Segment Reporting

3 Months Ended

Mar. 31, 2024

Segment Reporting [Abstract]

Segment Reporting

Segment Reporting

Our chief operating decision maker evaluates the operating results and performance of our business based on our North America and International Segments. Our North America Segment includes operations in the U.S. and Canada. Our International Segment includes operations in Brazil, Chile, Colombia, Mexico and Peru, as well as our equity investments in joint ventures in China. The management of each segment is responsible for executing our strategies. Key operating data for our operating segments were as follows:

	Three Months Ended March 31, 2024						Three Months Ended March 31, 2023
	North America		International		Total		North America		International		Total
Total revenue	$	3,417	$	394	$	3,811	$	3,049	$	294	$	3,343
Operating expenses	369		90		458		358		84		442
Leased vehicle expenses	1,024		23		1,047		1,022		17		1,039
Provision for loan losses	171		33		204		114		17		131
Interest expense	1,230		167		1,396		877		123		1,000
Equity income	—		32		32		—		41		41
Income before income taxes	$	623	$	114	$	737	$	677	$	94	$	771

	March 31, 2024						December 31, 2023
	North America		International		Total		North America		International		Total
Finance receivables, net	$	79,091	$	6,680	$	85,771	$	78,148	$	6,489	$	84,637
Leased vehicles, net	$	29,731	$	375	$	30,106	$	30,227	$	356	$	30,582
Total assets	$	123,183	$	10,038	$	133,221	$	122,128	$	9,883	$	132,011