Loans (Tables)

9 Months Ended

Sep. 30, 2016

Loans and Leases Receivable Disclosure [Abstract]

Composition Of Loan Portfolio By Class Of Loan

The composition of the loan portfolio, by class of loan, as of September 30, 2016 and December 31, 2015 was as follows:

	September 30, 2016						December 31, 2015
(In thousands)	Loan Balance		Accrued Interest Receivable		Recorded Investment		Loan Balance		Accrued Interest Receivable		Recorded Investment
Commercial, financial and agricultural *	$	958,029	$	3,786	$	961,815	$	955,727	$	3,437	$	959,164
Commercial real estate *	1,141,002		4,268		1,145,270		1,113,603		4,009		1,117,612
Construction real estate:
SEPH commercial land and development	1,700		—		1,700		2,044		—		2,044
Remaining commercial	136,883		316		137,199		128,046		321		128,367
Mortgage	41,848		88		41,936		36,722		75		36,797
Installment	5,544		18		5,562		6,533		21		6,554
Residential real estate:
Commercial	408,372		925		409,297		410,571		1,014		411,585
Mortgage	1,189,232		1,382		1,190,614		1,210,819		1,469		1,212,288
HELOC	212,968		788		213,756		211,415		769		212,184
Installment	19,481		65		19,546		22,638		78		22,716
Consumer	1,068,343		2,884		1,071,227		967,111		3,032		970,143
Leases	3,602		55		3,657		2,856		14		2,870
Total loans	$	5,187,004	$	14,575	$	5,201,579	$	5,068,085	$	14,239	$	5,082,324

* Included within commercial, financial and agricultural loans and commercial real estate loans is an immaterial amount of consumer loans that are not broken out by class.

Recorded Investment In Nonaccrual Restructured And Loans Past Due 90 Days Or More And Accruing

The following tables present the recorded investment in nonaccrual loans, accruing troubled debt restructurings ("TDRs"), and loans past due 90 days or more and still accruing by class of loan as of September 30, 2016 and December 31, 2015:

	September 30, 2016
(In thousands)	Nonaccrual Loans		Accruing Troubled Debt Restructurings		Loans Past Due 90 Days or More and Accruing		Total Nonperforming Loans
Commercial, financial and agricultural	$	22,951	$	953	$	—	$	23,904
Commercial real estate	21,760		4,305		—		26,065
Construction real estate:
SEPH commercial land and development	1,700		—		—		1,700
Remaining commercial	2,257		420		—		2,677
Mortgage	—		105		—		105
Installment	46		96		—		142
Residential real estate:
Commercial	23,700		—		—		23,700
Mortgage	19,768		9,570		750		30,088
HELOC	2,111		629		51		2,791
Installment	589		609		25		1,223
Consumer	2,950		716		897		4,563
Total loans	$	97,832	$	17,403	$	1,723	$	116,958

	December 31, 2015
(In thousands)	Nonaccrual Loans		Accruing Troubled Debt Restructurings		Loans Past Due 90 Days or More and Accruing		Total Nonperforming Loans
Commercial, financial and agricultural	$	21,676	$	8,947	$	—	$	30,623
Commercial real estate	15,268		2,757		—		18,025
Construction real estate:
SEPH commercial land and development	2,044		—		—		2,044
Remaining commercial	4,162		514		—		4,676
Mortgage	7		110		—		117
Installment	64		114		—		178
Residential real estate:
Commercial	25,063		261		—		25,324
Mortgage	20,378		10,143		851		31,372
HELOC	1,749		873		27		2,649
Installment	1,657		635		4		2,296
Consumer	3,819		734		1,093		5,646
Total loans	$	95,887	$	25,088	$	1,975	$	122,950

Loans Individually And Collectively Evaluated For Impairment

The following table provides additional information regarding those nonaccrual loans and accruing TDR loans that were individually evaluated for impairment and those collectively evaluated for impairment as of September 30, 2016 and December 31, 2015.

