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Consolidated Statements of Income - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2018
Jun. 30, 2017
Jun. 30, 2018
Jun. 30, 2017
Revenues:        
Net premiums earned $ 185,714,110 $ 175,014,872 $ 367,478,690 $ 344,171,019
Investment income, net of investment expenses 6,342,152 5,649,870 12,720,521 11,405,269
Net realized investment gains 1,517,310 1,097,306 598,971 3,646,281
Lease income 122,403 127,924 245,996 269,774
Installment payment fees 1,306,197 1,304,129 2,654,158 2,439,771
Equity in earnings of Donegal Financial Services Corporation 787,856 386,615 1,419,970 619,565
Total revenues 195,790,028 183,580,716 385,118,306 362,551,679
Expenses:        
Net losses and loss expenses 135,753,645 128,005,914 292,336,913 242,439,372
Amortization of deferred policy acquisition costs 30,579,000 28,700,000 60,244,000 56,383,000
Other underwriting expenses 28,492,434 28,259,223 57,815,072 56,748,504
Policyholder dividends 1,213,588 1,212,292 2,515,771 2,046,557
Interest 566,284 382,958 1,030,432 746,633
Other expenses 518,123 416,798 1,044,335 859,253
Total expenses 197,123,074 186,977,185 414,986,523 359,223,319
(Loss) income before income tax (benefit) expense (1,333,046) (3,396,469) (29,868,217) 3,328,360
Income tax (benefit) expense (543,191) (1,077,821) (10,900,284) 542,190
Net (loss) income $ (789,855) $ (2,318,648) $ (18,967,933) $ 2,786,170
Class A Common Stock [Member]        
(Loss) earnings per common share:        
Common stock - basic $ (0.03) $ (0.09) $ (0.68) $ 0.11
Common stock - diluted (0.03) (0.08) (0.68) 0.10
Class B Common Stock [Member]        
(Loss) earnings per common share:        
Common stock - basic (0.03) (0.08) (0.63) 0.09
Common stock - diluted (0.03) (0.08) (0.63) 0.09
Common stock - basic and diluted $ (0.03) $ (0.08) $ (0.63) $ 0.09