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Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2016
Allowance For Loan Losses [Abstract]  
Schedule of the activity in the allowance for loan losses
The activity in the allowance for loan losses for the years ended December 31, 2016, 2015, and 2014 is summarized in the following tables.

 
 
Year ended December 31, 2016
(In thousands)
 
Commercial, financial and agricultural
 
Commercial real estate
 
Construction real estate
 
Residential real estate
 
Consumer
 
Leases
 
Total
Allowance for credit losses:
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
 
$
13,694

 
$
9,197

 
$
8,564

 
$
13,514

 
$
11,524

 
$
1

 
$
56,494

     Charge-offs
 
5,786

 
412

 
1,436

 
3,014

 
10,151

 
—

 
20,799

  Recoveries
 
(1,259
)
 
(3,671
)
 
(8,559
)
 
(2,446
)
 
(4,094
)
 
(1
)
 
(20,030
)
Net charge-offs (recoveries)
 
4,527

 
(3,259
)
 
(7,123
)
 
568

 
6,057

 
(1
)
 
769

Provision (Recovery)
 
4,267

 
(2,024
)
 
(10,440
)
 
(1,988
)
 
5,086

 
(2
)
 
(5,101
)
         Ending balance
 
$
13,434

 
$
10,432

 
$
5,247

 
$
10,958

 
$
10,553

 
—

 
$
50,624

 
 
 
Year ended December 31, 2015
(In thousands)
 
Commercial, financial and agricultural
 
Commercial real estate
 
Construction real estate
 
Residential real estate
 
Consumer
 
Leases
 
Total
Allowance for credit losses:
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
 
$
10,719

 
$
8,808

 
$
8,652

 
$
14,772

 
$
11,401

 
$
—

 
$
54,352

     Charge-offs
 
2,478

 
348

 
470

 
2,352

 
8,642

 
—

 
14,290

  Recoveries
 
(1,373
)
 
(2,241
)
 
(2,092
)
 
(2,438
)
 
(3,295
)
 
(3
)
 
(11,442
)
Net charge-offs (recoveries)
 
1,105

 
(1,893
)
 
(1,622
)
 
(86
)
 
5,347

 
(3
)
 
2,848

Provision (Recovery)
 
4,080

 
(1,504
)
 
(1,710
)
 
(1,344
)
 
5,470

 
(2
)
 
4,990

        Ending balance
 
$
13,694

 
$
9,197

 
$
8,564

 
$
13,514

 
$
11,524

 
$
1

 
$
56,494



 
 
Year ended December 31, 2014
(In thousands)
 
Commercial, financial and agricultural
 
Commercial real estate
 
Construction real estate
 
Residential real estate
 
Consumer
 
Leases
 
Total
Allowance for credit losses:
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
 
$
14,218

 
$
15,899

 
$
6,855

 
$
14,251

 
$
8,245

 
$
—

 
$
59,468

Charge-offs
 
3,779

 
8,003

 
1,316

 
3,944

 
7,738

 
—

 
24,780

Recoveries
 
(1,003
)
 
(7,759
)
 
(12,572
)
 
(2,985
)
 
(2,671
)
 
(7
)
 
(26,997
)
Net charge-offs (recoveries)
 
2,776

 
244

 
(11,256
)
 
959

 
5,067

 
(7
)
 
(2,217
)
(Recovery) Provision
 
(723
)
 
(6,847
)
 
(9,459
)
 
1,480

 
8,223

 
(7
)
 
(7,333
)
Ending balance
 
$
10,719

 
$
8,808

 
$
8,652

 
$
14,772

 
$
11,401

 
$
—

 
$
54,352
Schedule of the composition of the allowance for loan losses
The composition of the allowance for loan losses at December 31, 2016 and 2015 was as follows: 

 
 
December 31, 2016
(In thousands)
 
Commercial, financial, and agricultural
 
Commercial real estate
 
Construction real estate
 
Residential real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
   Ending allowance balance attributed to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      Individually evaluated for impairment
 
