Exhibit 99.1

Bryn Mawr Bank Corporation

FOR RELEASE:	IMMEDIATELY
FOR MORE INFORMATION CONTACT:	Ted Peters, Chairman
	610-581-4800 or
	610-525-2531 (evening)
	J. Duncan Smith, CFO
	610-526-2466 or
	610-306-8489 (evening)

Bryn Mawr Bank Corporation reports a 33.3% increase in second quarter earnings per share and a 10% dividend increase

BRYN MAWR, Pa. July 22, 2005- Bryn Mawr Bank Corporation, (NASDAQ): BMTC), (the “Corporation”), parent of The Bryn Mawr Trust Company (the “Bank”), announced second quarter 2005 diluted earnings per share of $0.32, an increase of 33.3% compared to $0.24 in the same period last year. Net income for the second quarter of 2005 was $2.788 million, an increase of 31.0% or $659 thousand, compared to $2.129 million in last year’s second quarter. The Corporation’s Board of Directors increased the quarterly dividend 10% from $0.10 to $0.11 per share, payable September 1, 2005, to shareholders of record as of August 1, 2005.

Return on average equity (ROE) and return on average assets (ROA) for the quarter ended June 30, 2005 were 15.47% and 1.65%, respectively. ROE was 12.64% and ROA was 1.35% for the same period last year.

Major factors contributing to the increase in earnings include quality asset growth, expense control and a 39-basis point increase in the Corporation’s net interest margin to 4.94% from 4.55% in the same period last year. Net interest income for the three months ended June 30, 2005, increased $1.093 million or 16.7% to $7.642 million from $6.549 million in the same period last year as the Corporation’s asset sensitive loan portfolio continues to benefit from a series of Federal Reserve interest rate increases.

On a year to date basis, diluted earnings per share were $0.64, an increase of 10.3%, compared with $0.58 in the same period last year. Net income for the six months ended June 30, 2005 was $5.590 million, an increase of 8.6% or $441 thousand, compared to $5.149 million in the same period last year. ROE and ROA for the first six months of 2005 were 15.70% and 1.67%, respectively. ROE was 15.40% and ROA was 1.66% for the same period last year.

In the first half of 2004, the Corporation sold mortgage-servicing rights (“MSRs”) that contributed $573 thousand to after tax income and increased diluted earnings per share $0.06. There were no sales of MSRs in the first six months of 2005.

Net income and diluted earnings per share for the first six months of 2004, excluding the after tax impact of the MSRs sale, would have been $4.576 million and $0.52 per share, respectively. Excluding the impact of the MSRs sale, 2005 first half net income increased $1.014 million or 22.2% and diluted earnings per share increased $0.12 or 23.1% over the same period last year. (See accompanying reconcilement of GAAP net income and diluted earnings per share to net income and diluted earnings per share that exclude the MSRs sale).

Factors contributing to the increase in earnings for the first six months of the year compared to the same period last year include quality asset growth, control over non-interest expenses and a 35 basis point increase in the Corporation’s net interest margin to 4.92% from 4.57%. Net interest income for the six months ended June 30, 2005 increased $2.092 million or 16.2% to $15.010 million from $12.918 million in the same period last year. Fees for wealth management services increased 6.1% or $322 thousand to $5.621 million versus $5.299 million, partially offsetting declines in residential mortgage related revenues.

Total loans increased $37.1 million or 6.7% to $594.0 million from $556.9 million over the past 12 months while the Corporation’s asset quality remains strong as non-performing loans as a percent of total loans was 0.10% at June 30, 2005. The Corporation continues to focus its new business development efforts on loans to small to mid-size companies.

Total deposits grew $17.4 million or 3.0% over the past 12 months to $605.4 million at June 30, 2005 from $588.0 million at June 30, 2004. Chairman Ted Peters stated, “Part of our lending strategy is to require borrowers to maintain their operating accounts with the Corporation, resulting in lower cost core deposits. In the Corporation’s efforts to grow consumer deposits, we are experiencing intense competition as to fees and rates, along with renewed consumer interest in the stock and real estate markets. However, we are pleased with the progress of our Newtown Square and Exton, PA branches and plan to invest additional business development efforts and marketing dollars in these markets.”

