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Consolidated Statements of Income (Unaudited) (USD $)
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Revenues:        
Net premiums earned $ 117,569,122 $ 104,991,401 $ 232,260,913 $ 208,786,680
Investment income, net of investment expenses 4,919,288 5,420,992 10,009,010 10,651,136
Net realized investment gains 1,528,333 4,316,021 3,838,313 4,689,094
Lease income 244,606 234,861 491,971 466,543
Installment payment fees 1,927,585 1,872,672 3,762,370 3,706,536
Equity in earnings of Donegal Financial Services Corporation 1,110,256 218,551 2,284,775 337,951
Total revenues 127,299,190 117,054,498 252,647,352 228,637,940
Expenses:        
Net losses and loss expenses 86,385,353 84,195,796 162,994,572 157,275,361
Amortization of deferred policy acquisition costs 18,235,000 16,628,000 36,116,000 33,620,000
Other underwriting expenses 19,239,744 17,092,478 38,486,563 34,539,390
Policyholder dividends 109,160 98,915 398,484 305,929
Interest 630,455 558,842 1,200,999 1,002,312
Other expenses 584,396 552,066 1,487,918 1,370,412
Total expenses 125,184,108 119,126,097 240,684,536 228,113,404
Income (Loss) before income tax expense (benefit) 2,115,082 (2,071,599) 11,962,816 524,536
Income tax expense (benefit) 92,015 (377,610) 1,929,602 12,589
Net income (loss) $ 2,023,067 $ (1,693,989) $ 10,033,214 $ 511,947
Common Class A
       
Earnings (loss) per common share:        
Class A common stock - basic $ 0.08 $ (0.07) $ 0.40 $ 0.02
Class A common stock - diluted $ 0.08 $ (0.07) $ 0.39 $ 0.02
Common stock - basic and diluted $ 0.08 $ (0.07)    
Common Class B
       
Earnings (loss) per common share:        
Class A common stock - basic $ 0.07 $ (0.06) $ 0.36 $ 0.02
Class A common stock - diluted $ 0.07 $ (0.06) $ 0.36 $ 0.02
Common stock - basic and diluted $ 0.07 $ (0.06) $ 0.36 $ 0.02