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Allowance For Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2018
Allowance for Loan and Lease Losses Write-offs, Net [Abstract]  
Activity In The Allowance For Loan Losses
The activity in the allowance for loan losses for the three-month periods ended March 31, 2018 and March 31, 2017 is summarized in the following tables.
 
 
Three Months Ended
March 31, 2018
(In thousands)
Commercial,
financial and
agricultural
 
Commercial
real estate
 
Construction
real estate
 
Residential
real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 

 
 

 
 

 
 

 
 

 
 

 
 

Beginning balance
$
15,022

 
$
9,601

 
$
4,430

 
$
9,321

 
$
11,614

 
$
—

 
$
49,988

Charge-offs
649

 
47

 
—

 
116

 
2,638

 
—

 
3,450

Recoveries
652

 
87

 
59

 
360

 
1,013

 
—

 
2,171

Net (recoveries)/charge-offs
(3
)
 
(40
)
 
(59
)
 
(244
)
 
1,625

 
—

 
1,279

(Recovery)/provision
(948
)
 
(153
)
 
(26
)
 
(150
)
 
1,537

 
—

 
260

Ending balance
$
14,077

 
$
9,488

 
$
4,463

 
$
9,415

 
$
11,526

 
$
—

 
$
48,969

 
 
Three Months Ended
March 31, 2017
(In thousands)
Commercial,
financial and
agricultural
 
Commercial
real estate
 
Construction
real estate
 
Residential
real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 

 
 

 
 

 
 

 
 

 
 

 
 

Beginning balance
$
13,434

 
$
10,432

 
$
5,247

 
$
10,958

 
$
10,553

 
$
—

 
$
50,624

Charge-offs
339

 
112

 
27

 
480

 
2,750

 
—

 
3,708

Recoveries
369

 
114

 
58

 
291

 
1,298

 
—

 
2,130

Net (recoveries)/charge-offs
(30
)
 
(2
)
 
(31
)
 
189

 
1,452

 
—

 
1,578

(Recovery)/provision
(27
)
 
(153
)
 
(910
)
 
(24
)
 
1,990

 
—

 
876

Ending balance
$
13,437

 
$
10,281

 
$
4,368

 
$
10,745

 
$
11,091

 
$
—

 
$
49,922
Composition Of The Allowance For Loan Losses
The composition of the allowance for loan losses at March 31, 2018 and December 31, 2017 was as follows:
 
 
March 31, 2018
(In thousands)
Commercial,
financial and
agricultural
 
Commercial
real estate
 
Construction
real estate
 
Residential
real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending allowance balance attributed to loans:
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
1,165

 
$
29

 
$
8

 
$
5

 
$
—

 
$
—

 
$
1,207

Collectively evaluated for impairment
12,912

 
9,459

 
4,455

 
9,410

 
11,526

 
—

 
47,762

Total ending allowance balance
$
14,077

 
$
9,488

 
$
4,463

 
$
9,415

 
$
11,526

 
$
—

 
$
48,969

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loan balance:
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
$
27,045

 
$
18,960

 
$
1,391

 
$
2,896

 
$
—

 
$
—

 
$
50,292

Loans collectively evaluated for impairment
973,741

 
1,137,603

 
179,793

 
1,695,764

 
1,252,251

 
2,905

 
5,242,057

Total ending loan balance
$
1,000,786

 
$
1,156,563

 
$
181,184

 
$
1,698,660

 
$
1,252,251

 
$
2,905

 
$
5,292,349

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses as a percentage of loan balance:
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
4.31
%
 
0.15
%
 
0.58
%
 
0.17
%
 
—
%
 
—
%
 
2.40
%
Loans collectively evaluated for impairment
1.33
%
 
0.83
%
 
2.48
%
 
0.55
%
 
0.92
%
 
—
%
 
0.91
%
Total
1.41
%
 
0.82
%
 
2.46
%
 
0.55
%
 
0.92
%
 
—
%
 
0.93
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded investment:
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
$
27,050

 
$
18,983

 
$
1,393

 
$
2,896

 
$
—

 
$
—

 
$
50,322

Loans collectively evaluated for impairment
977,979

 
1,141,627

 
180,296

 
1,699,087

 
1,255,713

 
2,951

 
5,257,653

Total ending recorded investment
$
1,005,029

 
$
1,160,610

 
$
181,689

 
$
1,701,983

 
$
1,255,713

 
$
2,951

 
$
5,307,975

 
 
 
December 31, 2017
(In thousands)
 
Commercial,
financial and
agricultural
 
Commercial
real estate
 
Construction
real estate
 
Residential
real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending allowance balance attributed to loans:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
681

 
$
2

 
$
—

 
$
1

 
$
—

 
$
—

 
$
684

Collectively evaluated for impairment
 
14,341

 
9,599

 
4,430

 
9,320

 
11,614

 
—

 
49,304

Total ending allowance balance
 
$
15,022

 
$
9,601

 
$
4,430

 
$
9,321

 
$
11,614

 
$
—

 
$
49,988

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loan balance:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
 
$
18,034

 
$
18,131

 
$
1,322

 
$
19,058

 
$
—

 
$
—

 
$
56,545

Loans collectively evaluated for impairment
 
1,035,419

 
1,149,476

 
180,148

 
1,706,166

 
1,241,736

 
2,993

 
5,315,938

Total ending loan balance
 
$
1,053,453

 
$
1,167,607

 
$
181,470

 
$
1,725,224

 
$
1,241,736

 
$
2,993

 
$
5,372,483

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses as a percentage of loan balance:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
 
3.78
%
 
0.01
%
 
—
%
 
0.01
%
 
—
%
 
—
%
 
1.21
%
Loans collectively evaluated for impairment
 
1.39
%
 
0.84
%
 
2.46
%
 
0.55
%
 
0.94
%
 
—
%
 
0.93
%
Total
 
1.43
%
 
0.82
%
 
2.44
%
 
0.54
%
 
0.94
%
 
—
%
 
0.93
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded investment:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
 
$
18,039

 
$
18,142

 
$
1,324

 
$
19,059

 
$
—

 
$
—

 
$
56,564

Loans collectively evaluated for impairment
 
1,039,827

 
1,153,748

 
180,693

 
1,709,737

 
1,245,544

 
3,029

 
5,332,578

Total ending recorded investment
 
$
1,057,866

 
$
1,171,890

 
$
182,017

 
$
1,728,796

 
$
1,245,544

 
$
3,029

 
$
5,389,142