90 Days or More
and Accruing		Total
Nonperforming
Loans
Commercial, financial and agricultural$26,776 $6,349 $28 $33,153 
Commercial real estate39,711 2,080 625 42,416 
Construction real estate:   
Commercial453 — — 453 
Mortgage25 84 — 109 
Installment72 5 — 77 
Residential real estate:    
Commercial2,025 — — 2,025 
Mortgage15,271 8,826 1,209 25,306 
HELOC2,062 1,010 44 3,116 
Installment462 1,964 — 2,426 
Consumer3,089 980 645 4,714 
Leases134 — 186 320 
Total loans$90,080 $21,298 $2,737 $114,115 
Loans Individually And Collectively Evaluated For Impairment
The following table provides additional information regarding those nonaccrual and accruing TDR loans that are individually evaluated for impairment and those collectively evaluated for impairment at September 30, 2020 and December 31, 2019.
 
September 30, 2020December 31, 2019
 
(In thousands)		Nonaccrual and Accruing TDRsLoans Individually Evaluated for ImpairmentLoans Collectively Evaluated for ImpairmentNonaccrual and Accruing TDRsLoans Individually Evaluated for ImpairmentLoans Collectively Evaluated for Impairment
Commercial, financial and agricultural$33,098 $33,098 $— $33,125 $33,088 $37 
Commercial real estate72,519 72,519 — 41,791 41,791 — 
Construction real estate:
Commercial
3,142 3,142 — 453 453 — 
Mortgage
17 — 17 109— 109
Installment
15 — 15 77— 77
Residential real estate:
Commercial
4,897 4,897 — 2,025 2,025 — 
Mortgage
23,030 — 23,030 24,097 — 24,097 
HELOC
2,253 — 2,253 3,072 — 3,072 
Installment
2,125 — 2,125 2,426 — 2,426 
Consumer3,297 — 3,297 4,069 — 4,069 
Leases2,524 2,524 — 134 134 — 
Total loans$146,917 $116,180 $30,737 $111,378 $77,491 $33,887 
Loans Individually Evaluated For Impairment By Class Of Loans
The following table presents loans individually evaluated for impairment by class of loan at September 30, 2020 and December 31, 2019.
 
September 30, 2020December 31, 2019
(In thousands)Unpaid Principal BalanceRecorded InvestmentAllowance for Loan Losses AllocatedUnpaid Principal BalanceRecorded InvestmentAllowance for Loan Losses Allocated
With no related allowance recorded
Commercial, financial and agricultural$19,020 $18,923 $— $21,194 $21,010 $— 
Commercial real estate54,824 54,650 — 41,696 41,471 — 
Construction real estate:
Commercial3,142 3,142 — 453 453 — 
Residential real estate:
Commercial4,677 4,623 — 1,921 1,854 — 
Leases784 784 — — — — 
With an allowance recorded
Commercial, financial and agricultural14,371 14,175 5,033 12,289 12,078 5,104 
Commercial real estate17,869 17,869 3,014 320 320 35 
Construction real estate:
Commercial— — — — — — 
Residential real estate:
Commercial274 274 155 171 171 42 
Leases1,740 1,740 464 134 134 49 
Total$116,701 $116,180 $8,666 $78,178 $77,491 $5,230 
Average Recorded Investment And Interest Income Recognized On Loans Individually Evaluated For Impairment The following table presents the average recorded investment and interest income recognized subsequent to impairment on loans individually evaluated for impairment as of and for the three-month and nine-month periods ended September 30, 2020 and September 30, 2019:
 Three Months Ended
September 30, 2020		Three Months Ended
September 30, 2019
(In thousands)Recorded Investment at September 30, 2020Average
Recorded
Investment		Interest
Income
Recognized		Recorded Investment at September 30, 2019Average
Recorded
Investment		Interest
Income
Recognized
Commercial, financial and agricultural$33,098 $29,481 $159 $31,485 $23,468 $107 
Commercial real estate72,519 58,195 526 38,799 29,779 277 
Construction real estate:
   Commercial3,142 1,212 6 1,868 1,922 1 
Residential real estate:
   Commercial4,897 5,061 65 2,238 1,977 27 
Leases2,524 2,079 — 88 90 — 
Total$116,180 $96,028 $756 $74,478 $57,236 $412 