$
152

 
$
309

 
$
—

 
$
87

 
$
—

 
$
—

 
$
548

      Collectively evaluated for impairment
 
13,282

 
10,123

 
5,247

 
10,871

 
10,553

 
—

 
50,076

    Total ending allowance balance
 
$
13,434

 
$
10,432

 
$
5,247

 
$
10,958

 
$
10,553

 
$
—

 
$
50,624

Loan Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
$
20,622

 
$
24,465

 
$
2,226

 
$
23,102

 
$
—

 
$
—

 
$
70,415

    Loans collectively evaluated for impairment
 
973,997

 
1,131,238

 
186,719

 
1,785,395

 
1,120,850

 
3,243

 
5,201,442

Total ending loan balance
 
$
994,619

 
$
1,155,703

 
$
188,945

 
$
1,808,497

 
$
1,120,850

 
$
3,243

 
$
5,271,857

Allowance for loan losses as a percentage of loan balance:
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
0.74
%
 
1.26
%
 
—
%
 
0.38
%
 
—
%
 
—
%
 
0.78
%
    Loans collectively evaluated for impairment
 
1.36
%
 
0.89
%
 
2.81
%
 
0.61
%
 
0.94
%
 
—
%
 
0.96
%
Total
 
1.35
%
 
0.90
%
 
2.78
%
 
0.61
%
 
0.94
%
 
—
%
 
0.96
%
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
$
20,624

 
$
24,474

 
$
2,226

 
$
23,102

 
$
—

 
$
—

 
$
70,426

    Loans collectively evaluated for impairment
 
977,553

 
1,135,390

 
187,240

 
1,788,714

 
1,124,235

 
3,272

 
5,216,404

Total ending recorded investment
 
$
998,177

 
$
1,159,864

 
$
189,466

 
$
1,811,816

 
$
1,124,235

 
$
3,272

 
$
5,286,830

 
 
 
December 31, 2015
(In thousands)
 
Commercial, financial, and agricultural
 
Commercial real estate
 
Construction real estate
 
Residential real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
   Ending allowance balance attributed to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      Individually evaluated for impairment
 
$
1,904

 
$
381

 
$
1,356

 
$
550

 
$
—

 
$
—

 
$
4,191

      Collectively evaluated for impairment
 
11,790

 
8,816

 
7,208

 
12,964

 
11,524

 
1

 
52,303

    Total ending allowance balance
 
$
13,694

 
$
9,197

 
$
8,564

 
$
13,514

 
$
11,524

 
$
1

 
$
56,494

Loan Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
$
30,545

 
$
18,015

 
$
6,716

 
$
25,323

 
$
—

 
$
—

 
$
80,599

    Loans collectively evaluated for impairment
 
925,182

 
1,095,588

 
166,629

 
1,830,120

 
967,111

 
2,856

 
4,987,486

Total ending loan balance
 
$
955,727

 
$
1,113,603

 
$
173,345

 
$
1,855,443

 
$
967,111

 
$
2,856

 
$
5,068,085

Allowance for loan losses as a percentage of loan balance:
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
6.23
%
 
2.11
%
 
20.19
%
 
2.17
%
 
—
%
 
—
%
 
5.20
%
    Loans collectively evaluated for impairment
 
1.27
%
 
0.80
%
 
4.33
%
 
0.71
%
 
1.19
%
 
0.04
%
 
1.05
%
Total
 
1.43
%
 
0.83
%
 
4.94
%
 
0.73
%
 
1.19
%
 
0.04
%
 
1.11
%
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
$
30,595

 
$
18,025

 
$
6,720

 
$
25,324

 
$
—

 
$
—

 
$
80,664

    Loans collectively evaluated for impairment
 
928,569

 
1,099,587

 
167,042

 
1,833,449

 
970,143

 
2,870

 
5,001,660

Total ending recorded investment
 
$
959,164

 
$
1,117,612

 
$
173,762

 
$
1,858,773

 
$
970,143

 
$
2,870

 
$
5,082,324