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Allowance For Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2017
Allowance for Loan and Lease Losses Write-offs, Net [Abstract]  
Activity In The Allowance For Loan Losses
The activity in the allowance for loan losses for the three months ended March 31, 2017 and March 31, 2016 is summarized below.
 
 
Three Months Ended
March 31, 2017
(In thousands)
Commercial,
financial and
agricultural
 
Commercial
real estate
 
Construction
real estate
 
Residential
real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 

 
 

 
 

 
 

 
 

 
 

 
 

Beginning balance
$
13,434

 
$
10,432

 
$
5,247

 
$
10,958

 
$
10,553

 
$
—

 
$
50,624

Charge-offs
339

 
112

 
27

 
480

 
2,750

 
—

 
3,708

Recoveries
369

 
114

 
58

 
291

 
1,298

 
—

 
2,130

Net (recoveries)/charge-offs
(30
)
 
(2
)
 
(31
)
 
189

 
1,452

 
—

 
1,578

(Recovery)/provision
(27
)
 
(153
)
 
(910
)
 
(24
)
 
1,990

 
—

 
876

Ending balance
$
13,437

 
$
10,281

 
$
4,368

 
$
10,745

 
$
11,091

 
$
—

 
$
49,922

 
 
Three Months Ended
March 31, 2016
(In thousands)
Commercial,
financial and
agricultural
 
Commercial
real estate
 
Construction
real estate
 
Residential
real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 

 
 

 
 

 
 

 
 

 
 

 
 

Beginning balance
$
13,694

 
$
9,197

 
$
8,564

 
$
13,514

 
$
11,524

 
$
1

 
$
56,494

Charge-offs
274

 
1

 
—

 
747

 
2,379

 
—

 
3,401

Recoveries
427

 
218

 
939

 
471

 
890

 
—

 
2,945

Net (recoveries)/charge-offs
(153
)
 
(217
)
 
(939
)
 
276

 
1,489

 
—

 
456

Provision/(recovery)
393

 
38

 
(816
)
 
150

 
1,145

 
—

 
910

Ending balance
$
14,240

 
$
9,452

 
$
8,687

 
$
13,388

 
$
11,180

 
$
1

 
$
56,948
Composition Of The Allowance For Loan Losses
The composition of the allowance for loan losses at March 31, 2017 and December 31, 2016 was as follows:
 
 
March 31, 2017
(In thousands)
Commercial,
financial and
agricultural
 
Commercial
real estate
 
Construction
real estate
 
Residential
real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending allowance balance attributed to loans:
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
$
596

 
$
179

 
$
32

 
$
275

 
$
9

 
$
—

 
$
1,091

Collectively evaluated for impairment
12,841

 
10,102

 
4,336

 
10,470

 
11,082

 
—

 
48,831

Total ending allowance balance
$
13,437

 
$
10,281

 
$
4,368

 
$
10,745

 
$
11,091

 
$
—

 
$
49,922

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loan balance:
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
$
22,541

 
$
22,708

 
$
2,039

 
$
22,802

 
$
9

 
$
—

 
$
70,099

Loans collectively evaluated for impairment
972,836

 
1,164,687

 
163,195

 
1,760,449

 
1,178,727

 
3,648

 
5,243,542

Total ending loan balance
$
995,377

 
$
1,187,395

 
$
165,234

 
$
1,783,251

 
$
1,178,736

 
$
3,648

 
$
5,313,641

 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses as a percentage of loan balance:
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
2.64
%
 
0.79
%
 
1.57
%
 
1.21
%
 
—
%
 
—
%
 
1.56
%
Loans collectively evaluated for impairment
1.32
%
 
0.87
%
 
2.66
%
 
0.59
%
 
0.94
%
 
—
%
 
0.93
%
Total
1.35
%
 
0.87
%
 
2.64
%
 
0.60
%
 
0.94
%
 
—
%
 
0.94
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded investment:
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
$
22,542

 
$
22,732

 
$
2,041

 
$
22,803

 
$
9

 
$
—

 
$
70,127

Loans collectively evaluated for impairment
976,733

 
1,168,533

 
163,655

 
1,763,491

 
1,181,845

 
3,706

 
5,257,963

Total ending recorded investment
$
999,275

 
$
1,191,265

 
$
165,696

 
$
1,786,294

 
$
1,181,854

 
$
3,706

 
$
5,328,090

 
 
 
December 31, 2016
(In thousands)
 
Commercial,
financial and
agricultural
 
Commercial
real estate
 
Construction
real estate
 
Residential
real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending allowance balance attributed to loans:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
152

 
$
309

 
$
—

 
$
87

 
$
—

 
$
—

 
$
548

Collectively evaluated for impairment
 
13,282

 
10,123

 
5,247

 
10,871

 
10,553

 
—

 
50,076

Total ending allowance balance
 
$
13,434

 
$
10,432

 
$
5,247

 
$
10,958

 
$
10,553

 
$
—

 
$
50,624

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loan balance:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
 
$
20,622

 
$
24,465

 
$
2,226

 
$
23,102

 
$
—

 
$
—

 
$
70,415

Loans collectively evaluated for impairment
 
973,997

 
1,131,238

 
186,719

 
1,785,395

 
1,120,850

 
3,243

 
5,201,442

Total ending loan balance
 
$
994,619

 
$
1,155,703

 
$
188,945

 
$
1,808,497

 
$
1,120,850

 
$
3,243

 
$
5,271,857

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses as a percentage of loan balance:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
 
0.74
%
 
1.26
%
 
—
%
 
0.38
%
 
—
%
 
—
%
 
0.78
%
Loans collectively evaluated for impairment
 
1.36
%
 
0.89
%
 
2.81
%
 
0.61
%
 
0.94
%
 
—
%
 
0.96
%
Total
 
1.35
%
 
0.90
%
 
2.78
%
 
0.61
%
 
0.94
%
 
—
%
 
0.96
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Recorded investment:
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Loans individually evaluated for impairment
 
$
20,624

 
$
24,474

 
$
2,226

 
$
23,102

 
$
—

 
$
—

 
$
70,426

Loans collectively evaluated for impairment
 
977,553

 
1,135,390

 
187,240

 
1,788,714

 
1,124,235

 
3,272

 
5,216,404

Total ending recorded investment
 
$
998,177

 
$
1,159,864

 
$
189,466

 
$
1,811,816

 
$
1,124,235

 
$
3,272

 
$
5,286,830