0001171843-20-007308.txt : 20201028 0001171843-20-007308.hdr.sgml : 20201028 20201028160513 ACCESSION NUMBER: 0001171843-20-007308 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20201028 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20201028 DATE AS OF CHANGE: 20201028 FILER: COMPANY DATA: COMPANY CONFORMED NAME: DONEGAL GROUP INC CENTRAL INDEX KEY: 0000800457 STANDARD INDUSTRIAL CLASSIFICATION: FIRE, MARINE & CASUALTY INSURANCE [6331] IRS NUMBER: 232424711 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-15341 FILM NUMBER: 201268657 BUSINESS ADDRESS: STREET 1: 1195 RIVER RD PO BOX 302 CITY: MARIETTA STATE: PA ZIP: 17547-0302 BUSINESS PHONE: 7174261931 MAIL ADDRESS: STREET 1: 1195 RIVER ROAD STREET 2: BOX 302 CITY: MARIETTA STATE: PA ZIP: 17547 8-K 1 f8k_102820.htm FORM 8-K
0000800457 false 0000800457 2020-10-28 2020-10-28 0000800457 DGICA:Classacommonstock.01parvalueMember 2020-10-28 2020-10-28 0000800457 DGICA:Classbcommonstock.01parvalueMember 2020-10-28 2020-10-28 iso4217:USD xbrli:shares iso4217:USD xbrli:shares

 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
_____________________

 

FORM 8-K
_____________________

 

CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

 

Date of Report (Date of earliest event Reported): October 28, 2020

 

Donegal Group Inc.
(Exact Name of Registrant as Specified in Charter)

 

Delaware 0-15341 23-2424711
(State or Other Jurisdiction of Incorporation) (Commission File Number) (I.R.S. Employer Identification Number)

 

1195 River Rd, Marietta, Pennsylvania 17547
(Address of Principal Executive Offices) (Zip Code)

 

(717) 426-1931

(Registrant's telephone number, including area code)

 

 
(Former name or former address, if changed since last report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
  ☐   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
  ☐   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
  ☐   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
  ☐   Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). Emerging growth company ☐

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

Securities registered pursuant to Section 12(b) of the Act:

 

Title of Each Class   Trading Symbols   Name of Each Exchange on Which Registered
Class A Common Stock, $.01 par value   DGICA   The NASDAQ Global Select Market
Class B Common Stock, $.01 par value   DGICB   The NASDAQ Global Select Market

 

 

 

 

Item 7.01. Regulation FD Disclosure.

 

On October 28, 2020, the Registrant issued a press release, a copy of which is attached hereto as Exhibit 99.1 and is incorporated herein by reference.

 

Item 9.01. Financial Statements and Exhibits.

 

Exhibit 99.1   Press release dated October 28, 2020
Exhibit 104   Cover Page Interactive Data File (embedded within the Inline XBRL document)

 

 

 

 

 

 

 

 

 

 

 

 

SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  Donegal Group Inc.
     
     
Date: October 28, 2020 By:  /s/ Jeffrey D. Miller        
    Jeffrey D. Miller
    Executive Vice President & Chief Financial Officer
     

 

 

 

 

 

 

 

 

 

EXHIBIT INDEX

 

 

Exhibit Number   Description
     
Exhibit 99.1   Press release dated October 28, 2020
Exhibit 104   Cover Page Interactive Data File (embedded within the Inline XBRL document)

 

 

 

 

 

 

 

 EX-99.1 2 exh_991.htm EXHIBIT 99.1 EdgarFiling

EXHIBIT 99.1

Donegal Group Inc. Announces Third Quarter and First Nine Months of 2020 Results

MARIETTA, Pa., Oct. 28, 2020 (GLOBE NEWSWIRE) -- Donegal Group Inc. (NASDAQ:DGICA) and (NASDAQ:DGICB) today reported its financial results for the third quarter and first nine months of 2020.

Conference Call and Webcast

We will hold a conference call and webcast on Thursday, October 29, 2020, beginning at 11:00 A.M. Eastern Time. You may listen to the webcast of this conference call by accessing the webcast link on our website at http://investors.donegalgroup.com. A supplemental investor presentation and a replay of the conference call will also be available via our website.

