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Loans (Tables)
 9 Months Ended
Sep. 30, 2018
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Line Items]  
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities Acquired During Period [Table Text Block]
The following table provides changes in accretable discount for loans acquired with deteriorated credit quality:
 
 
For the Nine Months Ended
(in thousands)
 
September 30, 2018
 
September 30, 2017
Balance at the beginning of the period
 
$
—

 
$
—

     Acquisitions
 
176

 
—

     Reductions due to change in projected cash flows
 
—

 
—

     Reclass from non-accretable difference
 
—

 
—

     Transfers out
 
11

 
—

     Accretion
 
—

 
—

Balance at end of period
 
$
165

 
$
—
Composition Of Loan Portfolio By Class Of Loan
The composition of the loan portfolio, by class of loan, as of September 30, 2018 and December 31, 2017 was as follows:
 
 
September 30, 2018
 
 
December 31, 2017
(In thousands)
Loan
Balance
 
Accrued
Interest
Receivable
 
Recorded
Investment
 
 
Loan
Balance
 
Accrued
Interest
Receivable
 
Recorded
Investment
Commercial, financial and agricultural *
$
1,031,500

 
$
5,606

 
$
1,037,106

 
 
$
1,053,453

 
$
4,413

 
$
1,057,866

Commercial real estate *
1,302,630

 
5,169

 
1,307,799

 
 
1,167,607

 
4,283

 
1,171,890

Construction real estate:
 

 
 

 
 

 
 
 

 
 

 
 

Commercial
151,757

 
474

 
152,231

 
 
125,389

 
401

 
125,790

Mortgage
65,842

 
158

 
66,000

 
 
52,203

 
133

 
52,336

Installment
2,597

 
8

 
2,605

 
 
3,878

 
13

 
3,891

Residential real estate:
 

 
 

 
 

 
 
 

 
 

 
 

Commercial
403,147

 
1,156

 
404,303

 
 
393,094

 
1,029

 
394,123

Mortgage
1,140,648

 
1,719

 
1,142,367

 
 
1,110,426

 
1,516

 
1,111,942

HELOC
221,632

 
964

 
222,596

 
 
203,178

 
974

 
204,152

Installment
15,556

 
43

 
15,599

 
 
18,526

 
53

 
18,579

Consumer
1,287,382

 
3,773

 
1,291,155

 
 
1,241,736

 
3,808

 
1,245,544

Leases
2,632

 
40

 
2,672

 
 
2,993

 
36

 
3,029

Total loans
$
5,625,323

 
$
19,110

 
$
5,644,433

 
 
$
5,372,483

 
$
16,659

 
$
5,389,142

* Included within each of commercial, financial and agricultural loans and commercial real estate loans is an immaterial amount of consumer loans that are not broken out by class.
Recorded Investment In Nonaccrual Restructured And Loans Past Due 90 Days Or More And Accruing
The following tables present the recorded investment in nonaccrual loans, accruing troubled debt restructurings ("TDRs"), and loans past due 90 days or more and still accruing by class of loan as of September 30, 2018 and December 31, 2017:
 
 
 
September 30, 2018
(In thousands)
 
Nonaccrual
Loans
 
Accruing
TDRs
 
Loans Past Due
90 Days or More
and Accruing
 
Total
Nonperforming
Loans
Commercial, financial and agricultural
 
$
15,837

 
$
264

 
$
16

 
$
16,117

Commercial real estate
 
22,806

 
2,999

 
—

 
25,805

Construction real estate:
 
 

 
 

 
 

 
 

Commercial
 
2,016

 
—

 
—

 
2,016

Mortgage
 
16

 
16

 
—

 
32

Installment
 
21

 
12

 
—

 
33

Residential real estate:
 
 

 
 

 
 

 
 

Commercial
 
2,786

 
127

 
—

 
2,913

Mortgage
 
17,411

 
8,175

 
720

 
26,306

HELOC
 
1,901

 
1,251

 
144

 
3,296

Installment
 
410

 
1,074

 
—

 
1,484

Consumer
 
3,450

 
789

 
1,203

 
5,442

Total loans
 
$
66,654

 
$
14,707

 
$
2,083

 
$
83,444

 
 
 
December 31, 2017
(In thousands)
 
