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Consolidated Statements of Income - USD ($)
3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Revenues:        
Net premiums earned $ 150,457,785 $ 136,589,156 $ 296,987,601 $ 270,137,417
Investment income, net of investment expenses 5,157,396 4,614,484 10,106,349 9,230,260
Net realized investment gains 390,461 2,034,172 1,436,982 1,945,640
Lease income 189,652 213,792 389,725 426,582
Installment payment fees 1,480,133 1,681,699 3,000,458 3,323,249
Equity in earnings of Donegal Financial Services Corporation 341,527 348,625 868,287 757,867
Total revenues 158,016,954 145,481,928 312,789,402 285,821,015
Expenses:        
Net losses and loss expenses 97,839,291 97,887,449 193,778,603 195,519,841
Amortization of deferred policy acquisition costs 24,826,000 22,025,000 48,836,000 43,344,000
Other underwriting expenses 25,203,442 21,546,607 49,036,506 42,005,326
Policyholder dividends 687,872 607,247 1,605,709 1,001,750
Interest 390,077 443,135 720,615 808,617
Other expenses 676,921 652,578 1,403,313 1,614,785
Total expenses 149,623,603 143,162,016 295,380,746 284,294,319
Income before income tax expense 8,393,351 2,319,912 17,408,656 1,526,696
Income tax expense 1,928,324 381,242 4,089,293 222,440
Net income $ 6,465,027 $ 1,938,670 $ 13,319,363 $ 1,304,256
Class A Common Stock [Member]        
Earnings per common share:        
Common stock - basic $ 0.24 $ 0.08 $ 0.50 $ 0.05
Common stock - diluted 0.24 0.07 0.49 0.05
Class B Common Stock [Member]        
Earnings per common share:        
Common stock - basic 0.21 0.07 0.45 0.04
Common stock - diluted 0.21 0.07 0.45 0.04
Common stock - basic and diluted $ 0.21 $ 0.07 $ 0.45 $ 0.04