Segment Reporting

9 Months Ended

Sep. 30, 2018

Segment Reporting [Abstract]

Segment Reporting

Segment Reporting

Our chief operating decision maker evaluates the operating results and performance of our business based on our North America and International Segments. The management of each segment is responsible for executing our strategies. As discussed in Note 1, our European Operations are presented as discontinued operations and are excluded from our segment results for the three and nine months ended September 30, 2017. These operations were previously included in our International Segment. Key operating data for our operating segments were as follows:

	Three Months Ended September 30, 2018
	North America		International		Total
Total revenue	$	3,217	$	301	$	3,518
Operating expenses	273		96		369
Leased vehicle expenses	1,668		9		1,677
Provision for loan losses	146		34		180
Interest expense	715		123		838
Equity income	—		44		44
Income from continuing operations before income taxes	$	415	$	83	$	498

	Three Months Ended September 30, 2017
	North America		International		Total
Total revenue	$	2,868	$	293	$	3,161
Operating expenses	265		81		346
Leased vehicle expenses	1,662		8		1,670
Provision for loan losses	177		27		204
Interest expense	536		136		672
Equity income	—		41		41
Income from continuing operations before income taxes	$	228	$	82	$	310

	Nine Months Ended September 30, 2018
	North America		International		Total
Total revenue	$	9,482	$	935	$	10,417
Operating expenses	820		296		1,116
Leased vehicle expenses	5,121		27		5,148
Provision for loan losses	333		111		444
Interest expense	1,997		376		2,373
Equity income	—		141		141
Income from continuing operations before income taxes	$	1,211	$	266	$	1,477

	Nine Months Ended September 30, 2017
	North America		International		Total
Total revenue	$	8,042	$	857	$	8,899
Operating expenses	766		243		1,009
Leased vehicle expenses	4,631		17		4,648
Provision for loan losses	497		76		573
Interest expense	1,488		415		1,903
Equity income	—		129		129
Income from continuing operations before income taxes	$	660	$	235	$	895

	September 30, 2018						December 31, 2017
	North America		International		Total		North America		International		Total
Finance receivables, net	$	41,477	$	6,603	$	48,080	$	35,436	$	6,736	$	42,172
Leased vehicles, net	$	43,965	$	163	$	44,128	$	42,753	$	129	$	42,882
Total assets	$	96,252	$	9,329	$	105,581	$	87,618	$	9,397	$	97,015