Nonaccrual
Loans
 
Accruing
TDRs
 
Loans Past Due
90 Days or More
and Accruing
 
Total
Nonperforming
Loans
Commercial, financial and agricultural
 
$
16,773

 
$
1,291

 
$
—

 
$
18,064

Commercial real estate
 
12,979

 
5,163

 
—

 
18,142

Construction real estate:
 
 

 
 

 
 

 
 
Commercial
 
986

 
338

 
—

 
1,324

Mortgage
 
8

 
92

 
—

 
100

Installment
 
52

 
—

 
—

 
52

Residential real estate:
 
 

 
 

 
 

 
 

Commercial
 
18,835

 
224

 
—

 
19,059

Mortgage
 
16,841

 
10,766

 
568

 
28,175

HELOC
 
1,593

 
1,025

 
14

 
2,632

Installment
 
586

 
616

 
7

 
1,209

Consumer
 
3,403

 
662

 
1,256

 
5,321

Total loans
 
$
72,056

 
$
20,177

 
$
1,845

 
$
94,078
Loans Individually And Collectively Evaluated For Impairment
The following table provides additional information regarding those nonaccrual loans and accruing TDR loans that were individually evaluated for impairment and those collectively evaluated for impairment, as of September 30, 2018 and December 31, 2017.

 
 
September 30, 2018
 
 
December 31, 2017
(In thousands)
 
Nonaccrual and Accruing TDRs
 
Loans
Individually
Evaluated for
Impairment
 
Loans
Collectively
Evaluated for
Impairment
 
 
Nonaccrual and Accruing TDRs
 
Loans
Individually
Evaluated for
Impairment
 
Loans
Collectively
Evaluated for
Impairment
Commercial, financial and agricultural
 
$
16,101

 
$
16,026

 
$
75

 
 
$
18,064

 
$
18,039

 
$
25

Commercial real estate
 
25,805

 
25,805

 
—

 
 
18,142

 
18,142

 
—

Construction real estate:
 
 

 
 

 
 

 
 
 

 
 

 
 

Commercial
 
2,016

 
2,016

 
—

 
 
1,324

 
1,324

 
—

Mortgage
 
32

 
—

 
32

 
 
100

 
—

 
100

Installment
 
33

 
—

 
33

 
 
52

 
—

 
52

Residential real estate:
 
 

 
 

 
 

 
 
 

 
 

 
 

Commercial
 
2,913

 
2,913

 
—

 
 
19,059

 
19,059

 
—

Mortgage
 
25,586

 
—

 
25,586

 
 
27,607

 
—

 
27,607

HELOC
 
3,152

 
—

 
3,152

 
 
2,618

 
—

 
2,618

Installment
 
1,484

 
—

 
1,484

 
 
1,202

 
—

 
1,202

Consumer
 
4,239

 
—

 
4,239

 
 
4,065

 
—

 
4,065

Total loans
 
$
81,361

 
$
46,760

 
$
34,601

 
 
$
92,233

 
$
56,564

 
$
35,669
Loans Individually Evaluated For Impairment By Class Of Loans
The following table presents loans individually evaluated for impairment by class of loan, together with the related allowance recorded, as of September 30, 2018 and December 31, 2017.
 
 
 
September 30, 2018
 
 
December 31, 2017
(In thousands)
 
Unpaid
Principal
Balance
 
Recorded
Investment
 
Allowance
for Loan
Losses
Allocated
 
 
Unpaid
Principal
Balance
 
Recorded
Investment
 
Allowance
for Loan
Losses
Allocated
With no related allowance recorded:
 
 

 
 

 
 

 
 
 

 
 

 
 

Commercial, financial and agricultural
 
$
18,067

 
$
12,801

 
$
—

 
 
$
19,899

 
$
14,704

 
$
—

Commercial real estate
 
24,518

 
24,004

 
—

 
 
18,974

 
18,060

 
—

Construction real estate:
 
 

 
 

 
 

 
 
 

 
 

 
 

Commercial
 
4,829

 
2,016

 
—

 
 
2,788

 
1,324

 
—

Residential real estate:
 
 

 
 

 
 

 
 
 

 
 

 
 

Commercial
 
3,004

 
2,716

 
—

 
 
19,346

 
19,012

 
—

 
 
 
 
 
 
 
 
 
 
 
 
 
 