Non-interest income for the second quarter of 2005 was $4.720 million, a decrease of $119 thousand or 2.5% compared with $4.839 million in the same period last year. Fees for wealth management services grew $258 thousand or 9.5% to $2.967 million in the second quarter of 2005 from $2.709 million in same period last year. This was the result of solid new business development efforts and a strong contribution from the Bank’s Estate Administration Department. Offsetting this increase were reduced fees from residential mortgage related activities and lower service charges on deposit accounts.

Total non-interest expenses for the second quarter of 2005 decreased $97 thousand or 1.2% to $7.864 million compared to $7.961 million for the same period last year. Lower than expected pension costs that were recorded in the second quarter contributed to the reduction in employee benefits. Reduced building maintenance expenses were partially offset by increased occupancy expenses resulting from the opening of the Exton, PA branch in 2005.

Non-interest income for the six months ended June 30, 2005, excluding the $1.146 million gain on MSR sales in 2004, decreased $1.133 million or 11.0% to $9.134 million from $10.267 million in the same period last year. Non-interest income was negatively impacted by the slow down in residential mortgage activity, especially in the refinance market. Residential mortgage originations declined 35.5% or $48.8 million in the first half of 2005 to $88.8 million from $137.6 million in the same period last year, while residential mortgage loans sold declined 35.5% over the same time period. Partially offsetting this decrease was an increase of $322 thousand or 6.1% in fees for wealth management services over the same time period.

Non-interest expenses for the six months ended June 30, 2005, excluding $266 thousand of expenses related to the sale of the MSRs, decreased $568 thousand or 3.6% to $15.248 million when compared to the same period last year. The balance of the decrease was due primarily to an overall reduction in mortgage related salary and benefit expenses and lower than expected pension expenses that were recorded in the second quarter. These declines were partially offset by increased occupancy expenses resulting from the opening of the Newtown Square, PA branch in 2004 and Exton, PA in 2005.

This release contains certain forward-looking statements. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include the words believe, expect, anticipate, intend, plan, estimate or words of similar meaning. Forward-looking statements, by their nature, are subject to risks and uncertainties. A number of factors, many of which are beyond the Corporation’s control could cause actual conditions, events or results to differ significantly from those described in the forward looking statements. Forward-looking statements speak only as of the date they are made. The Corporation does not undertake to update forward-looking statements.

This release contains financial information determined by methods other than in accordance with generally accepted accounting principles (“GAAP”). The Corporation’s Management uses these non-GAAP measures in its analysis of the Corporation’s performance. These non-GAAP measures consist of adjusting net income determined in accordance with GAAP to exclude the effects of the sale of MSRs in the first six months of 2004. Management believes that the presentation excluding the impact of the sale of MSRs in the first six months of 2004 provides useful supplementation information essential to the proper understanding of the operating results of the Corporation’s core business. These disclosures should not be viewed as a substitute for operating results determined in accordance with GAAP, nor are they necessarily comparable to non-GAAP performance measures, which may be presented by other companies.

The accompanying financial statements are an integral part of this press release.

Reconcilation of Non-GAAP Information

Six Month Period Ended June 30,

(dollars in thousands except per share data)

	Non-interest income				Change				Non-interest expense				Change
	2005		2004		$		%		2005		2004		$			%
As reported	$	9,134	$	11,413	($2,279	)	(20.0	%)	$	15,248	$	16,082	$	(834	)	(5.2	%)
MSRs sale income		—		1,146	(1,146	)	—			—
MSRs sale expenses		—		—	—		—			—		266		(266	)	—
Adjusted for sale	$	9,134	$	10,267	($1,133	)	(11.0	%)	$	15,248	$	15,816	$	(568	)	(3.6	%)

