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Consolidated Statements of Income - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Jun. 30, 2017
Jun. 30, 2016
Revenues:        
Net premiums earned $ 175,014,872 $ 161,942,637 $ 344,171,019 $ 320,417,916
Investment income, net of investment expenses 5,649,870 5,343,883 11,405,269 10,890,392
Net realized investment gains 1,097,306 715,177 3,646,281 1,186,118
Lease income 127,924 172,629 269,774 350,989
Installment payment fees 1,304,129 1,367,066 2,439,771 2,729,526
Equity in earnings of Donegal Financial Services Corporation 386,615 305,475 619,565 340,702
Total revenues 183,580,716 169,846,867 362,551,679 335,915,643
Expenses:        
Net losses and loss expenses 128,005,914 103,193,915 242,439,372 198,771,980
Amortization of deferred policy acquisition costs 28,700,000 26,554,000 56,383,000 52,510,000
Other underwriting expenses 28,259,223 26,578,997 56,748,504 53,217,024
Policyholder dividends 1,212,292 754,682 2,046,557 1,586,569
Interest 382,958 403,882 746,633 812,362
Other expenses 416,798 315,699 859,253 953,477
Total expenses 186,977,185 157,801,175 359,223,319 307,851,412
(Loss) income before income tax (benefit) expense (3,396,469) 12,045,692 3,328,360 28,064,231
Income tax (benefit) expense (1,077,821) 3,461,038 542,190 7,630,664
Net (loss) income $ (2,318,648) $ 8,584,654 $ 2,786,170 $ 20,433,567
Class A Common Stock [Member]        
(Loss) earnings per common share:        
Common stock - basic $ (0.09) $ 0.33 $ 0.11 $ 0.79
Common stock - diluted (0.08) 0.32 0.10 0.78
Class B Common Stock [Member]        
(Loss) earnings per common share:        
Common stock - basic (0.08) 0.30 0.09 0.72
Common stock - diluted (0.08) 0.30 0.09 0.72
Common stock - basic and diluted $ (0.08) $ 0.30 $ 0.09 $ 0.72