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Loans (Tables)
 12 Months Ended
Dec. 31, 2019
Loans and Leases Receivable Disclosure [Abstract]  
Schedule of composition of loan portfolio by class of loan
The composition of the loan portfolio, by class of loan, as of December 31, 2019 and December 31, 2018 was as follows:

12/31/201912/31/2018
(In thousands)Loan BalanceAccrued Interest ReceivableRecorded InvestmentLoan BalanceAccrued Interest ReceivableRecorded Investment
Commercial, financial and agricultural *
$1,185,110  $4,393  $1,189,503  $1,072,786  $4,603  $1,077,389  
Commercial real estate *
1,609,413  5,571  1,614,984  1,283,045  4,750  1,287,795  
Construction real estate:
Commercial
233,637  826234,463  175,300  801176,101  
Mortgage
96,574  22896,802  70,541  15170,692  
Installment
1,488  41,492  2,433  72,440  
Residential real estate:
Commercial
479,081  1,339  480,420  429,730  1,150  430,880  
Mortgage
1,176,316  1,381  1,177,697  1,134,278  1,227  1,135,505  
HELOC
224,766  1,113  225,879  215,283  1,159  216,442  
Installment
12,563  3212,595  14,327  3614,363  
Consumer
1,452,375  4,314  1,456,689  1,292,136  3,756  1,295,892  
Leases
30,081  2030,101  2,273  262,299  
Total loans
$6,501,404  $19,221  $6,520,625  $5,692,132  $17,666  $5,709,798  
* Included within commercial, financial and agricultural loans and commercial real estate loans was an immaterial amount of consumer loans that were not broken out by class.
Schedule of recorded investment in nonaccrual restructured and loans past due 90 days or more and accruing
The following table presents the recorded investment in nonaccrual loans, accruing TDRs, and loans past due 90 days or more and still accruing by class of loan as of December 31, 2019 and December 31, 2018:
 
12/31/2019
(In thousands)Nonaccrual LoansAccruing TDRsLoans Past Due 90 Days or More and AccruingTotal Nonperforming Loans
Commercial, financial and agricultural$26,776  $6,349  $28  $33,153  
Commercial real estate39,711  2,080  625  42,416  
Construction real estate:
Commercial
453  —  —  453  
Mortgage
25  84  —  109  
Installment
72  5  —  77  
Residential real estate:
Commercial
2,025  —  —  2,025  
Mortgage
15,271  8,826  1,209  25,306  
HELOC
2,062  1,010  44  3,116  
Installment
462  1,964  —  2,426  
Consumer3,089  980  645  4,714  
Leases134  —  186  320  
Total loans$90,080  $21,298  $2,737  $114,115  

12/31/2018
(In thousands)Nonaccrual LoansAccruing TDRsLoans Past Due 90 Days or More and AccruingTotal Nonperforming Loans
Commercial, financial and agricultural$14,998  $196  $10  $15,204  
Commercial real estate25,566  2,860  —  28,426  
Construction real estate:
Commercial
1,866  —  —  1,866  
Mortgage
—  15  20  35  
Installment
19  9  —  28  
Residential real estate:
Commercial
2,610  122  —  2,732  
Mortgage
16,892  9,100  1,124  27,116  
HELOC
2,158  1,028  9  3,195  
Installment
468  1,049  24  1,541  
Consumer3,377  843  1,115  5,335  
Leases—  —  —  —  
Total loans$67,954  $15,222  $2,302  $85,478  
Schedule of loans individually evaluated for impairment and loans collectively evaluated for impairment
The following table provides additional information regarding those nonaccrual and accruing TDR loans that are individually evaluated for impairment and those collectively evaluated for impairment as of December 31, 2019 and December 31, 2018.
 
