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Consolidated Statements of Income (USD $)
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Revenues:    
Net premiums earned $ 146,529,816us-gaap_PremiumsEarnedNet $ 133,548,261us-gaap_PremiumsEarnedNet
Investment income, net of investment expenses 4,948,953us-gaap_NetInvestmentIncome 4,615,776us-gaap_NetInvestmentIncome
Net realized investment gains (losses) 1,046,521us-gaap_RealizedInvestmentGainsLosses (88,532)us-gaap_RealizedInvestmentGainsLosses
Lease income 200,073us-gaap_OperatingLeasesIncomeStatementLeaseRevenue 212,790us-gaap_OperatingLeasesIncomeStatementLeaseRevenue
Installment payment fees 1,520,325us-gaap_InsuranceCommissionsAndFees 1,641,550us-gaap_InsuranceCommissionsAndFees
Equity in earnings of Donegal Financial Services Corporation 526,760us-gaap_IncomeLossFromEquityMethodInvestments 409,242us-gaap_IncomeLossFromEquityMethodInvestments
Total revenues 154,772,448us-gaap_Revenues 140,339,087us-gaap_Revenues
Expenses:    
Net losses and loss expenses 95,939,312us-gaap_PolicyholderBenefitsAndClaimsIncurredNet 97,632,392us-gaap_PolicyholderBenefitsAndClaimsIncurredNet
Amortization of deferred policy acquisition costs 24,010,000us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense 21,319,000us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense
Other underwriting expenses 23,833,064us-gaap_OtherUnderwritingExpense 20,458,719us-gaap_OtherUnderwritingExpense
Policyholder dividends 917,837us-gaap_PolicyholderDividends 394,503us-gaap_PolicyholderDividends
Interest 330,538us-gaap_InterestExpense 365,482us-gaap_InterestExpense
Other expenses 726,392us-gaap_OtherCostAndExpenseOperating 962,207us-gaap_OtherCostAndExpenseOperating
Total expenses 145,757,143us-gaap_BenefitsLossesAndExpenses 141,132,303us-gaap_BenefitsLossesAndExpenses
Income (loss) before income tax expense (benefit) 9,015,305us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest (793,216)us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
Income tax expense (benefit) 2,160,969us-gaap_IncomeTaxExpenseBenefit (158,802)us-gaap_IncomeTaxExpenseBenefit
Net income (loss) $ 6,854,336us-gaap_NetIncomeLoss $ (634,414)us-gaap_NetIncomeLoss
Class A Common Stock [Member]    
Earnings (loss) per common share:    
Common stock - basic $ 0.26us-gaap_EarningsPerShareBasic
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonClassAMember
$ (0.02)us-gaap_EarningsPerShareBasic
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonClassAMember
Common stock - diluted $ 0.25us-gaap_EarningsPerShareDiluted
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonClassAMember
$ (0.02)us-gaap_EarningsPerShareDiluted
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonClassAMember
Class B Common Stock [Member]    
Earnings (loss) per common share:    
Common stock - basic $ 0.23us-gaap_EarningsPerShareBasic
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonClassBMember
$ (0.02)us-gaap_EarningsPerShareBasic
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonClassBMember
Common stock - diluted $ 0.23us-gaap_EarningsPerShareDiluted
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonClassBMember
$ (0.02)us-gaap_EarningsPerShareDiluted
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonClassBMember
Common stock - basic and diluted $ 0.23us-gaap_EarningsPerShareBasicAndDiluted
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonClassBMember
$ (0.02)us-gaap_EarningsPerShareBasicAndDiluted
/ us-gaap_StatementClassOfStockAxis
= us-gaap_CommonClassBMember