Reconcilation of Non-GAAP Information

Six Month Period Ended June 30,

(dollars in thousands except per share data)

	Net Income					Change				Diluted earnings per share					Change
	2005		2004			$		%		2005		2004			$		%
As reported	$	5,590	$	5,149		$	441	8.6	%	$	0.64	$	0.58		$	0.06	10.3	%
After tax effect of MSRs sale1		—		($573	)	$	573	—			—		(0.06	)		0.06	—
Adjusted for sale	$	5,590	$	4,576		$	1,014	22.2	%	$	0.64	$	0.52		$	0.12	23.1	%

¹ MSRs gain was calculated as follows:

Revenues of $1,146,000, direct expenses of $266,000 and allocated income taxes of $307,000 netting to $573,000.

Bryn Mawr Bank Corporation

Consolidated Selected Financial Data

(Dollars in thousands, except per share data)

June 30, 2005

(unaudited)

	For The Three Months Ended
For the period:	June 30, 2005		Mar 31, 2005		Dec 31, 2004		Sept 30, 2004		June 30, 2004
Interest income	$	9,186	$	8,671	$	8,328	$	7,969	$	7,632
Interest expense		1,544		1,303		1,232		1,155		1,083
Net interest income		7,642		7,368		7,096		6,814		6,549
Provision for loan losses		193		187		338		187		188
Net interest income after provision for loan losses		7,449		7,181		6,758		6,627		6,361
Fees for wealth management services		2,967		2,654		2,513		2,490		2,709
Loan servicing and late fees		339		339		360		361		397
Service charges on deposits		398		395		429		444		478
Net gain on sale of loans		464		458		352		494		701
Net gain on sale of mortgage servicing rights		—		—		—		—		73
Other operating income		552		568		467		471		481
Total Noninterest income		4,720		4,414		4,121		4,260		4,839
Salaries and wages		3,758		3,507		3,702		3,635		3,726
Employee benefits		936		1,141		1,022		1,069		1,033
Occupancy and bank premises		581		556		539		531		584
Furniture fixtures and equipment		498		460		475		427		449
Advertising		312		176		173		264		274
Amortization of mortgage servicing rights		210		189		193		152		301
Professional fees		295		303		614		477		336
Other expenses		1,274		1,052		1,097		1,173		1,258
Total Noninterest expense		7,864		7,384		7,815		7,728		7,961
Income before income taxes		4,305		4,211		3,064		3,159		3,239
Income tax expense		1,517		1,409		977		1,050		1,110
Net income	$	2,788	$	2,802	$	2,087	$	2,109	$	2,129
Per share data:
Weighted average shares outstanding		8,549,675		8,591,622		8,596,888		8,595,229		8,605,673
Dilutive potential common shares		124,265		162,643		153,372		161,383		172,397
Adjusted weighted average shares		8,673,940		8,754,265		8,750,260		8,756,612		8,778,070
Earnings per common share	$	0.33	$	0.33	$	0.24	$	0.25	$	0.25
Diluted earnings per common share	$	0.32	$	0.32	$	0.24	$	0.24	$	0.24
Dividend declared per share	$	0.10	$	0.10	$	0.10	$	0.10	$	0.10

Bryn Mawr Bank Corporation

Consolidated Selected Financial Data

(Dollars in thousands, except per share data)

June 30, 2005

(unaudited)