Significant items include:

  • Net income for the third quarter of 2020 increased 128.2% to $11.8 million, or $0.41 per diluted Class A share, compared to $5.2 million, or $0.18 per diluted Class A share, for the third quarter of 2019, due primarily to improvement in the loss ratio and net investment gains
  • Net premiums earned of $184.9 million for the third quarter of 2020 decreased 2.6% compared to the prior-year third quarter
  • Net premiums written1 of $180.8 million for the third quarter of 2020 decreased 1.7% compared to the prior-year third quarter
  • Net investment gains of $3.3 million for the third quarter of 2020, primarily related to unrealized gains in the fair value of equity securities held at September 30, 2020, compared to net investment losses of $369,000 for the third quarter of 2019
  • Combined ratio of 98.3% for the third quarter of 2020, compared to 100.6% for the third quarter of 2019
  • Net income for the first nine months of 2020 increased 15.9% to $38.2 million, or $1.33 per diluted Class A share, compared to $33.0 million, or $1.17 per diluted Class A share, for the first nine months of 2019
  • Combined ratio of 95.9% for first nine months of 2020, compared to 100.7% for the first nine months of 2019
  • Book value per share of $16.96 at September 30, 2020, compared to $15.67 at year-end 2019

Summary of Third Quarter and Nine Months Results

 Three Months Ended September 30, Nine Months Ended September 30,
 2020 2019  % Change 2020  2019 % Change
  
 (dollars in thousands, except per share amounts)
            
Income Statement Data           
Net premiums earned$184,926 $189,821  -2.6% $556,552  $566,658 -1.8%
Investment income, net 7,403  7,390  0.2   21,952   21,728 1.0 
Net investment gains (losses) 3,268  (369) NM2   (940)  19,294 NM 
Total revenues 196,512  198,010  -0.8   580,323   611,513 -5.1 
Net income 11,837  5,186  128.2   38,247   32,998 15.9 
Non-GAAP operating income1 9,255  5,708  62.1   39,151   16,561 136.4 
            
Per Share Data           
Net income – Class A (diluted)$0.41 $0.18  127.8% $1.33  $1.17 13.7%
Net income – Class B 0.37  0.16  131.3   1.21   1.06 14.2 
Non-GAAP operating income – Class A (diluted) 0.32  0.20  60.0   1.36   0.59 130.5 
Non-GAAP operating income – Class B 0.29  0.18  61.1   1.24   0.53 134.0 
Book value 16.96  15.46  9.7   16.96   15.46 9.7 
            

1The “Definitions of Non-GAAP Financial Measures” section of this release defines and reconciles data that the Company prepares on an accounting basis other than U.S. generally accepted accounting principles (“GAAP”).

2Not meaningful.

Dividend Information

On October 15, 2020, we declared a regular quarterly cash dividend of $0.15 per share of our Class A common stock and $0.1325 per share of our Class B common stock, payable on November 16, 2020 to stockholders of record as of the close of business on November 2, 2020.

Management Commentary

Overview

Kevin G. Burke, President and Chief Executive Officer of Donegal Group Inc., noted, “Donegal Group reported solid bottom line results and higher book value per share, driven by improved underwriting performance and investment gains during the third quarter of 2020 compared to the prior-year third quarter. We benefitted from lower incurred losses in our personal lines segment due to lower-than-average frequency of automobile and homeowners claims. Our net income of $38.2 million, along with unrealized gains within our available-for-sale fixed-maturity portfolio related to a decline in market interest rates during the first nine months of 2020, contributed to an increase in our book value per share to $16.96 at September 30, 2020, which represented an 8.2% increase compared to our book value per share of $15.67 at December 31, 2019.”

Growth Trends

Mr. Burke continued, “We have consistently prioritized profitability over top-line growth, with our underwriting results for the third quarter of 2020 improving once again over the comparable prior-year period. While our net premiums written decreased 1.7% during the third quarter of 2020 due to a reduction in personal lines premium writings compared to the prior-year third quarter, this decline was mostly offset by commercial lines growth. Similar to the past several quarters, our commercial lines growth reflected strong new business writings and modest average pricing increases on renewal business, as we continue to seek profitable commercial growth in specific geographical markets where we see attractive opportunities to increase market share.”

Underwriting Results

Jeffrey D. Miller, Executive Vice President and Chief Financial Officer, commented on the third quarter underwriting results, “Donegal Group’s combined ratio improved to 98.3% for the third quarter of 2020 as compared to 100.6% in the prior-year quarter, which we primarily attribute to considerable improvement in personal automobile and homeowners results. While increased driving activity resulted in a higher frequency of personal automobile claims compared to the second quarter of 2020, lower traffic density contributed to reduced claim frequency compared to the third quarter of 2019. In addition, we continued to benefit from significant pricing and underwriting actions we implemented over the past two years to improve our personal automobile results. Improvement in our homeowners results was primarily due to a lower incidence of large fire losses as well as a lower weather-related claims impact as a result of our personal lines exit from several weather-prone states during the past year. Reported claims related to COVID-19 decreased significantly during the third quarter of 2020 compared to the claim reporting volume during the second quarter of 2020. While much uncertainty remains with respect to business interruption litigation activity throughout our operating regions, we have not incurred, and do not currently anticipate, significant insured losses directly related to COVID-19. In addition, our workers’ compensation line of business continued to perform well despite mandated rate reductions over the past year. Net development of reserves for losses incurred in prior accident years did not have a material impact on the loss ratios for the third quarters of 2020 and 2019.”

