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Consolidated Statements of Income - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2016
Jun. 30, 2015
Jun. 30, 2016
Jun. 30, 2015
Revenues:        
Net premiums earned $ 161,942,637 $ 150,457,785 $ 320,417,916 $ 296,987,601
Investment income, net of investment expenses 5,343,883 5,157,396 10,890,392 10,106,349
Net realized investment gains 715,177 390,461 1,186,118 1,436,982
Lease income 172,629 189,652 350,989 389,725
Installment payment fees 1,367,066 1,480,133 2,729,526 3,000,458
Equity in earnings of Donegal Financial Services Corporation 305,475 341,527 340,702 868,287
Total revenues 169,846,867 158,016,954 335,915,643 312,789,402
Expenses:        
Net losses and loss expenses 103,193,915 97,839,291 198,771,980 193,778,603
Amortization of deferred policy acquisition costs 26,554,000 24,826,000 52,510,000 48,836,000
Other underwriting expenses 26,578,997 25,203,442 53,217,024 49,036,506
Policyholder dividends 754,682 687,872 1,586,569 1,605,709
Interest 403,882 390,077 812,362 720,615
Other expenses 315,699 676,921 953,477 1,403,313
Total expenses 157,801,175 149,623,603 307,851,412 295,380,746
Income before income tax expense 12,045,692 8,393,351 28,064,231 17,408,656
Income tax expense 3,461,038 1,928,324 7,630,664 4,089,293
Net income $ 8,584,654 $ 6,465,027 $ 20,433,567 $ 13,319,363
Class A Common Stock [Member]        
Earnings per common share:        
Common stock - basic $ 0.33 $ 0.24 $ 0.79 $ 0.50
Common stock - diluted 0.32 0.24 0.78 0.49
Class B Common Stock [Member]        
Earnings per common share:        
Common stock - basic 0.30 0.21 0.72 0.45
Common stock - diluted 0.30 0.21 0.72 0.45
Common stock - basic and diluted $ 0.30 $ 0.21 $ 0.72 $ 0.45