Segment Reporting (Tables)

3 Months Ended

Mar. 31, 2016

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment

All inter-segment balances and transactions have been eliminated. Key financial data for our operating segments were as follows (in millions):

	Three Months Ended March 31, 2016
	North America		International		Corporate			Eliminations		Total
Total revenue	$	1,688	$	387	$	(1	)	$	1	$	2,075
Operating expenses, including leased vehicle expenses	1,089		138		—			—		1,227
Provision for loan losses	177		19		—			—		196
Interest expense	305		157		—			1		463
Equity income	—		36		—			—		36
Income (loss) before income taxes	$	117	$	109	$	(1	)	$	—	$	225

	Three Months Ended March 31, 2015
	North America		International		Corporate			Eliminations			Total
Total revenue	$	906	$	448	$	7		$	(7	)	$	1,354
Operating expenses, including leased vehicle expenses	487		146		—			—			633
Provision for loan losses	118		37		—			—			155
Interest expense	165		206		16			(7		)	380
Equity income	—		28		—			—			28
Income (loss) before income taxes	$	136	$	87	$	(9	)	$	—		$	214

	March 31, 2016						December 31, 2015
	North America		International		Total		North America		International		Total
Finance receivables, net	$	22,535	$	16,123	$	38,658	$	21,558	$	15,223	$	36,781
Leased vehicles, net	$	24,422	$	116	$	24,538	$	20,086	$	86	$	20,172
Total assets	$	52,777	$	19,987	$	72,764	$	47,419	$	18,485	$	65,904