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Capital Ratios (Tables)
12 Months Ended
Dec. 31, 2017
Capital [Abstract]  
Schedule of compliance with regulatory capital requirements under banking regulations
The following table indicates the capital ratios for PNB and Park at December 31, 2017 and 2016.
 
 
As of December 31, 2017
 
Leverage
 
Tier 1
Risk-Based
 
Common Equity Tier 1
 
Total
Risk-Based
The Park National Bank
7.36
%
 
10.35
%
 
10.35
%
 
11.60
%
Park National Corporation
9.44
%
 
13.22
%
 
12.94
%
 
14.14
%
Adequately capitalized ratio
4.00
%
 
6.00
%
 
4.50
%
 
8.00
%
Adequately capitalized ratio plus capital conservation buffer
4.00
%
 
8.50
%
 
7.00
%
 
10.50
%
Well-capitalized ratio - PNB
5.00
%
 
8.00
%
 
6.50
%
 
10.00
%
Well-capitalized ratio - Park
N/A

 
6.00
%
 
N/A

 
10.00
%
 
 
As of December 31, 2016
 
Leverage
 
Tier 1
Risk-Based
 
Common Equity Tier 1
 
Total
Risk-Based
The Park National Bank
7.34
%
 
9.87
%
 
9.87
%
 
11.24
%
Park National Corporation
9.56
%
 
12.83
%
 
12.55
%
 
14.32
%
Adequately capitalized ratio
4.00
%
 
6.00
%
 
4.50
%
 
8.00
%
Adequately capitalized ratio plus capital conservation buffer
4.00
%
 
8.50
%
 
7.00
%
 
10.50
%
Well-capitalized ratio - PNB
5.00
%
 
8.00
%
 
6.50
%
 
10.00
%
Well-capitalized ratio - Park
N/A

 
6.00
%
 
N/A

 
10.00
%


Schedule of various measures of capital ratio
The following table reflects various measures of capital for Park and PNB:
 
 
 
 
 
 
 
To Be Adequately Capitalized
 
To Be Well-Capitalized
(In thousands)
 
Actual Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
At December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
628,440

 
11.60
%
 
$
433,406

 
8.00
%
 
$
541,757

 
10.00
%
Park
 
775,867

 
14.14
%
 
438,981

 
8.00
%
 
548,726

 
10.00
%
Tier 1 Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
560,530

 
10.35
%
 
$
325,054

 
6.00
%
 
$
433,406

 
8.00
%
Park
 
725,221

 
13.22
%
 
329,235

 
6.00
%
 
329,235

 
6.00
%
Leverage Ratio
(to average total assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
560,530

 
7.36
%
 
$
304,722

 
4.00
%
 
$
380,903

 
5.00
%
Park
 
725,221

 
9.44
%
 
307,441

 
4.00
%
 
N/A

 
N/A

Common Equity Tier 1
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
560,530

 
10.35
%
 
$
243,791

 
4.50
%
 
$
352,142

 
6.50
%
Park
 
710,221

 
12.94
%
 
246,927

 
4.50
%
 
N/A

 
N/A

 
 
 
 
 
 
 
 
 
 
 
 
 
At December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
607,269

 
11.24
%
 
$
432,153

 
8.00
%
 
$
540,192

 
10.00
%
Park
 
784,406

 
14.32
%
 
438,231

 
8.00
%
 
547,789

 
10.00
%
Tier 1 Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
533,215

 
9.87
%
 
$
324,115

 
6.00
%
 
$
432,153

 
8.00
%
Park
 
702,651

 
12.83
%
 
328,673

 
6.00
%
 
328,673

 
6.00
%
Leverage Ratio
(to average total assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
533,215

 
7.34
%
 
$
290,671

 
4.00
%
 
$
363,339

 
5.00
%
Park
 
702,651

 
9.56
%
 
293,916

 
4.00
%
 
N/A

 
N/A

Common Equity Tier 1
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
533,215

 
9.87
%
 
243,086

 
4.50
%
 
351,125

 
6.50
%
Park
 
687,651

 
12.55
%
 
246,505

 
4.50
%
 
N/A

 
N/A