-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, J5lVXvhcEqGO2BeOw5QU/FXrj9e5nh1C6sIb9MPQRVCpSzM/hDOCJKK6qlXKGdwb 1akAvB47v1MEUE+BcBdaNg== 0000891804-08-000288.txt : 20080905 0000891804-08-000288.hdr.sgml : 20080905 20080125102708 ACCESSION NUMBER: 0000891804-08-000288 CONFORMED SUBMISSION TYPE: CORRESP PUBLIC DOCUMENT COUNT: 2 FILED AS OF DATE: 20080125 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SEPARATE ACCOUNT I OF INTEGRITY LIFE INSURANCE CO CENTRAL INDEX KEY: 0000802205 IRS NUMBER: 000000000 STATE OF INCORPORATION: OH FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: CORRESP BUSINESS ADDRESS: STREET 1: 515 WEST MARKET ST STREET 2: 7TH FLOOR CITY: LOUISVILLE STATE: KY ZIP: 40202 BUSINESS PHONE: 5025827900 MAIL ADDRESS: STREET 1: 515 WEST MARKET ST STREET 2: 7TH FLOOR CITY: LOUISVILLE STATE: KY ZIP: 40202 FORMER COMPANY: FORMER CONFORMED NAME: SEPARATE ACCOUNT INA OF INTEGRITY LIFE INSURANCE CO DATE OF NAME CHANGE: 19920703 CORRESP 1 filename1.txt Addendum 1 to Correspondence filed on EDGAR on January 25, 2008 Page GMI-13 of the prospectus will be modified as follows: Your Right to Revoke (Free Look Period) You may cancel your contract within ten days after you receive it by returning it to our Administrative Office by mail, postmarked within the ten-day period. We will extend the ten day period if required by state law. If you cancel your contract, we'll return your contribution net of any investment performance and applicable charges, which may be more or less than your original contribution depending upon the investment experience of the Investment Options you selected. You bear the investment risk during the ten-day period, as well as any fees and charges incurred during the period your contract is in force. See Part 4 for more discussion of the fees and charges. In some states, the law requires that we return the amount of your contribution; in that case, we return the greater of the Account Value or your contribution. Page GMI-24 of the prospectus will be modified as follows: Guaranteed Rate Options We offer GROs with Guarantee Periods of two, three, five, seven and ten years. Each GRO matures at the end of the Guarantee Period you have selected. We can change the Guarantee Periods available from time to time. Each contribution or transfer to a GRO establishes a new GRO for the Guarantee Period you choose at the guaranteed interest rate that we declare as the current rate (Guaranteed Interest Rate). When you put a contribution into a GRO, a Guaranteed Interest Rate is locked in for the entire Guarantee Period you select. We credit interest daily at an annual effective rate equal to the Guaranteed Interest Rate. The Guaranteed Interest Rate will never be less than the minimum interest rate stated on the schedule page of your contract, which will never be less than 1%. COVER 2 filename2.txt Correspondence Filing VIA EDGAR January 25, 2008 William J. Kotapish, Esq. Chief, Office of Insurance Products Division of Investment Management Securities and Exchange Commission 100 F. Street N.E. Washington, D.C. 20549 RE: Separate Account I of Integrity Life Insurance Company Response to SEC comments on Amendment Number 30 to Registration Statement File Numbers 033-56654 and 811-04844, filed on December 5, 2007 Dear Mr. Kotapish: This letter is in response to comments from the Securities and Exchange Commission (Commission) staff (Staff) received on January 23, 2008, on Post-Effective Amendment Number 30 to the above referenced registration statement of Integrity Life Insurance Company (Integrity). The Staff's comments are restated below and each one has been addressed. 1. In the section of the prospectus titled "Your Right to Revoke," clarify that you will return the greater of the amount required by state law or the Account Value. Done. See Addendum 1 to this letter, which contains the relevant language that will be added to the prospectus. 2. In the section of the prospectus titled "Guaranteed Return Options," add the minimum rate. Done. See Addendum 1 to this letter, which contains the relevant language that will be added to the prospectus. After further discussion with the actuarial department and the interest rate committee, we determined that we are able to disclose a minimum interest rate and will not need to provide an indexing formula. Registrant will incorporate the items contained in Addendum 1 to this letter in the prospectus and file the revised prospectus with an amendment under Section 485(b) of the Securities Act of 1933 on or about February 14, 2008, subject to any additional comments the Staff may have. We hope these responses address the Staff's concerns. In connection with the forgoing we acknowledge that: (i) Integrity is responsible for the adequacy and accuracy of the disclosure in its registration statements; (ii) the comments of the Commission's staff, or changes to disclosures in the registration statements in response to the comments of the Commission's staff does not foreclose the Commission from taking any action with respect to the registration statements; and (iii) Integrity may not assert the comments of the Commission's staff as a defense in any proceeding initiated by the Commission or any person under the federal securities laws of the United States. If there are any questions, please do not hesitate to call me at 513-629-1854. Sincerely, \s\ Rhonda S. Malone Associate Counsel - Securities Western & Southern Financial Group Copy: Alison T. White, Esq. with enclosure, via overnight mail Michael Berenson, Esq. via electronic mail -----END PRIVACY-ENHANCED MESSAGE-----