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Capital Ratios (Tables)
12 Months Ended
Dec. 31, 2016
Capital [Abstract]  
Schedule of compliance with regulatory capital requirements under banking regulations
The following table indicates the capital ratios for PNB and Park at December 31, 2016 and 2015.
 
 
As of December 31, 2016
 
Leverage
 
Tier 1
Risk-Based
 
Common Equity Tier 1
 
Total
Risk-Based
The Park National Bank
7.34
%
 
9.87
%
 
9.87
%
 
11.24
%
Park National Corporation
9.56
%
 
12.83
%
 
12.55
%
 
14.32
%
Adequately capitalized ratio
4.00
%
 
6.00
%
 
4.50
%
 
8.00
%
Adequately capitalized ratio plus capital conservation buffer
4.00
%
 
8.50
%
 
7.00
%
 
10.50
%
Well-capitalized ratio (PNB only)
5.00
%
 
8.00
%
 
6.50
%
 
10.00
%
 
 
As of December 31, 2015
 
Leverage
 
Tier 1
Risk-Based
 
Common Equity Tier 1
 
Total
Risk-Based
The Park National Bank
7.06
%
 
9.83
%
 
9.83
%
 
11.37
%
Park National Corporation
9.22
%
 
12.82
%
 
12.54
%
 
14.49
%
Adequately capitalized ratio
4.00
%
 
6.00
%
 
4.50
%
 
8.00
%
Adequately capitalized ratio plus capital conservation buffer
4.00
%
 
8.50
%
 
7.00
%
 
10.50
%
Well-capitalized ratio (PNB only)
5.00
%
 
8.00
%
 
6.50
%
 
10.00
%


Schedule of various measures of capital ratio
The following table reflects various measures of capital for Park and PNB:
 
 
 
 
 
 
 
To Be Adequately Capitalized
 
To Be Well Capitalized
(In thousands)
 
Actual Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
At December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
607,269

 
11.24
%
 
$
432,153

 
8.00
%
 
$
540,192

 
10.00
%
Park
 
784,406

 
14.32
%
 
438,231

 
8.00
%
 
N/A

 
N/A

Tier 1 Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
533,215

 
9.87
%
 
$
324,115

 
6.00
%
 
$
432,153

 
8.00
%
Park
 
702,651

 
12.83
%
 
328,673

 
6.00
%
 
N/A

 
N/A

Leverage Ratio
(to average total assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
533,215

 
7.34
%
 
$
290,671

 
4.00
%
 
$
363,339

 
5.00
%
Park
 
702,651

 
9.56
%
 
293,916

 
4.00
%
 
N/A

 
N/A

Common Equity Tier 1
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
533,215

 
9.87
%
 
$
243,086

 
4.50
%
 
$
351,125

 
6.50
%
Park
 
687,651

 
12.55
%
 
246,505

 
4.50
%
 
N/A

 
N/A

 
 
 
 
 
 
 
 
 
 
 
 
 
At December 31, 2015
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
588,467

 
11.37
%
 
$
414,079

 
8.00
%
 
$
517,599

 
10.00
%
Park
 
758,988

 
14.49
%
 
419,080

 
8.00
%
 
N/A

 
N/A

Tier 1 Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
508,763

 
9.83
%
 
$
310,560

 
6.00
%
 
$
414,079

 
8.00
%
Park
 
671,664

 
12.82
%
 
314,310

 
6.00
%
 
N/A

 
N/A

Leverage Ratio
(to average total assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
508,763

 
7.06
%
 
$
288,147

 
4.00
%
 
$
360,183

 
5.00
%
Park
 
671,664

 
9.22
%
 
291,449

 
4.00
%
 
N/A

 
N/A

Common Equity Tier 1
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
508,763

 
9.83
%
 
232,920

 
4.50
%
 
336,439

 
6.50
%
Park
 
656,664

 
12.54
%
 
235,732

 
4.50
%
 
N/A

 
N/A