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Consolidated Statements of Cash Flows - USD ($)
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Cash Flows from Operating Activities:    
Net income $ 3,731,121 $ 23,023,164
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization and other non-cash items 1,737,307 1,460,943
Net investment losses (gains) 10,694,843 (18,097,113)
Equity in earnings of Donegal Financial Services Corporation 0 (295,000)
Changes in assets and liabilities:    
Losses and loss expenses 18,538,450 21,854,552
Unearned premiums 32,130,738 17,174,323
Premiums receivable (16,331,348) (14,813,728)
Deferred acquisition costs (1,029,845) (1,731,579)
Deferred income taxes (2,001,451) 962,330
Reinsurance receivable (7,736,560) (7,335,564)
Prepaid reinsurance premiums (21,146,913) (5,332,159)
Accrued investment income (734,103) (532,403)
Due to affiliate (2,879,960) (2,908,940)
Reinsurance balances payable 477,950 (1,136,290)
Current income taxes 785,998 2,872,028
Accrued expenses (6,427,828) (3,943,576)
Other, net 1,000,247 233,485
Net adjustments 7,077,525 (11,568,691)
Net cash provided by operating activities 10,808,646 11,454,473
Cash Flows from Investing Activities:    
Purchases of fixed maturities, held to maturity (19,222,869) (8,396,937)
Purchases of fixed maturities, available for sale (13,558,579) (53,176,164)
Purchases of equity securities, available for sale (5,020,901) (30,672)
Maturity of fixed maturities:    
Held to maturity 9,287,575 3,852,973
Available for sale 29,078,287 15,904,570
Sales of fixed maturities, available for sale   19,527,660
Sales of equity securities, available for sale 3,202,672 20,537,415
Net (purchases) sales of property and equipment (5,905) 1,171,305
Net purchases of short-term investments (58,688,855) (24,088,831)
Net cash (used in) provided by investing activities (54,928,575) 9,224,092
Cash Flows from Financing Activities:    
Cash dividends paid (4,080,597) (3,953,236)
Issuance of common stock 1,163,331 288,115
Borrowing under lines of credit 50,000,000  
Payments on lines of credit   (25,000,000)
Net cash provided by (used in) financing activities 47,082,734 (28,665,121)
Net increase (decrease) in cash 2,962,805 (7,986,556)
Cash at beginning of period 49,318,930 52,594,461
Cash at end of period 52,281,735 44,607,905
Cash paid during period - Interest $ 161,830 325,325
Donegal Financial Services Corporation [Member]    
Maturity of fixed maturities:    
Sale of investment in Donegal Financial Services Corporation   $ 33,922,773