CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Revenue
Finance charge income	$ 1,876	$ 1,490	$ 3,662	$ 2,859
Leased vehicle income	1,803	1,820	3,603	3,638
Other income	239	187	464	343
Total revenue	3,918	3,498	7,729	6,840
Costs and expenses
Operating expenses	479	456	937	899
Leased vehicle expenses	972	1,011	2,019	2,050
Provision for loan losses (Note 3)	174	167	378	298
Interest expense	1,485	1,135	2,881	2,134
Total costs and expenses	3,109	2,768	6,215	5,381
Equity income (Note 5)	14	37	45	78
Income before income taxes	822	766	1,559	1,537
Income tax provision (Note 11)	212	195	412	382
Net income (loss)	610	571	1,147	1,155
Less: cumulative dividends on preferred stock	30	30	59	59
Net income (loss) attributable to common shareholder	$ 581	$ 541	$ 1,088	$ 1,096