Consolidated Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash Flows from Operating Activities:
Net income	$ 16,872,598	$ 1,331,873
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	3,305,664	2,808,515
Net realized investment gains	(5,150,450)	(7,147,703)
Income (Loss) from Equity Method Investments	(3,621,593)	(1,364,715)
Changes in assets and liabilities:
Losses and loss expenses	4,246,743	31,036,985
Unearned premiums	36,813,848	49,585,118
Premiums receivable	(16,620,561)	(9,367,635)
Deferred acquisition costs	(4,544,020)	(3,327,517)
Deferred income taxes	3,343,578	(4,838,144)
Reinsurance receivable	911,821	(22,955,603)
Prepaid reinsurance premiums	(8,236,346)	(20,530,218)
Accrued investment income	117,431	901,588
Due to affiliate	(6,182,139)	2,509,790
Reinsurance balances payable	(2,602,978)	2,393,655
Current income taxes	(1,014,356)	(1,260,419)
Accrued expenses	(3,703,503)	(1,591,005)
Other, net	(441,632)	(101,687)
Net adjustments	(3,378,493)	16,751,005
Net cash provided by operating activities	13,494,105	18,082,878
Cash Flows from Investing Activities:
Purchases of fixed maturities, available for sale	(174,925,183)	(131,357,708)
Purchases of equity securities, available for sale	(17,768,362)	(19,839,856)
Maturity of fixed maturities:
Held to maturity	14,351,317	4,768,716
Available for sale	86,783,677	43,494,164
Sales of fixed maturities, available for sale	68,049,639	101,494,480
Sales of equity securities, available for sale	22,235,533	17,675,980
Purchase of Michigan Insurance Company		(7,207,471)
Net purchases of property and equipment	(61,731)
Net increase in investment in affiliates	(100,000)	(20,570,000)
Net sales (purchases) of short-term investments	7,675,768	(19,396,137)
Net cash provided by (used in) investing activities	6,240,658	(30,937,832)
Cash Flows from Financing Activities:
Cash dividends paid	(9,137,357)	(8,877,810)
Issuance of common stock	2,357,890	898,507
Purchase of treasury stock	(1,349,380)	(1,480,395)
Payments on line of credit	(6,000,000)	(3,617,371)
Borrowings under line of credit	1,190,694	22,500,000
Net cash (used in) provided by financing activities	(12,938,153)	9,422,931
Net increase (decrease) in cash	6,796,610	(3,432,023)
Cash at beginning of period	13,245,378	16,342,212
Cash at end of period	20,041,988	12,910,189
Cash paid during period - Interest	1,620,551	1,259,938
Net cash paid (received) during period-Taxes	$ 1,626,965	$ (1,110,000)