With an allowance recorded:
 
 

 
 

 
 

 
 
 

 
 

 
 

Commercial, financial and agricultural
 
5,317

 
3,225

 
1,716

 
 
5,394

 
3,335

 
681

Commercial real estate
 
1,832

 
1,801

 
71

 
 
137

 
82

 
2

Construction real estate:
 
 

 
 

 
 

 
 
 

 
 

 
 

Commercial
 
—

 
—

 
—

 
 
—

 
—

 
—

Residential real estate:
 
 

 
 

 
 

 
 
 

 
 

 
 

Commercial
 
200

 
197

 
59

 
 
47

 
47

 
1

Consumer
 
—

 
—

 
—

 
 
—

 
—

 
—

Total
 
$
57,767

 
$
46,760

 
$
1,846

 
 
$
66,585

 
$
56,564

 
$
684
Average Recorded Investment And Interest Income Recognized On Loans Individually Evaluated For Impairment
The following table presents the average recorded investment and interest income recognized subsequent to impairment on loans individually evaluated for impairment as of and for the three and nine months ended September 30, 2018 and September 30, 2017:

 
Three Months Ended
September 30, 2018
 
 
Three Months Ended
September 30, 2017
(In thousands)
Recorded Investment as of September 30, 2018
 
Average
Recorded
Investment
 
Interest
Income
Recognized
 
 
Recorded Investment as of September 30, 2017
 
Average
Recorded
Investment
 
Interest
Income
Recognized
Commercial, financial and agricultural
$
16,026

 
$
23,247

 
$
187

 
 
$
29,848

 
$
28,412

 
$
398

Commercial real estate
25,805

 
26,428

 
268

 
 
22,995

 
22,241

 
192

Construction real estate:
 
 
 
 
 
 
 
 
 
 
 
 
   Commercial
2,016

 
2,246

 
4

 
 
1,460

 
1,554

 
18

Residential real estate:
 
 
 
 
 
 
 
 
 
 
 
 
   Commercial
2,913

 
2,758

 
26

 
 
19,298

 
20,365

 
46

Consumer
—

 
—

 
—

 
 
8

 
8

 
—

Total
$
46,760

 
$
54,679

 
$
485

 
 
$
73,609

 
$
72,580

 
$
654



 
Nine Months Ended
September 30, 2018
 
 
Nine Months Ended
September 30, 2017
(In thousands)
Recorded Investment as of September 30, 2018
 
Average
Recorded
Investment
 
Interest
Income
Recognized
 
 
Recorded Investment as of September 30, 2017
 
Average
Recorded
Investment
 
Interest
Income
Recognized
Commercial, financial and agricultural
$
16,026

 
$
22,686

 
$
506

 
 
$
29,848

 
$
23,770

 
$
738

Commercial real estate
25,805

 
21,582

 
671

 
 
22,995

 
22,470

 
663

Construction real estate:
 
 
 
 
 
 
 
 
 
 
 
 
   Commercial
2,016

 
1,661

 
31

 
 
1,460

 
1,830

 
49

Residential real estate:
 
 
 
 
 
 
 
 
 
 
 
 
   Commercial
2,913

 
6,086

 
84

 
 
19,298

 
20,876

 
452

Consumer
—

 
—

 
—

 
 
8

 
7

 
—

Total
$
46,760

 
$
52,015

 
$
1,292

 
 
$
73,609

 
$
68,953

 
$
1,902
Aging Of Recorded Investment In Past Due Loans
The following tables present the aging of the recorded investment in past due loans as of September 30, 2018 and December 31, 2017 by class of loan. 

 
September 30, 2018
(In thousands)
Accruing Loans
Past Due 30-89
Days
 
Past Due 
Nonaccrual
Loans and Loans Past
Due 90 Days or
More and 
Accruing (1)
 
Total Past Due
 
Total Current (2)
 
Total Recorded
Investment
Commercial, financial and agricultural
$
2,769

 
$
1,817

 
$
4,586

 
$
1,032,520

 
$
1,037,106

Commercial real estate
96

 
1,425

 
1,521

 
1,306,278

 
1,307,799

Construction real estate:
 

 
 

 
 

 
 

 
 

