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Consolidated Statements of Income (USD $)
3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Revenues:        
Net premiums earned $ 126,963,328 $ 117,569,122 $ 251,665,369 $ 232,260,913
Investment income, net of investment expenses 4,670,558 4,919,288 9,486,001 10,009,010
Net realized investment gains 1,253,982 1,528,333 2,594,546 3,838,313
Lease income 210,557 244,606 425,954 491,971
Installment payment fees 1,733,642 1,927,585 3,443,883 3,762,370
Equity in earnings of Donegal Financial Services Corporation 675,568 1,110,256 1,764,474 2,284,775
Total revenues 135,507,635 127,299,190 269,380,227 252,647,352
Expenses:        
Net losses and loss expenses 89,519,350 86,385,353 175,052,366 162,994,572
Amortization of deferred policy acquisition costs 19,910,000 18,235,000 39,470,000 36,116,000
Other underwriting expenses 21,129,407 19,239,744 39,880,918 38,486,563
Policyholder dividends 340,582 109,160 815,855 398,484
Interest 333,699 630,455 820,848 1,200,999
Other expenses 1,412,439 584,396 2,394,793 1,487,918
Total expenses 132,645,477 125,184,108 258,434,780 240,684,536
Income before income tax expense 2,862,158 2,115,082 10,945,447 11,962,816
Income tax expense 233,171 92,015 1,841,024 1,929,602
Net income $ 2,628,987 $ 2,023,067 $ 9,104,423 $ 10,033,214
Common Class A [Member]
       
Earnings per common share:        
Class A common stock-basic $ 0.10 $ 0.08 $ 0.35 $ 0.40
Class A common stock-diluted $ 0.10 $ 0.08 $ 0.35 $ 0.39
Common Class B [Member]
       
Earnings per common share:        
Class A common stock-basic $ 0.09 $ 0.07 $ 0.32 $ 0.36
Class A common stock-diluted $ 0.09 $ 0.07 $ 0.32 $ 0.36
Class B common stock-basic and diluted $ 0.09 $ 0.07 $ 0.32 $ 0.36