 Nine Months Ended
September 30, 2020		Nine Months Ended
September 30, 2019
(In thousands)Recorded Investment at September 30, 2020Average
Recorded
Investment		Interest
Income
Recognized		Recorded Investment at September 30, 2019Average
Recorded
Investment		Interest
Income
Recognized
Commercial, financial and agricultural$33,098 $30,426 $543 $31,485 $18,368 $244 
Commercial real estate72,519 50,479 1,416 38,799 29,712 803 
Construction real estate:
   Commercial3,142 743 14 1,868 2,176 23 
Residential real estate:
   Commercial4,897 4,271 166 2,238 2,198 72 
Leases2,524 909 — 88 36 — 
Total$116,180 $86,828 $2,139 $74,478 $52,490 $1,142 
Aging Of Recorded Investment In Past Due Loans
The following tables present the aging of the recorded investment in past due loans at September 30, 2020 and December 31, 2019 by class of loan. 

 September 30, 2020
(In thousands)Accruing Loans
Past Due 30-89
Days
Past Due 
Nonaccrual
Loans and Loans Past
Due 90 Days or
More and 
Accruing (1)
Total Past Due
Total Current (2)
Total Recorded
Investment
Commercial, financial and agricultural$9 $11,949 $11,958 $1,721,992 $1,733,950 
Commercial real estate717 947 1,664 1,694,624 1,696,288 
Construction real estate:     
Commercial— 38 38 245,960 245,998 
Mortgage68 — 68 112,829 112,897 
Installment— — — 1,065 1,065 
Residential real estate:     
Commercial119 514 633 502,148 502,781 
Mortgage6,246 8,023 14,269 1,104,784 1,119,053 
HELOC725 627 1,352 193,661 195,013 
Installment118 89 207 9,244 9,451 
Consumer4,499 947 5,446 1,651,707 1,657,153 
Leases— 66 66 27,466 27,532 
Total loans$12,501 $23,200 $35,701 $7,265,480 $7,301,181 

(1) Includes an aggregate of $1.7 million of loans past due 90 days or more and accruing. The remaining loans were past due nonaccrual loans.
(2) Includes an aggregate of $101.6 million of nonaccrual loans which were current in regards to contractual principal and interest payments.

 December 31, 2019
(in thousands)Accruing Loans
Past Due 30-89
Days
Past Due 
Nonaccrual
Loans and Loans Past
Due 90 Days or
More and 
Accruing (1)
Total Past Due
Total Current (2)
Total Recorded
Investment
Commercial, financial and agricultural$582 $12,407 $12,989 $1,176,514 $1,189,503 
Commercial real estate160 1,143 1,303 1,613,681 1,614,984 
Construction real estate:    
Commercial— — — 234,463 234,463 
Mortgage397 — 397 96,405 96,802 
Installment24 — 24 1,468 1,492 
Residential real estate:     
Commercial— 908 908 479,512 480,420 
Mortgage12,841 9,153 21,994 1,155,703 1,177,697 
HELOC652 779 1,431 224,448 225,879 
Installment164 338 502 12,093 12,595 
Consumer6,561 1,621 8,182 1,448,507 1,456,689 
Leases368 186 554 29,547 30,101 
Total loans$21,749 $26,535 $48,284 $6,472,341 $6,520,625 

(1) Includes an aggregate of $2.7 million of loans past due 90 days or more and accruing. The remaining loans were past due nonaccrual loans.
    (2) Includes an aggregate of $66.3 million of nonaccrual loans which were current in regards to contractual principal and interest payments.
Recorded Investment By Loan Grade
The tables below present the recorded investment by loan grade at September 30, 2020 and December 31, 2019 for all commercial loans:
 