	September 30, 2016						December 31, 2015
(In thousands)	Nonaccrual and Accruing Troubled Debt Restructurings		Loans Individually Evaluated for Impairment		Loans Collectively Evaluated for Impairment		Nonaccrual and Accruing Troubled Debt Restructurings		Loans Individually Evaluated for Impairment		Loans Collectively Evaluated for Impairment
Commercial, financial and agricultural	$	23,904	$	23,856	$	48	$	30,623	$	30,595	$	28
Commercial real estate	26,065		26,065		—		18,025		18,025		—
Construction real estate:
SEPH commercial land and development	1,700		1,700		—		2,044		2,044		—
Remaining commercial	2,677		2,677		—		4,676		4,676		—
Mortgage	105		—		105		117		—		117
Installment	142		—		142		178		—		178
Residential real estate:
Commercial	23,700		23,700		—		25,324		25,324		—
Mortgage	29,338		—		29,338		30,521		—		30,521
HELOC	2,740		—		2,740		2,622		—		2,622
Installment	1,198		—		1,198		2,292		—		2,292
Consumer	3,666		—		3,666		4,553		—		4,553
Total loans	$	115,235	$	77,998	$	37,237	$	120,975	$	80,664	$	40,311

Loans Individually Evaluated For Impairment By Class Of Loans

The following table presents loans individually evaluated for impairment by class of loan, together with the related allowance recorded, as of September 30, 2016 and December 31, 2015.

	September 30, 2016						December 31, 2015
(In thousands)	Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated		Unpaid Principal Balance		Recorded Investment		Allowance for Loan Losses Allocated
With no related allowance recorded:
Commercial, financial and agricultural	$	27,346	$	13,225	$	—	$	32,583	$	18,763	$	—
Commercial real estate	23,558		23,294		—		15,138		14,916		—
Construction real estate:
SEPH commercial land and development	3,268		1,700		—		10,834		2,044		—
Remaining commercial	1,882		1,834		—		2,506		1,531		—
Residential real estate:
Commercial	22,671		21,975		—		23,798		23,480		—
With an allowance recorded:
Commercial, financial and agricultural	14,777		10,631		3,191		16,155		11,832		1,904
Commercial real estate	2,771		2,771		525		3,195		3,109		381
Construction real estate:
Remaining commercial	2,112		843		61		3,145		3,145		1,356
Residential real estate:
Commercial	1,803		1,725		455		1,951		1,844		550
Consumer	—		—		—		—		—		—
Total	$	100,188	$	77,998	$	4,232	$	109,305	$	80,664	$	4,191

Average Recorded Investment And Interest Income Recognized On Loans Individually Evaluated For Impairment

The following table presents the average recorded investment and interest income recognized subsequent to impairment on loans individually evaluated for impairment as of and for the three months and nine months ended September 30, 2016 and September 30, 2015:

	Three Months Ended September 30, 2016						Three Months Ended September 30, 2015
(In thousands)	Recorded Investment as of September 30, 2016		Average Recorded Investment		Interest Income Recognized		Recorded Investment as of September 30, 2015		Average Recorded Investment		Interest Income Recognized
Commercial, financial and agricultural	$	23,856	$	26,679	$	194	$	19,154	$	19,793	$	35
Commercial real estate	26,065		27,982		243		17,662		17,453		132
Construction real estate:
SEPH commercial land and development	1,700		1,700		—		2,045		2,068		—
Remaining commercial	2,677		3,943		16		5,993		6,059		2
Residential real estate:
Commercial	23,700		24,422		314		24,370		24,560		240
Consumer	—		10		—		—		—		—
Total	$	77,998	$	84,736	$	767	$	69,224	$	69,933	$	409

