Consolidated Statements of Income (Unaudited) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Revenues:
Net premiums earned	$ 108,506,809	$ 94,948,843	$ 317,293,489	$ 279,323,348
Investment income, net of investment expenses	5,041,568	4,709,458	15,692,704	14,608,439
Net realized investment gains	2,458,609	2,460,462	7,147,703	4,447,065
Lease income	241,247	231,905	707,790	687,902
Installment payment fees	1,889,474	1,399,650	5,596,010	4,059,766
Other income	1,026,764		1,364,715
Total revenues	119,164,471	103,750,318	347,802,411	303,126,520
Expenses:
Net losses and loss expenses	89,411,543	67,401,697	246,686,904	203,892,799
Amortization of deferred policy acquisition costs	17,282,000	16,388,000	50,902,000	48,549,000
Other underwriting expenses	15,286,807	14,019,279	49,826,197	40,834,990
Policyholder dividends	223,352	220,536	529,281	465,319
Interest	528,671	183,616	1,530,983	537,309
Other expenses	490,566	502,279	1,860,978	1,665,778
Total expenses	123,222,939	98,715,407	351,336,343	295,945,195
(Loss) income before income tax (benefit) expense	(4,058,468)	5,034,911	(3,533,932)	7,181,325
Income tax (benefit) expense	(4,878,394)	125,032	(4,865,805)	296,960
Net income	$ 819,926	$ 4,909,879	$ 1,331,873	$ 6,884,365
Class A Shares
Earnings per common share:
Common stock - basic and diluted	$ 0.03	$ 0.20	$ 0.05	$ 0.28
Class B Shares
Earnings per common share:
Common stock - basic and diluted	$ 0.03	$ 0.18	$ 0.05	$ 0.25