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Allowance for Loan Losses (Tables)
 12 Months Ended
Dec. 31, 2014
Allowance For Loan Losses [Abstract]  
Schedule of the activity in the allowance for loan losses
The activity in the allowance for loan losses for the years ended December 31, 2014, 2013, and 2012 is summarized in the following tables.

 
 
Year ended December 31, 2014
(In thousands)
 
Commercial, financial and agricultural
 
Commercial real estate
 
Construction real estate
 
Residential real estate
 
Consumer
 
Leases
 
Total
Allowance for credit losses:
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
 
$
14,218

 
$
15,899

 
$
6,855

 
$
14,251

 
$
8,245

 
$
—

 
$
59,468

     Charge-offs
 
3,779

 
8,003

 
1,316

 
3,944

 
7,738

 
—

 
24,780

  Recoveries
 
(1,003
)
 
(7,759
)
 
(12,572
)
 
(2,985
)
 
(2,671
)
 
(7
)
 
(26,997
)
Net charge-offs (recoveries)
 
2,776

 
244

 
(11,256
)
 
959

 
5,067

 
(7
)
 
(2,217
)
(Recovery) Provision
 
$
(723
)
 
(6,847
)
 
(9,459
)
 
1,480

 
8,223

 
(7
)
 
(7,333
)
         Ending balance
 
$
10,719

 
$
8,808

 
$
8,652

 
$
14,772

 
$
11,401

 
—

 
$
54,352

 
 
 
Year ended December 31, 2013
(In thousands)
 
Commercial, financial and agricultural
 
Commercial real estate
 
Construction real estate
 
Residential real estate
 
Consumer
 
Leases
 
Total
Allowance for credit losses:
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
 
$
15,635

 
$
11,736

 
$
6,841

 
$
14,759

 
$
6,566

 
$
—

 
$
55,537

     Charge-offs
 
6,160

 
1,832

 
1,791

 
3,207

 
6,163

 
—

 
19,153

  Recoveries
 
(1,314
)
 
(726
)
 
(9,378
)
 
(6,000
)
 
(2,249
)
 
(2
)
 
(19,669
)
Net charge-offs (recoveries)
 
4,846

 
1,106

 
(7,587
)
 
(2,793
)
 
3,914

 
(2
)
 
(516
)
Provision (Recovery)
 
3,429

 
5,269

 
(7,573
)
 
(3,301
)
 
5,593

 
(2
)
 
3,415

        Ending balance
 
$
14,218

 
$
15,899

 
$
6,855

 
$
14,251

 
$
8,245

 
—

 
$
59,468



 
 
Year ended December 31, 2012
(In thousands)
 
Commercial, financial and agricultural
 
Commercial real estate
 
Construction real estate
 
Residential real estate
 
Consumer
 
Leases
 
Total
Allowance for credit losses:
 
 
 
 
 
 
 
 
 
 
 
 
Beginning balance
 
$
16,950

 
$
15,539

 
$
14,433

 
$
15,692

 
$
5,830

 
$
—

 
$
68,444

Charge-offs
 
26,847

 
10,454

 
9,985

 
8,607

 
5,375

 
—

 
61,268

Recoveries
 
(1,066
)
 
(783
)
 
(2,979
)
 
(5,559
)
 
(2,555
)
 
—

 
(12,942
)
Net charge-offs
 
25,781

 
9,671

 
7,006

 
3,048

 
2,820

 
—

 
48,326

Provision (Recovery)
 
24,466

 
5,868

 
(586
)
 
2,115

 
3,556

 
—

 
35,419

Ending balance
 
$
15,635

 
$
11,736

 
$
6,841

 
$
14,759

 
$
6,566

 
—

 
$
55,537
Schedule of the composition of the allowance for loan losses
The composition of the allowance for loan losses at December 31, 2014 and 2013 was as follows: 

 
 
December 31, 2014
(In thousands)
 
Commercial, financial, and agricultural
 
Commercial real estate
 
Construction real estate
 
Residential real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
   Ending allowance balance attributed to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      Individually evaluated for impairment
 