	Nine Months Ended September 30, 2016						Nine Months Ended September 30, 2015
(In thousands)	Recorded investment as of September 30, 2016		Average recorded investment		Interest income recognized		Recorded investment as of September 30, 2015		Average recorded investment		Interest income recognized
Commercial, financial and agricultural	$	23,856	$	28,217	$	740	$	19,154	$	19,056	$	306
Commercial real estate	26,065		22,108		608		17,662		17,857		418
Construction real estate:
SEPH commercial land and development	1,700		1,906		—		2,045		2,073		8
Remaining commercial	2,677		4,338		44		5,993		5,771		13
Residential real estate:
Commercial	23,700		24,618		2,619		24,370		24,784		768
Consumer	—		4		—		—		—		—
Total	$	77,998	$	81,191	$	4,011	$	69,224	$	69,541	$	1,513

Aging Of Recorded Investment In Past Due Loans

The following tables present the aging of the recorded investment in past due loans as of September 30, 2016 and December 31, 2015 by class of loan.

	September 30, 2016
(In thousands)	Accruing Loans Past Due 30-89 Days		Past Due  Nonaccrual Loans and Loans Past Due 90 Days or More and  Accruing (1)		Total Past Due		Total Current (2)		Total Recorded Investment
Commercial, financial and agricultural	$	1,368	$	4,071	$	5,439	$	956,376	$	961,815
Commercial real estate	448		2,724		3,172		1,142,098		1,145,270
Construction real estate:
SEPH commercial land and development	—		1,700		1,700		—		1,700
Remaining commercial	—		79		79		137,120		137,199
Mortgage	45		—		45		41,891		41,936
Installment	93		—		93		5,469		5,562
Residential real estate:
Commercial	120		3,878		3,998		405,299		409,297
Mortgage	8,753		9,637		18,390		1,172,224		1,190,614
HELOC	277		1,190		1,467		212,289		213,756
Installment	293		882		1,175		18,371		19,546
Consumer	10,046		1,955		12,001		1,059,226		1,071,227
Leases	—		—		—		3,657		3,657
Total loans	$	21,443	$	26,116	$	47,559	$	5,154,020	$	5,201,579

(1) Includes $1.7 million of loans past due 90 days or more and accruing. The remaining are past due nonaccrual loans.

(2) Includes $73.4 million of nonaccrual loans which are current in regards to contractual principal and interest payments.

	December 31, 2015
(in thousands)	Accruing Loans Past Due 30-89 Days		Past Due  Nonaccrual Loans and Loans Past Due 90 Days or More and  Accruing (1)		Total Past Due		Total Current (2)		Total Recorded Investment
Commercial, financial and agricultural	$	670	$	7,536	$	8,206	$	950,958	$	959,164
Commercial real estate	142		530		672		1,116,940		1,117,612
Construction real estate:
SEPH commercial land and development	—		2,044		2,044		—		2,044
Remaining commercial	165		84		249		128,118		128,367
Mortgage	63		7		70		36,727		36,797
Installment	200		46		246		6,308		6,554
Residential real estate:
Commercial	325		19,521		19,846		391,739		411,585
Mortgage	10,569		8,735		19,304		1,192,984		1,212,288
HELOC	487		186		673		211,511		212,184
Installment	426		318		744		21,972		22,716
Consumer	11,458		3,376		14,834		955,309		970,143
Leases	—		—		—		2,870		2,870
Total loans	$	24,505	$	42,383	$	66,888	$	5,015,436	$	5,082,324

(1) Includes $2.0 million of loans past due 90 days or more and accruing. The remaining are past due nonaccrual loans.

(2) Includes $55.5 million of nonaccrual loans which are current in regards to contractual principal and interest payments.

