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Consolidated Statements of Cash Flows - USD ($)
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Cash Flows from Operating Activities:    
Net income $ 5,104,818 $ 11,848,913
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization and other non-cash items 1,714,936 1,982,485
Net realized investment gains (2,548,975) (470,941)
Equity in earnings of Donegal Financial Services Corporation (232,950) (35,227)
Changes in assets and liabilities:    
Losses and loss expenses 14,184,710 (3,660,519)
Unearned premiums 22,771,640 18,928,727
Premiums receivable (9,913,812) (11,186,903)
Deferred acquisition costs (2,054,993) (411,902)
Deferred income taxes 584,983 495,645
Reinsurance receivable (6,775,530) 5,691,794
Prepaid reinsurance premiums (7,426,960) (7,329,267)
Accrued investment income (579,432) (733,131)
Due to affiliate 12,142,750 (1,480,598)
Reinsurance balances payable 1,506,099 4,340
Current income taxes 935,703 4,574,295
Accrued expenses (9,175,850) (5,853,584)
Other, net 122,154 (118,330)
Net adjustments 15,254,473 396,884
Net cash provided by operating activities 20,359,291 12,245,797
Cash Flows from Investing Activities:    
Purchases of fixed maturities, held to maturity (19,450,746) (8,718,771)
Purchases of fixed maturities, available for sale (18,262,702) (38,072,395)
Purchases of equity securities, available for sale (3,695,056) (3,147,400)
Maturity of fixed maturities:    
Held to maturity 4,926,768 3,311,532
Available for sale 20,298,891 19,565,928
Sales of fixed maturities, available for sale 1,216,606 19,405,465
Sales of equity securities, available for sale 6,531,122 757,331
Net purchases of property and equipment (194,753) (133,525)
Net (purchases) sales of short-term investments (897,339) 1,542,099
Net cash used in investing activities (9,527,209) (5,489,736)
Cash Flows from Financing Activities:    
Cash dividends paid (3,628,577) (3,426,299)
Issuance of common stock 1,865,399 958,762
Net cash used in financing activities (1,763,178) (2,467,537)
Net increase in cash 9,068,904 4,288,524
Cash at beginning of period 24,587,214 28,139,144
Cash at end of period 33,656,118 32,427,668
Cash paid during period - Interest 297,095 340,213
Net cash paid during period - Taxes $ 0 $ 0