Segment Reporting

6 Months Ended

Jun. 30, 2021

Segment Reporting [Abstract]

Segment Reporting

Segment Reporting

Our chief operating decision maker evaluates the operating results and performance of our business based on our North America and International Segments. The management of each segment is responsible for executing our strategies. Key operating data for our operating segments were as follows:

	Three Months Ended June 30, 2021						Three Months Ended June 30, 2020
	North America		International		Total		North America		International		Total
Total revenue	$	3,188	$	238	$	3,426	$	3,197	$	226	$	3,423
Operating expenses	302		76		378		273		72		345
Leased vehicle expenses	813		12		825		1,768		11		1,779
Provision for loan losses	36		23		59		244		83		327
Interest expense	575		58		633		710		78		788
Equity income	—		50		50		—		42		42
Income before income taxes	$	1,462	$	119	$	1,581	$	202	$	24	$	226

	Six Months Ended June 30, 2021						Six Months Ended June 30, 2020
	North America		International		Total		North America		International		Total
Total revenue	$	6,359	$	474	$	6,833	$	6,474	$	510	$	6,984
Operating expenses	641		148		789		567		136		703
Leased vehicle expenses	2,044		25		2,069		3,452		24		3,476
Provision for loan losses	(8)		41		33		635		158		793
Interest expense	1,167		116		1,283		1,448		175		1,623
Equity income	—		104		104		—		67		67
Income before income taxes	$	2,515	$	248	$	2,763	$	372	$	84	$	456

	June 30, 2021						December 31, 2020
	North America		International		Total		North America		International		Total
Finance receivables, net	$	55,514	$	4,698	$	60,212	$	53,332	$	5,058	$	58,390
Leased vehicles, net	$	40,421	$	175	$	40,596	$	39,656	$	163	$	39,819
Total assets	$	108,127	$	7,795	$	115,922	$	105,507	$	8,318	$	113,825