12/31/201912/31/2018
 
(In thousands)
Nonaccrual and Accruing TDRsLoans Individually Evaluated for ImpairmentLoans Collectively Evaluated for ImpairmentNonaccrual and Accruing TDRsLoans Individually Evaluated for ImpairmentLoans Collectively Evaluated for Impairment
Commercial, financial and agricultural$33,125  $33,088  $37  $15,194  $15,120  $74  
Commercial real estate41,791  41,791  —  28,426  28,426  —  
Construction real estate:
Commercial
453  453  —  1,866  1,866  —  
Mortgage
109  —  109  15—  15
Installment
77  —  77  28—  28
Residential real estate:
Commercial
2,025  2,025  —  2,732  2,732  —  
Mortgage
24,097  —  24,097  25,992  —  25,992  
HELOC
3,072  —  3,072  3,186  —  3,186  
Installment
2,426  —  2,426  1,517  —  1,517  
Consumer4,069  —  4,069  4,220  —  4,220  
Leases134  134  —  —  —  —  
Total loans$111,378  $77,491  $33,887  $83,176  $48,144  $35,032  
Schedule of loans individually evaluated for impairment by class of loan
The following table presents loans individually evaluated for impairment by class of loan as of December 31, 2019 and December 31, 2018.
 
12/31/201912/31/2018
(In thousands)Unpaid Principal BalanceRecorded InvestmentAllowance for Loan Losses AllocatedUnpaid Principal BalanceRecorded InvestmentAllowance for Loan Losses Allocated
With no related allowance recorded
Commercial, financial and agricultural$21,194  $21,010  $—  $8,999  $3,713  $—  
Commercial real estate41,696  41,471  —  26,663  26,213  —  
Construction real estate:
Commercial453  453  —  4,679  1,866  —  
Residential real estate:
Commercial1,921  1,854  —  2,691  2,374  —  
Leases—  —  —  —  —  —  
With an allowance recorded
Commercial, financial and agricultural12,289  12,078  5,104  13,736  11,407  2,169  
Commercial real estate320  320  35  2,255  2,213  86  
Construction real estate:
Commercial—  —  —  —  —  —  
Residential real estate:
Commercial171  171  42  358  358  18  
Leases134  134  49  —  —  —  
Total$78,178  $77,491  $5,230  $59,381  $48,144  $2,273  
Schedule of average recorded investment and interest income recognized on loans individually evaluated for impairment The following tables present the average recorded investment and interest income recognized subsequent to impairment on loans individually evaluated for impairment as of and for the years ended December 31, 2019, 2018, and 2017:
  
Year ended December 31, 2019
(In thousands)Recorded Investment as of December 31, 2019Average Recorded InvestmentInterest Income Recognized
Commercial, financial and agricultural$33,088  $21,415  $527  
Commercial real estate41,791  32,132  1,241  
Construction real estate:
   Commercial453  1,987  26  
Residential real estate:
   Commercial2,025  2,175  99  
Consumer—  —  —  
Leases134  59  —  
Total$77,491  $57,768  $1,893  

Year ended December 31, 2018
(In thousands)Recorded Investment as of December 31, 2018Average Recorded InvestmentInterest Income Recognized
 Commercial, financial and agricultural$15,120  $21,000  $695  
 Commercial real estate28,426  23,024  1,047  
 Construction real estate:
     Commercial1,866  1,709  34
 Residential real estate:
     Commercial2,732  5,308  114  
 Consumer—  —  —  
Leases—  —  —  
Total$48,144  $51,041  $1,890  
Year ended December 31, 2017
(In thousands)Recorded Investment as of December 31, 2017Average Recorded InvestmentInterest Income Recognized
 Commercial, financial and agricultural$18,039  $23,154  $963  
 Commercial real estate18,142  21,692  903
 Construction real estate:
     Commercial1,324  1,729  64
 Residential real estate:
     Commercial19,059  20,490  778  
 Consumer—  5  —  
Leases—  —  —  
Total$56,564  $67,070  $2,708  
Schedule of aging of the recorded investment in past due loans
The following tables present the aging of the recorded investment in past due loans as of December 31, 2019 and December 31, 2018 by class of loan.