					Reconcilation of Non-GAAP Information
	For The Six Months Ended				Sale of MSRs and Related Expenses		Without Sale of MSRs
For the period:	June 30, 2005		June 30, 2004		June 30, 2004		June 30, 2004
Interest income	$	17,857	$	15,084		—	$	15,084
Interest expense		2,847		2,166		—		2,166
Net interest income		15,010		12,918		—		12,918
Provision for loan losses		380		375		—		375
Net interest income after provision for loan losses		14,630		12,543		—		12,543
Fees for wealth management services		5,621		5,299		—		5,299
Loan servicing and late fees		678		911		—		911
Service charges on deposits		793		954		—		954
Net gain on sale of loans		922		2,073		—		2,073
Net gain on sale of mortgage servicing rights		—		1,146		1,146		—
Other operating income		1,120		1,030		—		1,030
Total Noninterest income		9,134		11,413		1,146		10,267
Salaries and wages		7,265		7,675		76		7,599
Employee benefits		2,077		2,207		—		2,207
Occupancy and bank premises		1,137		1,091		—		1,091
Furniture fixtures and equipment		958		883		—		883
Advertising		488		441		—		441
Amortization of mortgage servicing rights		399		494		—		494
Professional fees		598		709		89		620
Other expenses		2,326		2,582		101		2,481
Total Noninterest expense		15,248		16,082		266		15,816
Income before income taxes		8,516		7,874		880		6,994
Income tax expense		2,926		2,725		307		2,418
Net income	$	5,590	$	5,149	$	573	$	4,576
Per share data:
Weighted average shares outstanding		8,570,533		8,624,439		8,624,439		8,624,439
Dilutive potential common shares		150,373		186,593		186,593		186,593
Adjusted weighted average shares		8,720,906		8,811,032		8,811,032		8,811,032
Earnings per common share	$	0.65	$	0.60	$	0.07	$	0.53
Diluted earnings per common share	$	0.64	$	0.58	$	0.06	$	0.52
Dividend declared per share	$	0.20	$	0.20

Bryn Mawr Bank Corporation

Consolidated Selected Financial Data

(Dollars in thousands, except mortgage data,

assets under management /administration and ratios)

June 30, 2005

(unaudited)

For the period:	2005 2Q			2005 1Q		2004 4Q		2004 3Q		2004 2Q
Asset Quality Data
Nonaccrual loans	$	678		1,432		1,353		1,373		557
90 + days past due loans		—		92		22		13		65
Nonperforming loans		622		1,393		1,109		1,296		375
OREO		210		591		357		475		—
Nonperforming assets		832		1,984		1,466		1,771		375
Allowance for loan loss		7,252		7,125		6,927		6,860		6,965
Allowance for loan loss / loans		1.22	%	1.27	%	1.23	%	1.25	%	1.25	%
Allowance for loan loss / nonperforming loans		1,166	%	511	%	625	%	529	%	1,857	%
Nonperforming loans / loans		0.10	%	0.25	%	0.20	%	0.24	%	0.07	%
Nonperforming assets / assets		0.12	%	0.30	%	0.21	%	0.27	%	0.06	%
Net loan charge-offs		66		(11	)	271		292		74
Net loan charge-offs (annualized)/ average loans		0.05	%	(0.01	%)	0.20	%	0.22	%	0.06	%
	2005 2Q			2005 1Q		2004 4Q		2004 3Q		2004 2Q
Selected ratios (annualized):
Return on average assets		1.65	%	1.70	%	1.25	%	1.27	%	1.35	%
Return on average shareholders’ equity		15.47	%	15.94	%	11.83	%	12.20	%	12.64	%
Yield on earning assets		5.94	%	5.76	%	5.45	%	5.24	%	5.30	%
Cost of interest bearing funds		1.37	%	1.19	%	1.10	%	1.04	%	1.03	%
Net interest margin		4.94	%	4.89	%	4.64	%	4.48	%	4.55	%
Leverage ratio		10.63	%	10.65	%	10.59	%	10.42	%	10.67	%
Selected data:
Mortgage loans originated	$	49,830,000		38,978,000		33,818,000		36,793,000		60,207,000
Mortgage loans sold - servicing retained		9,971,650		13,787,000		8,345,000		18,631,000		36,776,000
Mortgage loans sold - servicing released		16,817,000		20,209,000		12,338,000		11,374,000		5,850,000
Mortgage loans serviced		465,779,912		489,882,107		507,420,653		528,532,630		540,706,046
Assets under management / administration	$	1,900,928,000		1,919,493,000		1,938,195,000		1,829,167,000		1,856,037,000