Recorded Investment By Loan Grade

The tables below present the recorded investment by loan grade at September 30, 2016 and December 31, 2015 for all commercial loans:

	September 30, 2016
(In thousands)	5 Rated		6 Rated		Nonaccrual and Accruing Troubled Debt Restructurings		Pass-Rated		Recorded Investment
Commercial, financial and agricultural *	$	5,339	$	25	$	23,904	$	932,547	$	961,815
Commercial real estate *	6,917		434		26,065		1,111,854		1,145,270
Construction real estate:
SEPH commercial land and development	—		—		1,700		—		1,700
Remaining commercial	504		119		2,677		133,899		137,199
Residential real estate:
Commercial	989		177		23,700		384,431		409,297
Leases	—		—		—		3,657		3,657
Total commercial loans	$	13,749	$	755	$	78,046	$	2,566,388	$	2,658,938

 * Included within commercial, financial and agricultural loans and commercial real estate loans is an immaterial amount of consumer loans that are not broken out by class.

	December 31, 2015
(In thousands)	5 Rated		6 Rated		Nonaccrual and Accruing Troubled Debt Restructurings		Pass-Rated		Recorded Investment
Commercial, financial and agricultural *	$	4,392	$	347	$	30,623	$	923,802	$	959,164
Commercial real estate *	14,880		3,417		18,025		1,081,290		1,117,612
Construction real estate:
SEPH commercial land and development	—		—		2,044		—		2,044
Remaining commercial	2,151		122		4,676		121,418		128,367
Residential real estate:
Commercial	3,280		386		25,324		382,595		411,585
Leases	—		—		—		2,870		2,870
Total Commercial Loans	$	24,703	$	4,272	$	80,692	$	2,511,975	$	2,621,642

TDR Number Of Contracts Modified And Recorded Investment

The following tables detail the number of contracts modified as TDRs during the three-month and nine-month periods ended September 30, 2016 and September 30, 2015, as well as the recorded investment of these contracts at September 30, 2016 and September 30, 2015. The recorded investment pre- and post-modification is generally the same due to the fact that Park does not typically provide for forgiveness of principal.

	Three Months Ended September 30, 2016
(In thousands)	Number of Contracts	Accruing		Nonaccrual		Total Recorded Investment
Commercial, financial and agricultural	12	$	152	$	6,451	$	6,603
Commercial real estate	6	—		1,777		1,777
Construction real estate:
SEPH commercial land and development	—	—		—		—
Remaining commercial	1	—		947		947
Mortgage	—	—		—		—
Installment	—	—		—		—
Residential real estate:
Commercial	4	—		225		225
Mortgage	14	—		1,173		1,173
HELOC	2	—		91		91
Installment	2	33		4		37
Consumer	74	61		1,508		1,569
Total loans	115	$	246	$	12,176	$	12,422

	Three Months Ended September 30, 2015
(In thousands)	Number of Contracts	Accruing		Nonaccrual		Total Recorded Investment
Commercial, financial and agricultural	8	$	245	$	3,818	$	4,063
Commercial real estate	5	—		1,512		1,512
Construction real estate:
SEPH commercial land and development	—	—		—		—
Remaining commercial	1	196		—		196
Mortgage	—	—		—		—
Installment	—	—		—		—
Residential real estate:
Commercial	1	200		—		200
Mortgage	9	—		748		748
HELOC	5	16		31		47
Installment	1	—		4		4
Consumer	61	51		412		463
Total loans	91	$	708	$	6,525	$	7,233

Of those loans which were modified and determined to be a TDR during the three-month period ended September 30, 2016, $7.6 million were on nonaccrual status as of December 31, 2015. Of those loans which were modified and determined to be a TDR during the three-month period ended September 30, 2015, $160,000 were on nonaccrual status as of December 31, 2014.

