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Segment Information (Tables)
9 Months Ended
Sep. 30, 2012
Segment Information [Abstract]  
Summary of financial data by segment

Financial data by segment is as follows:

 

                 
    Three Months Ended September 30,  
    2012     2011  
    (in thousands)  

Revenues:

               

Premiums earned

               

Commercial lines

  $ 44,921     $ 37,948  

Personal lines

    75,996       70,976  
   

 

 

   

 

 

 

Net premiums earned

    120,917       108,924  

GAAP adjustments

    —         (417
   

 

 

   

 

 

 

GAAP premiums earned

    120,917       108,507  

Net investment income

    4,715       5,042  

Realized investment gains

    1,312       2,459  

Other

    3,488       3,157  
   

 

 

   

 

 

 

Total revenues

  $ 130,432     $ 119,165  
   

 

 

   

 

 

 

Income (loss) before income taxes:

               

Underwriting income (loss):

               

Commercial lines

  $ 2,507     $ (1,617

Personal lines

    (3,980     (13,788
   

 

 

   

 

 

 

SAP underwriting loss

    (1,473     (15,405

GAAP adjustments

    1,888       1,708  
   

 

 

   

 

 

 

GAAP underwriting income (loss)

    415       (13,697

Net investment income

    4,715       5,042  

Realized investment gains

    1,312       2,459  

Other

    2,431       2,137  
   

 

 

   

 

 

 

Income (loss) before income taxes

  $ 8,873     $ (4,059
   

 

 

   

 

 

 

 

                 
    Nine Months Ended September 30,  
    2012     2011  
    (in thousands)  

Revenues:

               

Premiums earned

               

Commercial lines

  $ 128,704     $ 109,891  

Personal lines

    224,479       210,608  
   

 

 

   

 

 

 

Net premiums earned

    353,183       320,499  

GAAP adjustments

    (5     (3,206
   

 

 

   

 

 

 

GAAP premiums earned

    353,178       317,293  

Net investment income

    14,724       15,693  

Realized investment gains

    5,150       7,148  

Other

    10,027       7,668  
   

 

 

   

 

 

 

Total revenues

  $ 383,079     $ 347,802  
   

 

 

   

 

 

 

Income (loss) before income taxes:

               

Underwriting income (loss):

               

Commercial lines

  $ 4,827     $ (1,189

Personal lines

    (16,554     (31,600
   

 

 

   

 

 

 

SAP underwriting loss

    (11,727     (32,789

GAAP adjustments

    6,408       2,138  
   

 

 

   

 

 

 

GAAP underwriting loss

    (5,319     (30,651

Net investment income

    14,724       15,693  

Realized investment gains

    5,150       7,148  

Other

    6,281       4,276  
   

 

 

   

 

 

 

Income (loss) before income taxes

  $ 20,836     $ (3,534