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Consolidated Statements of Income and Comprehensive Income - USD ($)
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
Revenues      
Net premiums earned (includes affiliated reinsurance of $190,924,704, $184,656,732 and $175,024,905 - see note 3) $ 702,514,755 $ 656,204,797 $ 605,640,728
Investment income, net of investment expenses 23,527,304 22,632,730 20,949,698
Installment payment fees 5,157,163 5,302,896 5,834,897
Lease income 500,455 670,865 750,287
Net realized investment gains 5,705,255 2,525,575 1,934,424
Equity in earnings of Donegal Financial Services Corporation 1,621,605 1,086,157 1,277,229
Total revenues 739,026,537 688,423,020 636,387,263
Expenses      
Net losses and loss expenses (includes affiliated reinsurance of $114,865,113, $102,124,332 and $100,110,773 - see note 3) 487,268,054 423,315,903 398,366,874
Amortization of deferred policy acquisition costs 115,065,000 107,876,000 99,513,000
Other underwriting expenses 116,538,431 108,458,742 97,709,656
Policyholder dividends 5,014,624 4,373,377 3,862,606
Interest 1,593,437 1,657,647 1,111,441
Premium paid on purchase of treasury stock     5,780,000
Other 1,432,529 1,412,944 2,451,418
Total expenses 726,912,075 647,094,613 608,794,995
Income before income tax expense 12,114,462 41,328,407 27,592,268
Income tax expense (benefit) 4,998,362 10,527,270 6,602,235
Net income 7,116,100 30,801,137 20,990,033
Statements of Comprehensive Income      
Net income 7,116,100 30,801,137 20,990,033
Unrealized gain (loss) on securities:      
Unrealized holding gain (loss) arising during the period, net of income tax expense (benefit) of $1,964,385, ($746,518) and ($1,788,852) 3,811,151 (1,386,391) (3,322,149)
Reclassification adjustment for gains included in net income, net of income tax of $1,939,787, $883,951 and $677,048 (3,765,468) (1,641,624) (1,257,376)
Other comprehensive income (loss) 45,683 (3,028,015) (4,579,525)
Comprehensive income $ 7,161,783 $ 27,773,122 $ 16,410,508
Class A Common Stock [Member]      
Basic earnings per common share:      
Common stock - Basic $ 0.27 $ 1.19 $ 0.78
Diluted earnings per common share:      
Common stock - Diluted 0.26 1.16 0.77
Class B Common Stock [Member]      
Basic earnings per common share:      
Common stock - Basic 0.22 1.06 0.69
Diluted earnings per common share:      
Common stock - Diluted $ 0.22 $ 1.06 $ 0.69