	Nine Months Ended September 30, 2016
(In thousands)	Number of Contracts	Accruing		Nonaccrual		Total Recorded Investment
Commercial, financial and agricultural	29	$	102	$	7,242	$	7,344
Commercial real estate	10	2,812		2,306		5,118
Construction real estate:
SEPH commercial land and development	—	—		—		—
Remaining commercial	2	—		1,144		1,144
Mortgage	—	—		—		—
Installment	1	—		9		9
Residential real estate:
Commercial	7	—		918		918
Mortgage	23	96		1,713		1,809
HELOC	10	17		184		201
Installment	4	72		7		79
Consumer	223	115		2,042		2,157
Total loans	309	$	3,214	$	15,565	$	18,779

	Nine Months Ended September 30, 2015
(In thousands)	Number of Contracts	Accruing		Nonaccrual		Total Recorded Investment
Commercial, financial and agricultural	33	$	1,014	$	5,168	$	6,182
Commercial real estate	11	—		2,525		2,525
Construction real estate:
SEPH commercial land and development	—	—		—		—
Remaining commercial	1	196		—		196
Mortgage	1	—		20		20
Installment	—	—		—		—
Residential real estate:
Commercial	10	200		1,144		1,344
Mortgage	24	325		1,199		1,524
HELOC	21	242		105		347
Installment	4	—		36		36
Consumer	217	71		748		819
Total loans	322	$	2,048	$	10,945	$	12,993

Of those loans which were modified and determined to be a TDR during the nine-month period ended September 30, 2016, $8.5 million were on nonaccrual status as of December 31, 2015. Of those loans which were modified and determined to be a TDR during the nine-month period ended September 30, 2015, $1.0 million were on nonaccrual status as of December 31, 2014.

Recorded Investment In Financing Receivable Modified As TDR Within 12 Months

The following tables present the recorded investment in financing receivables which were modified as TDRs within the previous 12 months and for which there was a payment default during the three-month and nine-month periods ended September 30, 2016 and September 30, 2015, respectively. For these tables, a loan is considered to be in default when it becomes 30 days contractually past due under the modified terms. The additional allowance for loan loss resulting from the defaults on TDR loans was immaterial.

	Three Months Ended September 30, 2016			Three Months Ended September 30, 2015
(In thousands)	Number of Contracts	Recorded Investment		Number of Contracts	Recorded Investment
Commercial, financial and agricultural	5	$	129	7	$	821
Commercial real estate	4	808		—	—
Construction real estate:
SEPH commercial land and development	—	—		—	—
Remaining commercial	—	—		—	—
Mortgage	—	—		—	—
Installment	—	—		—	—
Residential real estate:
Commercial	3	679		1	603
Mortgage	13	1,687		13	902
HELOC	—	—		—	—
Installment	2	7		1	28
Consumer	53	559		50	310
Leases	—	—		—	—
Total loans	80	$	3,869	72	$	2,664

Of the $3.9 million in modified TDRs which defaulted during the three months ended September 30, 2016, $14,000 were accruing loans and $3.9 million were nonaccrual loans. Of the $2.7 million in modified TDRs which defaulted during the three months ended September 30, 2015, there were $61,000 accruing loans and $2.6 million were nonaccrual loans.

	Nine Months Ended September 30, 2016			Nine Months Ended September 30, 2015
(In thousands)	Number of Contracts	Recorded Investment		Number of Contracts	Recorded Investment
Commercial, financial and agricultural	5	$	129	7	$	821
Commercial real estate	4	808		—	—
Construction real estate:
SEPH commercial land and development	—	—		—	—
Remaining commercial	—	—		—	—
Mortgage	—	—		—	—
Installment	—	—		—	—
Residential real estate:
Commercial	4	709		1	603
Mortgage	13	1,687		13	902
HELOC	—	—		—	—
Installment	2	7		1	28
Consumer	60	611		55	356
Leases	—	—		—	—
Total loans	88	$	3,951	77	$	2,710

Of the $4.0 million in modified TDRs which defaulted during the nine months ended September 30, 2016, $14,000 were accruing loans and $3.9 million were nonaccrual loans. Of the $2.7 million in modified TDRs which defaulted during the nine months ended September 30, 2015, $61,000 were accruing loans and $2.6 million were nonaccrual loans.