Commercial
—

 
1,837

 
1,837

 
150,394

 
152,231

Mortgage
241

 
—

 
241

 
65,759

 
66,000

Installment
179

 
21

 
200

 
2,405

 
2,605

Residential real estate:
 

 
 

 
 

 
 

 
 

Commercial
79

 
1,268

 
1,347

 
402,956

 
404,303

Mortgage
13,669

 
8,241

 
21,910

 
1,120,457

 
1,142,367

HELOC
749

 
1,089

 
1,838

 
220,758

 
222,596

Installment
273

 
212

 
485

 
15,114

 
15,599

Consumer
10,221

 
2,251

 
12,472

 
1,278,683

 
1,291,155

Leases
—

 
—

 
—

 
2,672

 
2,672

Total loans
$
28,276

 
$
18,161

 
$
46,437

 
$
5,597,996

 
$
5,644,433


(1) Includes $2.1 million of loans past due 90 days or more and accruing. The remaining loans were past due nonaccrual loans.
(2) Includes $50.1 million of nonaccrual loans which were current in regards to contractual principal and interest payments.

 
December 31, 2017
(in thousands)
Accruing Loans
Past Due 30-89
Days
 
Past Due 
Nonaccrual
Loans and Loans Past
Due 90 Days or
More and 
Accruing (1)
 
Total Past Due
 
Total Current (2)
 
Total Recorded
Investment
Commercial, financial and agricultural
$
145

 
$
1,043

 
$
1,188

 
$
1,056,678

 
$
1,057,866

Commercial real estate
856

 
2,360

 
3,216

 
1,168,674

 
1,171,890

Construction real estate:
 

 
 

 
 
 
 

 
 

Commercial
29

 
—

 
29

 
125,761

 
125,790

Mortgage
256

 
—

 
256

 
52,080

 
52,336

Installment
54

 
19

 
73

 
3,818

 
3,891

Residential real estate:
 

 
 

 
 

 
 

 
 

Commercial
16

 
1,586

 
1,602

 
392,521

 
394,123

Mortgage
11,515

 
9,232

 
20,747

 
1,091,195

 
1,111,942

HELOC
616

 
876

 
1,492

 
202,660

 
204,152

Installment
239

 
253

 
492

 
18,087

 
18,579

Consumer
11,515

 
2,407

 
13,922

 
1,231,622

 
1,245,544

Leases
—

 
—

 
—

 
3,029

 
3,029

Total loans
$
25,241

 
$
17,776

 
$
43,017

 
$
5,346,125

 
$
5,389,142

(1) Includes $1.8 million of loans past due 90 days or more and accruing. The remaining loans were past due nonaccrual loans.
(2) Includes $56.1 million of nonaccrual loans which were current in regards to contractual principal and interest payments.
Recorded Investment By Loan Grade
The tables below present the recorded investment by loan grade at September 30, 2018 and December 31, 2017 for all commercial loans:
 
 
September 30, 2018
(In thousands)
5 Rated
 
6 Rated
 
Nonaccrual and Accruing TDRs
 
Purchase Credit Impaired
 
Pass-Rated
 
Recorded
Investment
Commercial, financial and agricultural *
$
980

 
$
451

 
$
16,101

 
$
405

 
$
1,019,169

 
$
1,037,106

Commercial real estate *
2,147

 
—

 
25,805

 
3,546

 
1,276,301

 
1,307,799

Construction real estate:
 

 
 

 
 

 
 
 
 

 
 

Commercial
1,588

 
—

 
2,016

 
499

 
148,128

 
152,231

Residential real estate:
 

 
 

 
 

 
 
 
 

 
 

Commercial
195

 
44

 
2,913

 
44

 
401,107

 
404,303

Leases
—

 
—

 
—

 
—

 
2,672

 
2,672

Total commercial loans
$
4,910

 
$
495

 
$
46,835

 
$
4,494

 
$
2,847,377

 
$
2,904,111

 * Included within each of commercial, financial and agricultural loans and commercial real estate loans is an immaterial amount of consumer loans that are not broken out by class.

