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Consolidated Statements of Income (Unaudited) (USD $)
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Revenues:    
Net premiums earned $ 124,702,041 $ 114,691,791
Investment income, net of investment expenses 4,815,443 5,089,722
Net realized investment gains (includes $1,340,564 accumulated other comprehensive income reclassifications) 1,340,564 2,309,980
Lease income 215,397 247,365
Installment payment fees 1,710,241 1,834,785
Equity in earnings of Donegal Financial Services Corporation 1,088,906 1,174,519
Total revenues 133,872,592 125,348,162
Expenses:    
Net losses and loss expenses 85,533,016 76,609,219
Amortization of deferred policy acquisition costs 19,560,000 17,881,000
Other underwriting expenses 18,751,511 19,246,819
Policyholder dividends 475,273 289,324
Interest 487,149 570,544
Other expenses 982,354 903,522
Total expenses 125,789,303 115,500,428
Income before income tax expense 8,083,289 9,847,734
Income tax expense (includes $455,792 income tax expense from reclassification items) 1,607,853 1,837,587
Net income $ 6,475,436 $ 8,010,147
Common Class A
   
Earnings per common share:    
Class A common stock - basic $ 0.26 $ 0.32
Class A common stock - diluted $ 0.25 $ 0.31
Common Class B
   
Earnings per common share:    
Class A common stock - basic $ 0.23 $ 0.29
Class A common stock - diluted $ 0.23 $ 0.29
Class B common stock - basic and diluted $ 0.23 $ 0.29