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Consolidated Statements of Cash Flows - USD ($)
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Cash Flows from Operating Activities:    
Net (loss) income $ (18,178,078) $ 5,104,818
Adjustments to reconcile net (loss) income to net cash provided by operating activities:    
Depreciation, amortization and other non-cash items 1,503,607 1,714,936
Net realized investment losses (gains) 918,339 (2,548,975)
Equity in earnings of Donegal Financial Services Corporation (632,114) (232,950)
Changes in assets and liabilities:    
Losses and loss expenses 50,891,171 14,184,710
Unearned premiums 20,564,895 22,771,640
Premiums receivable (2,812,917) (9,913,812)
Deferred acquisition costs (2,089,238) (2,054,993)
Deferred income taxes 74,728 584,983
Reinsurance receivable (15,198,971) (6,775,530)
Prepaid reinsurance premiums (7,073,785) (7,426,960)
Accrued investment income (373,239) (579,432)
Due to affiliate (3,122,092) 12,142,750
Reinsurance balances payable 1,915,675 1,506,099
Current income taxes (8,153,590) 935,703
Accrued expenses (6,903,271) (9,175,850)
Other, net 263,872 122,154
Net adjustments 29,773,070 15,254,473
Net cash provided by operating activities 11,594,992 20,359,291
Cash Flows from Investing Activities:    
Purchases of fixed maturities, held to maturity (13,357,990) (19,450,746)
Purchases of fixed maturities, available for sale (19,117,414) (18,262,702)
Purchases of equity securities, available for sale (1,792,398) (3,695,056)
Maturity of fixed maturities:    
Held to maturity 2,556,070 4,926,768
Available for sale 24,098,751 20,298,891
Sales of fixed maturities, available for sale 208,817 1,216,606
Sales of equity securities, available for sale 333,792 6,531,122
Net purchases of property and equipment (63,921) (194,753)
Net sales (purchases) of short-term investments 1,597,800 (897,339)
Net cash used in investing activities (5,536,493) (9,527,209)
Cash Flows from Financing Activities:    
Cash dividends paid (3,850,407) (3,628,577)
Issuance of common stock 754,297 1,865,399
Net cash used in financing activities (3,096,110) (1,763,178)
Net increase in cash 2,962,389 9,068,904
Cash at beginning of period 37,833,435 24,587,214
Cash at end of period 40,795,824 33,656,118
Cash paid during period-Interest 261,816 297,095
Net cash paid during period-Taxes $ 0 $ 0