 September 30, 2020
(In thousands)5 Rated6 RatedNonaccrual and Accruing TDRs
PCI (1)
Pass-RatedRecorded
Investment
Commercial, financial and agricultural *$15,091 $60 $33,098 $375 $1,685,326 $1,733,950 
Commercial real estate *88,618 1,060 72,519 8,084 1,526,007 1,696,288 
Construction real estate:
Commercial— — 3,142 1,012 241,844 245,998 
Residential real estate:
Commercial353 24 4,897 1,530 495,977 502,781 
Leases349 — 2,524 127 24,532 27,532 
Total commercial loans$104,411 $1,144 $116,180 $11,128 $3,973,686 $4,206,549 
 
* Included within each of commercial, financial and agricultural loans and commercial real estate loans is an immaterial amount of consumer loans that are not broken out by class.
(1) There were no loans acquired with deteriorated credit quality which were nonaccrual or TDRs at September 30, 2020.
 December 31, 2019
(In thousands)5 Rated6 RatedNonaccrual and Accruing TDRs
PCI (1)
Pass-RatedRecorded
Investment
Commercial, financial and agricultural *$11,981 $3 $33,125 $966 $1,143,428 $1,189,503 
Commercial real estate *6,796 945 41,791 9,182 1,556,270 1,614,984 
Construction real estate:
Commercial4,857 1 453 1,044 228,108 234,463 
Residential real estate:
Commercial3,839 30 2,025 1,754 472,772 480,420 
Leases— — 134 523 29,444 30,101 
Total Commercial Loans$27,473 $979 $77,528 $13,469 $3,430,022 $3,549,471 

 * Included within each of commercial, financial and agricultural loans and commercial real estate loans is an immaterial amount of consumer loans that are not broken out by class.
(1) Excludes loans acquired with deteriorated credit quality which are nonaccrual or TDRs due to additional credit deterioration or modification post acquisition. These loans had a recorded investment of $6,000 at December 31, 2019.
TDR Number Of Contracts Modified And Recorded Investment The following tables detail the number of contracts modified as TDRs during the three-month periods ended September 30, 2020 and September 30, 2019, as well as the recorded investment of these contracts at September 30, 2020 and September 30,
2019. The recorded investment pre- and post-modification is generally the same due to the fact that Park does not typically forgive principal.

 Three Months Ended
September 30, 2020
(In thousands)Number of
Contracts		AccruingNonaccrualTotal
Recorded
Investment
Commercial, financial and agricultural3 $35 $117 $152 
Commercial real estate4 — 359 359 
Construction real estate:    
  Commercial— — — — 
  Mortgage— — — — 
  Installment— — — — 
Residential real estate:    
  Commercial— — — — 
  Mortgage5 258 109 367 
  HELOC1 21 — 21 
  Installment3 12 7 19 
Consumer64 109 479 588 
Total loans80 $435 $1,071 $1,506 

 Three Months Ended
September 30, 2019
(In thousands)Number of
Contracts		AccruingNonaccrualTotal
Recorded
Investment
Commercial, financial and agricultural8 $752 $5,002 $5,754 
Commercial real estate1 — 241 241 
Construction real estate:    
  Commercial1 82 — 82 
  Mortgage— — — — 
  Installment— — — — 
Residential real estate:   
  Commercial1 13 — 13 
  Mortgage4 286 215 501 
  HELOC6 31 107 138 
  Installment9 407 14 421 
Consumer77 174 542 716 
Total loans107 $1,745 $6,121 $7,866 

Of those loans which were modified and determined to be a TDR during the three-month period ended September 30, 2020, $0.1 million were on nonaccrual status at December 31, 2019. Of those loans which were modified and determined to be a TDR during the three-month period ended September 30, 2019, $0.6 million were on nonaccrual status at December 31, 2018.
The following tables detail the number of contracts modified as TDRs during the nine-month periods ended September 30, 2020 and September 30, 2019, as well as the recorded investment of these contracts at September 30, 2020 and September 30, 2019. The recorded investment pre- and post-modification is generally the same due to the fact that Park does not typically forgive principal.