 
December 31, 2017
(In thousands)
5 Rated
 
6 Rated
 
Nonaccrual and Accruing TDRs
 
Purchase Credit Impaired
 
Pass-Rated
 
Recorded
Investment
Commercial, financial and agricultural *
$
17,272

 
$
153

 
$
18,064

 
$
—

 
$
1,022,377

 
$
1,057,866

Commercial real estate *
5,322

 
457

 
18,142

 
—

 
1,147,969

 
1,171,890

Construction real estate:
 

 
 

 
 

 
 
 
 

 
 

Commercial
278

 
—

 
1,324

 
—

 
124,188

 
125,790

Residential real estate:
 

 
 

 
 

 
 
 
 

 
 

Commercial
216

 
1

 
19,059

 
—

 
374,847

 
394,123

Leases
—

 
—

 
—

 
—

 
3,029

 
3,029

Total Commercial Loans
$
23,088

 
$
611

 
$
56,589

 
$
—

 
$
2,672,410

 
$
2,752,698
TDR Number Of Contracts Modified And Recorded Investment
The following tables detail the number of contracts modified as TDRs during the three-month periods ended September 30, 2018 and September 30, 2017, as well as the recorded investment of these contracts at September 30, 2018 and September 30, 2017. The recorded investment pre- and post-modification is generally the same due to the fact that Park does not typically forgive principal.

 
Three Months Ended
September 30, 2018
(In thousands)
Number of
Contracts
 
Accruing
 
Nonaccrual
 
Total
Recorded
Investment
Commercial, financial and agricultural
8

 
$
22

 
$
552

 
$
574

Commercial real estate
3

 
—

 
1,154

 
1,154

Construction real estate:
 
 
 
 
 
 
 
  Commercial
—

 
—

 
—

 
—

  Mortgage
—

 
—

 
—

 
—

  Installment
—

 
—

 
—

 
—

Residential real estate:
 
 
 
 
 
 
 
  Commercial
2

 
55

 
249

 
304

  Mortgage
4

 
—

 
246

 
246

  HELOC
10

 
453

 
16

 
469

  Installment
8

 
336

 
—

 
336

Consumer
71

 
31

 
590

 
621

Total loans
106

 
$
897

 
$
2,807

 
$
3,704


 
Three Months Ended
September 30, 2017
(In thousands)
Number of
Contracts
 
Accruing
 
Nonaccrual
 
Total
Recorded
Investment
Commercial, financial and agricultural
14

 
$
400

 
$
1,015

 
$
1,415

Commercial real estate
3

 
974

 
481

 
1,455

Construction real estate:
 
 
 
 
 
 
 
  Commercial
—

 
—

 
—

 
—

  Mortgage
—

 
—

 
—

 
—

  Installment
—

 
—

 
—

 
—

Residential real estate:
 
 
 
 
 
 
 
  Commercial
10

 
144

 
354

 
498

  Mortgage
5

 
211

 
206

 
417

  HELOC
4

 
123

 
45

 
168

  Installment
4

 
110

 
41

 
151

Consumer
99

 
99

 
735

 
834

Total loans
139

 
$
2,061

 
$
2,877

 
$
4,938


Of those loans which were modified and determined to be a TDR during the three-month period ended September 30, 2018, $0.1 million were on nonaccrual status as of December 31, 2017. Of those loans which were modified and determined to be a TDR during the three-month period ended September 30, 2017, $0.5 million were on nonaccrual status as of December 31, 2016.

 
Nine Months Ended
September 30, 2018
(In thousands)
Number of
Contracts
 
Accruing
 
Nonaccrual
 
Total
Recorded
Investment
Commercial, financial and agricultural
16

 
$
208

 
$
592

 
$
800

Commercial real estate
10

 
447

 
1,412

 
1,859

Construction real estate:
 
 
 
 
 
 
 
  Commercial
1

 
—

 
—

 
—

  Mortgage
—

 
—

 
—

 
—

  Installment
2

 
12

 
—

 
12

Residential real estate:
 
 
 
 
 
 
 
  Commercial
2

 
55

 
249

 
304

  Mortgage
17

 
90

 
972

 
1,062

  HELOC
18

 
735

 
125

 
860

  Installment
17

 
437

 
16

 
453

Consumer
206

 
59

 
1,157

 
1,216

Total loans
289

 
$
2,043

 
$
4,523

 
$
6,566


 
Nine Months Ended
September 30, 2017
(In thousands)
Number of
Contracts
 
Accruing
 
Nonaccrual
 
Total
Recorded
Investment
Commercial, financial and agricultural
25

 
$
400

 
$
3,769

 
$
4,169

Commercial real estate
9

 
1,525

 
795

 
2,320

Construction real estate:
 
