CONDENSED CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Millions	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Revenue
Finance charge income	$ 1,786	$ 1,368
Leased vehicle income	1,800	1,818
Other income	225	156
Total revenue	3,811	3,343
Costs and expenses
Operating expenses	458	442
Leased vehicle expenses	1,047	1,039
Provision for loan losses (Note 3)	204	131
Interest expense	1,396	1,000
Total costs and expenses	3,106	2,613
Equity income (Note 5)	32	41
Income before income taxes	737	771
Income tax provision (Note 11)	200	186
Net income (loss)	536	584
Less: cumulative dividends on preferred stock	30	30
Net income (loss) attributable to common shareholder	$ 507	$ 555