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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Cash Flows from Operating Activities:      
Net income $ 7,116,100 $ 30,801,137 $ 20,990,033
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation, amortization and other non-cash items 6,109,869 6,587,282 6,740,346
Net realized investment gains (5,705,255) (2,525,575) (1,934,424)
Equity in earnings of Donegal Financial Services Corporation (1,621,605) (1,086,157) (1,277,229)
Changes in Assets and Liabilities:      
Losses and loss expenses 70,007,137 28,459,481 39,946,703
Unearned premiums 37,401,313 36,562,025 20,846,840
Accrued expenses (212,915) 5,786,216 3,030,848
Premiums receivable (1,016,765) (18,122,256) (7,960,450)
Deferred policy acquisition costs (3,980,664) (4,200,808) (3,809,780)
Deferred income taxes 11,889,970 2,030,865 168,395
Reinsurance receivable (35,314,555) (3,299,895) (6,092,223)
Accrued investment income (257,608) (304,316) (239,821)
Amounts due from affiliate 16,519,278 (12,762,087) 1,147,830
Reinsurance balances payable (253,369) 889,122 (4,360,766)
Prepaid reinsurance premiums (10,777,146) (10,732,990) 2,349,278
Current income taxes (9,826,855) 379,406 (906,179)
Other, net (113,482) (22,628) (2,235,228)
Dividends received from Donegal Financial Services Corporation 1,036,750 1,591,300 1,783,700
Net adjustments 73,884,098 29,228,985 47,197,840
Net cash provided by operating activities 81,000,198 60,030,122 68,187,873
Purchases of fixed maturities:      
Held to maturity (51,049,152) (44,907,210) (31,310,026)
Available for sale (138,675,907) (161,873,868) (181,106,519)
Purchases of equity securities (17,033,093) (15,222,724) (14,759,861)
Sales of fixed maturities:      
Available for sale 10,081,785 55,731,299 40,321,838
Maturity of fixed maturities:      
Held to maturity 20,577,326 19,488,644 28,575,153
Available for sale 99,544,479 82,586,588 66,744,045
Sales of equity securities 20,880,814 9,201,657 8,761,474
Net purchases of property and equipment (1,090,726) (384,207) (151,536)
Net (purchases) sales of short-term investments (1,678,908) 4,061,475 6,861,166
Net cash used in investing activities (58,443,382) (51,318,346) (76,064,266)
Cash Flows from Financing Activities:      
Issuance of common stock 15,511,457 13,822,228 15,516,870
Cash dividends paid (14,822,052) (14,085,934) (14,455,167)
Purchases of treasury stock     (28,124,675)
Payments on lines of credit (10,000,000) (12,000,000) (9,500,000)
Borrowings under lines of credit     37,000,000
Net cash (used in) provided by financing activities (9,310,595) (12,263,706) 437,028
Net increase (decrease) in cash 13,246,221 (3,551,930) (7,439,365)
Cash at beginning of year 24,587,214 28,139,144 35,578,509
Cash at end of year $ 37,833,435 $ 24,587,214 $ 28,139,144