 
 
 
 
 
 
  Commercial
—

 
—

 
—

 
—

  Mortgage
1

 
—

 
8

 
8

  Installment
—

 
—

 
—

 
—

Residential real estate:
 
 
 
 
 
 
 
  Commercial
15

 
144

 
558

 
702

  Mortgage
24

 
746

 
923

 
1,669

  HELOC
16

 
478

 
51

 
529

  Installment
7

 
175

 
41

 
216

Consumer
228

 
140

 
1,012

 
1,152

Total loans
325

 
$
3,608

 
$
7,157

 
$
10,765


Of those loans which were modified and determined to be a TDR during the nine-month period ended September 30, 2018, $0.5 million were on nonaccrual status as of December 31, 2017. Of those loans which were modified and determined to be a TDR during the nine-month period ended September 30, 2017, $3.0 million were on nonaccrual status as of December 31, 2016.
Recorded Investment In Financing Receivable Modified As TDR Within 12 Months
The following table presents the recorded investment in loans which were modified as TDRs within the previous 12 months and for which there was a payment default during the three-month and nine-month periods ended September 30, 2018 and September 30, 2017, respectively. For this table, a loan is considered to be in default when it becomes 30 days contractually past due under the modified terms. The additional allowance for loan loss resulting from the defaults on TDR loans was immaterial.
 
 
Three Months Ended
September 30, 2018
 
 
Three Months Ended
September 30, 2017
 
(In thousands)
Number of
Contracts
 
Recorded
Investment
 
 
Number of
Contracts
 
Recorded
Investment
 
Commercial, financial and agricultural
1

 
$
1

 
 
1

 
$
20

 
Commercial real estate
—

 
—

 
 
1

 
72

 
Construction real estate:
 

 
 

 
 
 
 
 
 
Commercial
—

 
—

 
 
—

 
—

 
Mortgage
—

 
—

 
 
—

 
—

 
Installment
—

 
—

 
 
—

 
—

 
Residential real estate:
 

 
 

 
 
 
 
 
 
Commercial
—

 
—

 
 
1

 
17

 
Mortgage
8

 
688

 
 
6

 
427

 
HELOC
3

 
108

 
 
2

 
27

 
Installment
—

 
—

 
 
—

 
—

 
Consumer
40

 
315

 
 
33

 
262

 
Leases
—

 
—

 
 
—

 
—

 
Total loans
52

 
$
1,112

 
 
44

 
$
825

 


Of the $1.1 million in modified TDRs which defaulted during the three-month period ended September 30, 2018, $67,000 were accruing loans and $1.0 million were nonaccrual loans. Of the $0.8 million in modified TDRs which defaulted during the three-month period ended September 30, 2017, all were nonaccrual loans.

 
Nine Months Ended
September 30, 2018
 
 
Nine Months Ended
September 30, 2017
 
(In thousands)
Number of
Contracts
 
Recorded
Investment
 
 
Number of
Contracts
 
Recorded
Investment
 
Commercial, financial and agricultural
1

 
$
1

 
 
1

 
$
20

 
Commercial real estate
—

 
—

 
 
2

 
248

 
Construction real estate:
 
 
 
 
 
 
 
 
 
Commercial
—

 
—

 
 
—

 
—

 
Mortgage
—

 
—

 
 
—

 
—

 
Installment
—

 
—

 
 
—

 
—

 
Residential real estate:
 
 
 
 
 
 
 
 
 
Commercial
—

 
—

 
 
1

 
17

 
Mortgage
9

 
789

 
 
6

 
426

 
HELOC
3

 
108

 
 
3

 
32

 
Installment
—

 
—

 
 
—

 
—

 
Consumer
50

 
392

 
 
45

 
345

 
Leases
—

 
—

 
 
—

 
—

 
Total loans
63

 
$
1,290

 
 
58

 
$
1,088

 

Of the $1.3 million in modified TDRs which defaulted during the nine-month period ended September 30, 2018, $67,000 were accruing loans and $1.2 million were nonaccrual loans. Of the $1.1 million in modified TDRs which defaulted during the nine-month period ended September 30, 2017, $2,000 were accruing loans and $1.1 million were nonaccrual loans.