Condensed Consolidated Statements Of Income - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Revenue
Finance charge income	$ 1,043	$ 917	$ 3,038	$ 2,667
Leased vehicle income	2,515	2,501	7,536	7,445
Other income	101	100	344	305
Total revenue	3,659	3,518	10,918	10,417
Costs and expenses
Operating expenses	384	369	1,131	1,116
Leased vehicle expenses	1,574	1,677	5,025	5,148
Provision for loan losses (Note 3)	150	180	504	444
Interest expense	879	838	2,778	2,373
Total costs and expenses	2,987	3,064	9,438	9,081
Equity income (Note 5)	39	44	126	141
Income before income taxes	711	498	1,606	1,477
Income tax provision (Note 11)	195	57	416	225
Net income	516	441	1,190	1,252
Less: cumulative dividends on preferred stock	23	15	68	44
Net income attributable to common shareholder	$ 493	$ 426	$ 1,122	$ 1,208