	2005 Year-to-date		2004 Year-to-date
Selected ratios (annualized):
Return on average assets	1.67	%	1.66	%
Return on average shareholders’ equity	15.70	%	15.40	%
Yield on earning assets	5.85	%	5.34	%
Cost of interest bearing funds	1.28	%	1.06	%
Net interest margin	4.92	%	4.57	%

Bryn Mawr Bank Corporation

Consolidated Selected Financial Data

(Dollars in thousands)

June 30, 2005

(unaudited)

	As of
Balance Sheet For the period ended:	June 30, 2005			Mar 31, 2005			Dec 31, 2004			Sept 30, 2004			June 30, 2004
Assets
Interest bearing deposits with banks	$	314		$	598		$	15,293		$	393		$	7,786
Fed Funds Sold		—			7,041			13,423			14,820			10,000
Investment securities		35,681			35,156			35,441			33,562			31,652
Loans		593,980			562,821			564,597			550,839			556,887
Earning assets		629,975			605,616			628,754			599,614			606,325
Cash		33,979			31,536			26,526			38,400			36,254
Reserve for loan loss		(7,252	)		(7,125	)		(6,927	)		(6,860	)		(6,965	)
Other assets		34,050			33,524			34,593			29,582			29,622
Total assets	$	690,752		$	663,551		$	682,946		$	660,736		$	665,236
Interest-bearing checking	$	140,271		$	145,680		$	166,901		$	146,577		$	163,603
Money market		125,972			118,915			126,058			131,589			131,087
Savings		51,141			50,878			50,300			50,023			52,069
Time deposits		126,538			131,435			110,470			109,137			95,432
Interest-bearing liabilities		443,922			446,908			453,729			437,326			442,191
Non-interest bearing deposits		161,448			136,276			147,236			144,659			145,830
Total deposits		605,370			583,184			600,965			581,985			588,021
Borrowed funds		—			—			—			—			—
Other Liabilities		11,617			8,457			10,743			8,679			8,644
Shareholders’ equity		73,765			71,910			71,238			70,072			68,571
Total liabilities and shareholders’ equity	$	690,752		$	663,551		$	682,946		$	660,736		$	665,236
Balance Sheet (average)	2005 2Q			2005 1Q			2004 4Q			2004 3Q			2004 2Q
Assets
Interest bearing deposits with banks	$	536		$	3,147		$	6,438		$	2,328		$	640
Fed Funds Sold		5,119			4,415			17,214			20,689			6,211
Investment securities		36,303			35,291			34,934			32,412			30,881
Loans		578,173			567,842			549,220			549,120			541,696
Earning assets		620,131			610,695			607,806			604,549			579,428
Cash		33,259			33,357			32,623			33,446			31,688
Reserve for loan loss		(7,251	)		(7,058	)		(6,981	)		(7,076	)		(6,975	)
Other assets		33,500			32,697			29,508			29,000			30,387
Total assets	$	679,639		$	669,691		$	662,956		$	659,919		$	634,528
Interest-bearing checking	$	148,943		$	152,343		$	153,362		$	157,278		$	148,492
Money market		119,261			123,441			132,692			134,727			119,644
Savings		50,897			50,763			49,881			51,322			51,730
Time deposits		128,777			117,375			108,890			100,365			98,948
Interest-bearing liabilities		447,878			443,922			444,825			443,692			418,814
Non-interest bearing deposits		146,140			143,434			138,367			138,609			134,491
Total deposits		594,018			587,356			583,192			582,301			553,305
Borrowed funds		3,540			1,250			—			—			2,881
Other Liabilities		9,803			9,791			9,572			8,843			10,623
Shareholders’ equity		72,278			71,294			70,192			68,775			67,719
Total liabilities and shareholders’ equity	$	679,639		$	669,691		$	662,956		$	659,919		$	634,528