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Allowance For Loan Losses (Tables)
 6 Months Ended
Jun. 30, 2020
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract]  
Activity In The Allowance For Loan Losses
The activity in the allowance for loan losses for the three-month and six-month periods ended June 30, 2020 and June 30, 2019 is summarized in the following tables.
 
 Three Months Ended
June 30, 2020
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
Allowance for loan losses:       
Beginning balance$21,544  $11,591  $5,493  $9,017  $13,728  $130  $61,503  
Charge-offs277  —  —  71  1,767  15  2,130  
Recoveries180  343  363  172  821  —  1,879  
Net charge-offs/(recoveries)97  (343) (363) (101) 946  15  251  
Provision2,029  4,535  972  1,389  2,842  457  12,224  
Ending balance$23,476  $16,469  $6,828  $10,507  $15,624  $572  $73,476  
 
 Three Months Ended
June 30, 2019
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
Allowance for loan losses:       
Beginning balance$17,337  $10,193  $4,564  $9,170  $12,104  $—  $53,368  
Charge-offs715  339  —  62  1,812  —  2,928  
Recoveries164  55  23  160  1,241  1  1,644  
Net charge-offs/(recoveries)551  284  (23) (98) 571  (1) 1,284  
Provision/(recovery)584  468  478  (399) 732  56  1,919  
Ending balance$17,370  $10,377  $5,065  $8,869  $12,265  $57  $54,003  
Composition Of The Allowance For Loan Losses
The composition of the allowance for loan losses at June 30, 2020 and December 31, 2019 was as follows:
 
 June 30, 2020
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
Allowance for loan losses:       
Ending allowance balance attributed to loans:       
Individually evaluated for impairment$5,239  $80  $—  $22  $—  $467  $5,808  
Collectively evaluated for impairment18,196  16,384  6,828  10,425  15,624  105  67,562  
Acquired with deteriorated credit quality41  5  —  60  —  —  106  
Total ending allowance balance$23,476  $16,469  $6,828  $10,507  $15,624  $572  $73,476  
Loan balance:       
Loans individually evaluated for impairment$30,164  $54,031  $631  $5,257  $—  $1,641  $91,724  
Loans collectively evaluated for impairment1,706,082  1,570,141  350,239  1,940,206  1,506,433  27,051  7,100,152  
Loans acquired with deteriorated credit quality450  8,453  1,114  2,411  1  140  12,569  
Total ending loan balance$1,736,696  $1,632,625  $351,984  $1,947,874  $1,506,434  $28,832  $7,204,445  
Allowance for loan losses as a percentage of loan balance:       
Loans individually evaluated for impairment17.37 %0.15 %— %0.42 %— %28.46 %6.33 %
Loans collectively evaluated for impairment1.07 %1.04 %1.95 %0.54 %1.04 %0.39 %0.95 %
Loans acquired with deteriorated credit quality9.11 %0.06 %— %2.49 %— %— %0.84 %
Total1.35 %1.01 %1.94 %0.54 %1.04 %1.98 %1.02 %
Recorded investment:       
Loans individually evaluated for impairment$30,183  $54,071  $631  $5,257  $—  $1,641  $91,783  
Loans collectively evaluated for impairment1,711,373  1,576,837  351,293  1,944,228  1,511,053  27,064  7,121,848  
Loans acquired with deteriorated credit quality453  8,547  1,117  2,423  1  140  12,681  
Total ending recorded investment$1,742,009  $1,639,455  $353,041  $1,951,908  $1,511,054  $28,845  $7,226,312  
 December 31, 2019
(In thousands)Commercial,
financial and
agricultural		Commercial
real estate		Construction
real estate		Residential
real estate		ConsumerLeasesTotal
Allowance for loan losses:       
Ending allowance balance attributed to loans:       
Individually evaluated for impairment$5,104  $35  $—  $42  $—  $49  $5,230  
Collectively evaluated for impairment14,948  10,187  5,311  8,458  12,211  66  51,181  
Acquired with deteriorated credit quality151  7  —  110  —  —  268  
Total ending allowance balance$20,203  $10,229  $5,311  $8,610  $12,211  $115  $56,679  
Loan balance:       
Loans individually evaluated for impairment$33,077  $41,770  $453  $2,025  $—  $134  $77,459  
Loans collectively evaluated for impairment1,151,073  1,558,550  330,106  1,888,088  1,452,373  29,424  6,409,614  
Loans acquired with deteriorated credit quality (1)
960  9,093  1,140  2,613  2  523  14,331  
Total ending loan balance$1,185,110  $1,609,413  $331,699  $1,892,726  $1,452,375  $30,081  $6,501,404  
Allowance for loan losses as a percentage of loan balance:       
Loans individually evaluated for impairment15.43 %0.08 %— %2.07 %— %36.57 %6.75 %
Loans collectively evaluated for impairment1.30 %0.65 %1.61 %0.45 %0.84 %0.22 %0.80 %
Loans acquired with deteriorated credit quality15.73 %0.08 %— %4.21 %— %— %1.87 %
Total1.70 %0.64 %1.60 %0.45 %0.84 %0.38 %0.87 %
Recorded investment:       
Loans individually evaluated for impairment$33,088  $41,791  $453  $2,025  $—  $134  $77,491  
Loans collectively evaluated for impairment1,155,449  1,564,011  331,161  1,891,941  1,456,687  29,444  6,428,693  
Loans acquired with deteriorated credit quality (1)
966  9,182  1,143  2,625  2  523  14,441  
Total ending recorded investment$1,189,503  $1,614,984  $332,757  $1,896,591  $1,456,689  $30,101  $6,520,625  
 (1) Excludes loans acquired with deteriorated credit quality which were individually evaluated for impairment due to additional credit deterioration or modification post acquisition. These loans had a balance of $5,000, a recorded investment of $6,000, and no allowance as of December 31, 2019.
Schedule of High Risk Industries Additional Reserves A breakout of the pass-rated balances and additional reserve related to these portfolios is detailed in the following table.
June 30, 2020
(in thousands)Pass-Rated BalancePass-Rated Balance - OriginatedPass-Rated Balance - PurchasedAdditional Reserve
Hotels and accommodations$149,163  $138,322  $10,841  $1,988  
Restaurants and food service49,571  42,856  6,715  973  
Strip shopping centers218,133  181,003  37,130  2,066  
Total$416,867  $362,181  $54,686  $5,027