12/31/2019
(In thousands)Accruing Loans Past Due 30-89 Days
Past Due Nonaccrual Loans and Loans Past Due 90 Days or More and Accruing (1)
Total Past Due
Total Current (2)
Total Recorded Investment
Commercial, financial and agricultural$582  $12,407  $12,989  $1,176,514  $1,189,503  
Commercial real estate160  1,143  1,303  1,613,681  1,614,984  
Construction real estate:
Commercial—  —  —  234,463  234,463  
Mortgage397  —  397  96,405  96,802  
Installment24  —  24  1,468  1,492  
Residential real estate:
Commercial—  908  908  479,512  480,420  
Mortgage12,841  9,153  21,994  1,155,703  1,177,697  
HELOC652  779  1,431  224,448  225,879  
Installment164  338  502  12,093  12,595  
Consumer6,561  1,621  8,182  1,448,507  1,456,689  
Leases368  186  554  29,547  30,101  
Total loans$21,749  $26,535  $48,284  $6,472,341  $6,520,625  
(1) Includes an aggregate of $2.7 million of loans past due 90 days or more and accruing. The remaining are past due, nonaccrual loans.
(2) Includes an aggregate of $66.3 million of nonaccrual loans which are current in regards to contractual principal and interest payments.
12/31/2018
(In thousands)Accruing Loans Past Due 30-89 Days
Past Due, Nonaccrual Loans and Loans Past Due 90 Days or More and Accruing (1)
Total Past Due
Total Current (2)
Total Recorded Investment
Commercial, financial and agricultural$4,786  $1,375  $6,161  $1,071,228  $1,077,389  
Commercial real estate780  3,584  4,364  1,283,431  1,287,795  
Construction real estate:
Commercial—  1,635  1,635  174,466  176,101  
Mortgage13320  15370,539  70,692  
Installment2819472,393  2,440  
Residential real estate:
Commercial683  1,104  1,787  429,093  430,880  
Mortgage13,210  8,553  21,763  1,113,742  1,135,505  
HELOC620  907  1,527  214,915  216,442  
Installment155  274  429  13,934  14,363  
Consumer9,524  2,131  11,655  1,284,237  1,295,892  
Leases—  —  —  2,299  2,299  
Total loans$29,919  $19,602  $49,521  $5,660,277  $5,709,798  
(1) Includes an aggregate of $2.3 million of loans past due 90 days or more and accruing. The remaining are past due, nonaccrual loans.
(2) Includes an aggregate of $50.7 million of nonaccrual loans which are current in regards to contractual principal and interest payments.
Schedule of recorded investment by loan grade
The tables below present the recorded investment by loan grade at December 31, 2019 and December 31, 2018 for all commercial loans:
 
12/31/2019
(In thousands)5 Rated6 RatedNonaccrual and Accruing TDRs
Purchased Credit Impaired (1)
Pass-RatedRecorded
Investment
Commercial, financial and agricultural*$11,981  $3  $33,125  $966  $1,143,428  $1,189,503  
Commercial real estate*6,796  945  41,791  9,182  1,556,270  $1,614,984  
Construction real estate:
  Commercial4,857  1  453  1,044  228,108  $234,463  
Residential real estate:
  Commercial3,839  30  2,025  1,754  472,772  $480,420  
Leases—  —  134  523  29,444  $30,101  
Total Commercial Loans$27,473  $979  $77,528  $13,469  $3,430,022  $3,549,471  
* Included within commercial, financial and agricultural loans and commercial real estate loans is an immaterial amount of consumer loans that were not broken out by class.
(1) Excludes loans acquired with deteriorated credit quality which are nonaccrual or TDRs due to additional credit deterioration or modification post acquisition. These loans had a recorded investment of $6,000 at December 31, 2019.

