Segment Reporting

6 Months Ended

Jun. 30, 2022

Segment Reporting [Abstract]

Segment Reporting

Segment Reporting

Our chief operating decision maker evaluates the operating results and performance of our business based on our North America and International Segments. The management of each segment is responsible for executing our strategies. The following tables summarize key operating data for our operating segments:

	Three Months Ended June 30, 2022						Three Months Ended June 30, 2021
	North America		International		Total		North America		International		Total
Total revenue	$	2,904	$	242	$	3,146	$	3,188	$	238	$	3,426
Operating expenses	315		79		393		302		76		378
Leased vehicle expenses	842		13		856		813		12		825
Provision for loan losses	170		28		198		36		23		59
Interest expense	560		82		642		575		58		633
Equity income	—		50		50		—		50		50
Income before income taxes	$	1,017	$	89	$	1,106	$	1,462	$	119	$	1,581

	Six Months Ended June 30, 2022						Six Months Ended June 30, 2021
	North America		International		Total		North America		International		Total
Total revenue	$	5,834	$	468	$	6,302	$	6,359	$	474	$	6,833
Operating expenses	618		148		766		641		148		789
Leased vehicle expenses	1,685		26		1,711		2,044		25		2,069
Provision for loan losses	268		52		320		(8)		41		33
Interest expense	1,067		152		1,219		1,167		116		1,283
Equity income	—		104		104		—		104		104
Income before income taxes	$	2,197	$	194	$	2,390	$	2,515	$	248	$	2,763

	June 30, 2022						December 31, 2021
	North America		International		Total		North America		International		Total
Finance receivables, net	$	62,545	$	4,302	$	66,847	$	58,883	$	4,096	$	62,979
Leased vehicles, net	$	35,099	$	208	$	35,307	$	37,741	$	188	$	37,929
Total assets	$	110,396	$	7,382	$	117,778	$	106,572	$	7,214	$	113,786