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Capital Ratios (Tables)
 12 Months Ended
Dec. 31, 2013
Capital [Abstract]  
Schedule of compliance with regulatory capital requirements under banking regulations
The following table indicates the capital ratios for Park and PNB at December 31, 2013 and December 31, 2012.
 
 
 
2013
 
2012
 
 
Tier 1
Risk-Based
 
Total Risk-Based
 
Leverage
 
Tier 1
Risk-Based
 
Total Risk-Based
 
Leverage
Park National Bank
 
10.01
%
 
11.78
%
 
7.10
%
 
9.28
%
 
11.17
%
 
6.43
%
Park
 
13.27
%
 
15.91
%
 
9.48
%
 
13.12
%
 
15.77
%
 
9.17
%
Schedule of various measures of capital ratio
The following table reflects various measures of capital for Park and PNB:
 
 
 
 
 
 
 
To Be Adequately Capitalized
 
To Be Well Capitalized
(In thousands)
 
Actual Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
At December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
545,144

 
11.78
%
 
$
370,198

 
8.00
%
 
$
462,747

 
10.00
%
Park
 
754,605

 
15.91
%
 
379,446

 
8.00
%
 
N/A

 
N/A

Tier 1 Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
463,015

 
10.01
%
 
$
185,099

 
4.00
%
 
$
277,648

 
6.00
%
Park
 
629,410

 
13.27
%
 
189,723

 
4.00
%
 
N/A

 
N/A

Leverage Ratio
(to average total assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
463,015

 
7.10
%
 
$
261,025

 
4.00
%
 
$
326,281

 
5.00
%
Park
 
629,410

 
9.48
%
 
265,633

 
4.00
%
 
N/A

 
N/A

 
 
 
 
 
 
 
 
 
 
 
 
 
At December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
Total Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
502,680

 
11.17
%
 
$
359,971

 
8.00
%
 
$
449,964

 
10.00
%
Park
 
732,413

 
15.77
%
 
371,477

 
8.00
%
 
N/A

 
N/A

Tier 1 Risk-Based Capital
(to risk-weighted assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
417,690

 
9.28
%
 
$
179,986

 
4.00
%
 
$
269,978

 
6.00
%
Park
 
609,411

 
13.12
%
 
185,739

 
4.00
%
 
N/A

 
N/A

Leverage Ratio
(to average total assets)
 
 
 
 
 
 
 
 
 
 
 
 
PNB
 
$
417,690

 
6.43
%
 
$
259,769

 
4.00
%
 
$
324,711

 
5.00
%
Park
 
609,411

 
9.17
%
 
265,719

 
4.00
%
 
N/A

 
N/A