$
981

 
$
262

 
$
1,812

 
$
605

 
$
—

 
$
—

 
$
3,660

      Collectively evaluated for impairment
 
9,738

 
8,546

 
6,840

 
14,167

 
11,401

 
—

 
50,692

    Total ending allowance balance
 
$
10,719

 
$
8,808

 
$
8,652

 
$
14,772

 
$
11,401

 
$
—

 
$
54,352

Loan Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
$
19,103

 
$
21,978

 
$
7,690

 
$
24,905

 
$
—

 
$
—

 
$
73,676

    Loans collectively evaluated for impairment
 
837,432

 
1,047,659

 
148,114

 
1,826,470

 
893,160

 
3,171

 
4,756,006

Total ending loan balance
 
$
856,535

 
$
1,069,637

 
$
155,804

 
$
1,851,375

 
$
893,160

 
$
3,171

 
$
4,829,682

Allowance for loan losses as a percentage of loan balance:
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
5.14
%
 
1.19
%
 
23.56
%
 
2.43
%
 
—
%
 
—
%
 
4.97
%
    Loans collectively evaluated for impairment
 
1.16
%
 
0.82
%
 
4.62
%
 
0.78
%
 
1.28
%
 
—
%
 
1.07
%
Total
 
1.25
%
 
0.82
%
 
5.55
%
 
0.80
%
 
1.28
%
 
—
%
 
1.13
%
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
$
19,106

 
$
21,989

 
$
7,687

 
$
24,930

 
$
—

 
$
—

 
$
73,712

    Loans collectively evaluated for impairment
 
840,647

 
1,051,194

 
148,512

 
1,829,931

 
896,127

 
3,188

 
4,769,599

Total ending recorded investment
 
$
859,753

 
$
1,073,183

 
$
156,199

 
$
1,854,861

 
$
896,127

 
$
3,188

 
$
4,843,311

 
 
 
 
December 31, 2013
(In thousands)
 
Commercial, financial, and agricultural
 
Commercial real estate
 
Construction real estate
 
Residential real estate
 
Consumer
 
Leases
 
Total
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
   Ending allowance balance attributed to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
      Individually evaluated for impairment
 
$
3,268

 
$
5,496

 
$
1,132

 
$
555

 
$
—

 
$
—

 
$
10,451

      Collectively evaluated for impairment
 
10,950

 
10,403

 
5,723

 
13,696

 
8,245

 
—

 
49,017

    Total ending allowance balance
 
$
14,218

 
$
15,899

 
$
6,855

 
$
14,251

 
$
8,245

 
$
—

 
$
59,468

Loan Balance:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
$
20,724

 
$
41,816

 
$
15,559

 
$
33,406

 
$
799

 
$
—

 
$
112,304

    Loans collectively evaluated for impairment
 
804,708

 
1,070,457

 
140,557

 
1,766,141

 
722,934

 
3,404

 
4,508,201

Total ending loan balance
 
$
825,432

 
$
1,112,273

 
$
156,116

 
$
1,799,547

 
$
723,733

 
$
3,404

 
$
4,620,505

Allowance for loan losses as a percentage of loan balance:
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
15.77
%
 
13.14
%
 
7.28
%
 
1.66
%
 
—
%
 
—
%
 
9.31
%
    Loans collectively evaluated for impairment
 
1.36
%
 
0.97
%
 
4.07
%
 
0.78
%
 
1.14
%
 
—
%
 
1.09
%
Total
 
1.72
%
 
1.43
%
 
4.39
%
 
0.79
%
 
1.14
%
 
—
%
 
1.29
%
Recorded Investment:
 
 
 
 
 
 
 
 
 
 
 
 
    Loans individually evaluated for impairment
 
$
20,727

 
$
41,822

 
$
15,559

 
$
33,408

 
$
799

 
$
—

 
$
112,315

    Loans collectively evaluated for impairment
 
807,784

 
1,074,216

 
140,944

 
1,769,604

 
725,709

 
3,427

 
4,521,684

Total recorded investment
 
$
828,511

 
$
1,116,038

 
$
156,503

 
$
1,803,012

 
$
726,508

 
$
3,427

 
$
4,633,999