12/31/2018
(In thousands)5 Rated6 RatedNonaccrual and Accruing TDRs
Purchased Credit Impaired (1)
Pass RatedRecorded Investment
Commercial, financial and agricultural*$11,509  $444  $15,194  $148  $1,050,094  $1,077,389  
Commercial real estate*2,707  —  28,426  3,059  1,253,603  1,287,795  
Construction real estate:
  Commercial1,560  —  1,866  503  172,172  176,101  
Residential real estate:
  Commercial272  41  2,732  251  427,584  430,880  
Leases—  —  —  —  2,299  2,299  
Total Commercial Loans$16,048  $485  $48,218  $3,961  $2,905,752  $2,974,464  
* Included within commercial, financial and agricultural loans and commercial real estate loans is an immaterial amount of consumer loans that were not broken out by class.
(1) Excludes loans acquired with deteriorated credit quality which are nonaccrual or TDRs due to additional credit deterioration or modification post acquisition. These loans had a recorded investment of $475,000 at December 31, 2018.
Schedule of troubled debt restructurings on financing receivables
The following tables detail the number of contracts modified as TDRs during the years ended December 31, 2019, 2018 and 2017 as well as the recorded investment of these contracts at December 31, 2019, 2018, and 2017. The recorded investment pre- and post-modification is generally the same due to the fact that Park does not typically forgive principal.

Year ended
December 31, 2019
(In thousands)Number of ContractsAccruingNonaccrualRecorded Investment
Commercial, financial and agricultural30  $6,040  $7,821  $13,861  
Commercial real estate8  415  7,855  8,270  
Construction real estate:
Commercial3  —  415  415  
Mortgage2  77  —  77  
Installment—  —  —  —  
Residential real estate:
Commercial3  —  100  100  
Mortgage21  535  589  1,124  
HELOC18  126  234  360  
Installment34  1,047  28  1,075  
Consumer324  225  1,166  1,391  
Total loans443$8,465  $18,208  $26,673  

Year ended
December 31, 2018
(In thousands)Number of ContractsAccruingNonaccrualRecorded Investment
Commercial, financial and agricultural21$28  $829  $857  
Commercial real estate17414  3,172  3,586  
Construction real estate:
Commercial1  —  —  —  
Mortgage—  —  —  —  
Installment2  10  —  10  
Residential real estate:
Commercial354  363  417  
Mortgage25842  854  1,696  
HELOC21558  86  644  
Installment19459  69  528  
Consumer283204  1,249  1,453  
Total loans392$2,569  $6,622  $9,191  
 
Year ended
December 31, 2017
(In thousands)Number of ContractsAccruingNonaccrualRecorded Investment
Commercial, financial and agricultural29$945  $2,770  $3,715  
Commercial real estate91,050  313  1,363  
Construction real estate:
Commercial——  —  —  
Mortgage1  —  8  8  
Installment—  —  —  —  
Residential real estate:
Commercial15144  486  630  
Mortgage33888  1,359  2,247  
HELOC19474  102  576  
Installment11251  43  294  
Consumer309171  1,121  1,292  
Total loans426$3,923  $6,202  $10,125  
Schedule Of Financing Receivable, Loans Modified As T D R Within Previous Twelve Months That Subsequently Defaulted [Table text Block]
The following table presents the recorded investment in financing receivables which were modified as TDRs within the previous 12 months and for which there was a payment default during the year ended December 31, 2019, December 31, 2018, and December 31, 2017. For this table, a loan is considered to be in default when it becomes 30 days contractually past due under the modified terms. The additional allowance for loan loss resulting from the defaults on TDR loans was immaterial.
 
Year ended
December 31, 2019		Year ended
December 31, 2018		Year ended
December 31, 2017
(In thousands)Number of ContractsRecorded InvestmentNumber of ContractsRecorded InvestmentNumber of ContractsRecorded Investment
Commercial, financial and agricultural1  $20  3  $104  —  $—  
Commercial real estate—  —  —  —  2  82  
Construction real estate:
Commercial—  —  —  —  —  —  
Mortgage—  —  —  —  —  —  
Installment—  —  —  —  —  —  
Residential real estate:
Commercial—  —  —  —  2  117  
Mortgage7  665  8  518  6  467  
HELOC6  141  2  32  4  194  
Installment—  —  1  29  —  —  
Consumer56  539  59  636  50  375  
Leases—  —  —  —  —  —  
Total loans70  $1,365  $73  $1,319  64  $1,235