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Consolidated Statements of Income (USD $)
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Revenues:        
Net premiums earned $ 142,149,561 $ 130,645,011 $ 412,286,978 $ 382,310,380
Investment income, net of investment expenses 4,299,044 4,624,287 13,529,304 14,110,288
Net realized investment gains 351,269 349,164 2,296,909 2,943,710
Lease income 217,144 212,581 643,726 638,535
Installment payment fees 1,641,459 1,768,537 4,964,708 5,212,420
Equity in earnings of Donegal Financial Services Corporation 476,906 735,380 1,234,773 2,499,854
Total revenues 149,135,383 138,334,960 434,956,398 407,715,187
Expenses:        
Net losses and loss expenses 91,003,905 84,882,734 286,523,746 259,935,100
Amortization of deferred policy acquisition costs 22,889,000 20,766,000 66,233,000 60,236,000
Other underwriting expenses 22,795,149 21,454,770 64,800,475 61,335,688
Policyholder dividends 933,910 456,675 1,935,660 1,272,530
Interest 368,417 431,899 1,177,034 1,252,747
Other expenses 531,178 828,674 2,145,963 3,223,467
Total expenses 138,521,559 128,820,752 422,815,878 387,255,532
Income before income tax expense 10,613,824 9,514,208 12,140,520 20,459,655
Income tax expense 1,865,113 1,860,474 2,087,553 3,701,498
Net income $ 8,748,711 $ 7,653,734 $ 10,052,967 $ 16,758,157
Class A common stock [Member]
       
Earnings per common share:        
Common stock - basic and diluted $ 0.33 $ 0.30    
Common stock - basic $ 0.33 $ 0.30 $ 0.39 $ 0.66
Common stock - diluted $ 0.33 $ 0.30 $ 0.38 $ 0.65
Class B common stock [Member]
       
Earnings per common share:        
Common stock - basic and diluted $ 0.30 $ 0.27 $ 0.35 $ 0.60
Common stock - basic $ 0.30 $ 0.27 $ 0.35 $ 0.60
Common stock - diluted $ 0.30 $ 0.27 $ 0.35 $ 0.60