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Capital Ratios (Tables)
 12 Months Ended
Dec. 31, 2018
Capital [Abstract]  
Schedule of compliance with regulatory capital requirements under banking regulations
The following table indicates the capital ratios for PNB and Park at December 31, 2018 and 2017.
 
 
As of December 31, 2018
 
Leverage
 
Tier 1
Risk-Based
 
Common Equity Tier 1
 
Total
Risk-Based
PNB
8.29
%
 
11.01
%
 
11.01
%
 
12.30
%
Park
10.04
%
 
13.30
%
 
13.04
%
 
14.19
%
Adequately capitalized ratio
4.00
%
 
6.00
%
 
4.50
%
 
8.00
%
Adequately capitalized ratio plus capital conservation buffer
4.00
%
 
8.50
%
 
7.00
%
 
10.50
%
Well-capitalized ratio - PNB
5.00
%
 
8.00
%
 
6.50
%
 
10.00
%
Well-capitalized ratio - Park
N/A

 
6.00
%
 
N/A

 
10.00
%
 
 
As of December 31, 2017
 
Leverage
 
Tier 1
Risk-Based
 
Common Equity Tier 1
 
Total
Risk-Based
PNB
7.36
%
 
10.35
%
 
10.35
%
 
11.60
%
Park
9.44
%
 
13.22
%
 
12.94
%
 
14.14
%
Adequately capitalized ratio
4.00
%
 
6.00
%
 
4.50
%
 
8.00
%
Adequately capitalized ratio plus capital conservation buffer
4.00
%
 
8.50
%
 
7.00
%
 
10.50
%
Well-capitalized ratio - PNB
5.00
%
 
8.00
%
 
6.50
%
 
10.00
%
Well-capitalized ratio - Park
N/A

 
6.00
%
 
N/A

 
10.00
%
Schedule of various measures of capital ratio
The following table reflects various measures of capital for Park and PNB:
 
 
 
 
 
 
 
To Be Adequately Capitalized
 
To Be Well-Capitalized
(In thousands)
 
Actual Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
At December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
709,101

 
12.30
%
 
$
461,293

 
8.00
%
 
$
576,617

 
10.00
%
Park
 
826,006

 
14.19
%
 
465,732

 
8.00
%
 
582,166

 
10.00
%
Tier 1 Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
634,909

 
11.01
%
 
$
345,970

 
6.00
%
 
$
461,293

 
8.00
%
Park
 
774,369

 
13.30
%
 
349,299

 
6.00
%
 
349,299

 
6.00
%
Leverage Ratio
(to average total assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
634,909

 
8.29
%
 
$
306,485

 
4.00
%
 
$
383,106

 
5.00
%
Park
 
774,369

 
10.04
%
 
308,397

 
4.00
%
 
N/A

 
N/A

Common Equity Tier 1
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
634,909

 
11.01
%
 
$
259,478

 
4.50
%
 
$
374,801

 
6.50
%
Park
 
759,369

 
13.04
%
 
261,975

 
4.50
%
 
N/A

 
N/A

 
 
 
 
 
 
 
 
 
 
 
 
 
At December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
628,440

 
11.60
%
 
$
433,406

 
8.00
%
 
$
541,757

 
10.00
%
Park
 
775,867

 
14.14
%
 
438,981

 
8.00
%
 
548,726

 
10.00
%
Tier 1 Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
560,530

 
10.35
%
 
$
325,054

 
6.00
%
 
$
433,406

 
8.00
%
Park
 
725,221

 
13.22
%
 
329,235

 
6.00
%
 
329,235

 
6.00
%
Leverage Ratio
(to average total assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
560,530

 
7.36
%
 
$
304,722

 
4.00
%
 
$
380,903

 
5.00
%
Park
 
725,221

 
9.44
%
 
307,441

 
4.00
%
 
N/A

 
N/A

Common Equity Tier 1
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
560,530

 
10.35
%
 
243,791

 
4.50
%
 
352,142

 
6.50
%
Park
 
710,221

 
12.94
%
 
246,927

 
4.50
%
 
N/A

 
N/A