 Nine Months Ended
September 30, 2020
(In thousands)Number of
Contracts		AccruingNonaccrualTotal
Recorded
Investment
Commercial, financial and agricultural10 $117 $1,110 $1,227 
Commercial real estate8 1,136 2,068 3,204 
Construction real estate:
  Commercial— — — — 
  Mortgage1 10 — 10 
  Installment1 — 14 14 
Residential real estate:
  Commercial1 — 8 8 
  Mortgage24 735 1,005 1,740 
  HELOC6 25 18 43 
  Installment16 191 63 254 
Consumer177 235 655 890 
Total loans244 $2,449 $4,941 $7,390 

 Nine Months Ended
September 30, 2019
(In thousands)Number of
Contracts		AccruingNonaccrualTotal
Recorded
Investment
Commercial, financial and agricultural24 $3,237 $6,059 $9,296 
Commercial real estate5 — 3,236 3,236 
Construction real estate:
  Commercial2 82 — 82 
  Mortgage1 — — — 
  Installment— — — — 
Residential real estate:
  Commercial2 13 36 49 
  Mortgage18 340 673 1,013 
  HELOC14 121 243 364 
  Installment25 951 52 1,003 
Consumer251 199 987 1,186 
Total loans342 $4,943 $11,286 $16,229 

Of those loans which were modified and determined to be a TDR during the nine-month period ended September 30, 2020, $0.4 million were on nonaccrual status at December 31, 2019. Of those loans which were modified and determined to be a TDR during the nine-month period ended September 30, 2019, $1.8 million were on nonaccrual status at December 31, 2018.
Recorded Investment In Financing Receivable Modified As TDR Within 12 Months
The following tables present the recorded investment in loans which were modified as TDRs within the previous 12 months and for which there was a payment default during the three-month and nine-month periods ended September 30, 2020 and September 30, 2019, respectively. For these tables, a loan is considered to be in default when it becomes 30 days contractually past due under the modified terms. The additional allowance for loan loss resulting from the defaults on TDR loans was immaterial.
 
 Three Months Ended
September 30, 2020		Three Months Ended
September 30, 2019
(In thousands)Number of
Contracts		Recorded
Investment		Number of
Contracts		Recorded
Investment
Commercial, financial and agricultural— $— 2 $2 
Commercial real estate1 50 — — 
Construction real estate:  
Commercial— — — — 
Mortgage— — — — 
Installment1 14 — — 
Residential real estate:  
Commercial— — — — 
Mortgage4 365 4 257 
HELOC1 16 5 135 
Installment1 16 2 66 
Consumer26 263 51 477 
Leases— — — — 
Total loans 34 $724 64 $937 

Of the $0.7 million in modified TDRs which defaulted during the three-month period ended September 30, 2020, $65,000 were accruing loans and $0.7 million were nonaccrual loans. Of the $0.9 million in modified TDRs which defaulted during the three-month period ended September 30, 2019, $48,000 were accruing loans and $0.9 million were nonaccrual loans.


 Nine Months Ended
September 30, 2020		Nine Months Ended
September 30, 2019
(In thousands)Number of
Contracts		Recorded
Investment		Number of
Contracts		Recorded
Investment
Commercial, financial and agricultural2 $89 3 $65 
Commercial real estate2 278 — — 
Construction real estate:
Commercial— — — — 
Mortgage— — — — 
Installment1 14 — — 
Residential real estate:
Commercial1 8 1 13 
Mortgage8 768 7 370 
HELOC1 16 7 165 
Installment2 28 2 66 
Consumer32 365 58 530 
Leases— — — — 
Total loans 49 $1,566 78 $1,209 

Of the $1.6 million in modified TDRs which defaulted during the nine-month period ended September 30, 2020, $621,000 were accruing loans and $0.9 million were nonaccrual loans. Of the $1.2 million in modified TDRs which defaulted during the nine-month period ended September 30, 2019, $87,000 were accruing loans and $1.1 million were nonaccrual loans.