Operations and Outlook

Mr. Burke concluded, “We, like so many others, have adapted to a shift in operating procedures as the vast majority of our personnel are continuing to work from their homes as a result of the COVID-19 pandemic. We have seen no substantial declines in operating performance throughout our organization as a result of this transition. We have been able to maintain excellent service levels and to make consistent progress on key strategic initiatives, which reflect both the resilience and dedication of our employees. Our ability to continue to grow our commercial lines premiums speaks to our solid relationships and the reputation we have built with our independent agents. We are working diligently to further enhance our relationships with independent agents, including national agency aggregators and agency groups, across our operating regions. We believe this ongoing relationship emphasis and our commitment to providing quality service to our agents and policyholders will allow us to continue to increase our market share and grow our business profitably in 2021 and beyond.”

Insurance Operations

Donegal Group is an insurance holding company whose insurance subsidiaries offer personal and commercial property and casualty lines of insurance in three Mid-Atlantic states (Delaware, Maryland and Pennsylvania), three New England states (Maine, New Hampshire and Vermont), six Southern states (Alabama, Georgia, North Carolina, South Carolina, Tennessee and Virginia) and eight Midwestern states (Illinois, Indiana, Iowa, Michigan, Nebraska, Ohio, South Dakota and Wisconsin). Donegal Mutual Insurance Company and the insurance subsidiaries of Donegal Group conduct business together as the Donegal Insurance Group.

 Three Months Ended September 30, Nine Months Ended September 30,
 2020 2019 % Change 2020 2019 % Change
  
 (dollars in thousands)
            
Net Premiums Earned           
Commercial lines$103,436 $98,324 5.2% $307,080 $284,593 7.9%
Personal lines 81,490  91,497 -10.9   249,472  282,065 -11.6 
Total net premiums earned$184,926 $189,821 -2.6% $556,552 $566,658 -1.8%
            
Net Premiums Written           
Commercial lines:           
Automobile$31,172 $28,702 8.6% $104,083 $94,249 10.4%
Workers' compensation 25,467  25,875 -1.6   86,329  88,291 -2.2 
Commercial multi-peril 34,220  32,708 4.6   112,461  106,002 6.1 
Other 7,714  7,203 7.1   25,007  23,090 8.3 
Total commercial lines 98,573  94,488 4.3   327,880  311,632 5.2 
Personal lines:           
Automobile 46,794  51,991 -10.0   143,610  164,214 -12.5 
Homeowners 30,716  32,461 -5.4   85,975  90,174 -4.7 
Other 4,697  4,930 -4.7   15,255  15,568 -2.0 
Total personal lines 82,207  89,382 -8.0   244,840  269,956 -9.3 
Total net premiums written$180,780 $183,870 -1.7% $572,720 $581,588 -1.5%
            

Net Premiums Written

The 1.7% decrease in net premiums written for the third quarter of 2020 compared to the third quarter of 2019, as shown in the table above, represents 4.3% growth in commercial lines net premiums written, offset by an 8.0% decrease in personal lines net premiums written for the reasons we describe below. The $3.1 million decline in net premiums written for the third quarter of 2020 compared to the third quarter of 2019 included:

  • Commercial Lines: $4.1 million increase that we attribute primarily to new commercial accounts our insurance subsidiaries have written throughout their operating regions and a continuation of renewal premium increases.
  • Personal Lines: $7.2 million decline that we attribute to net attrition as a result of underwriting measures our insurance subsidiaries implemented to slow new policy growth and to increase pricing on renewal policies, partially offset by premium rate increases our insurance subsidiaries have implemented over the past four quarters.

Underwriting Performance

We evaluate the performance of our commercial lines and personal lines segments primarily based upon the underwriting results of our insurance subsidiaries as determined under statutory accounting practices. The following table presents comparative details with respect to the GAAP and statutory combined ratios1 for the three and nine months ended September 30, 2020 and 2019:

 Three Months Ended Nine Months Ended
 September 30, September 30,
 2020
 2019
 2020
 2019
        
GAAP Combined Ratios (Total Lines)      
Loss ratio (non-weather)56.3% 61.6% 54.1% 60.8%
Loss ratio (weather-related)9.1  7.3  7.6  7.2 
Expense ratio31.9  30.5  33.2  31.5 
Dividend ratio1.0  1.2  1.0  1.2 
Combined ratio98.3% 100.6% 95.9% 100.7%
        
Statutory Combined Ratios       
Commercial lines:       
Automobile109.9% 113.9% 110.5% 114.3%
Workers' compensation86.8  85.4  85.9  82.0 
Commercial multi-peril109.2  98.7  98.1  94.4 
Other93.5  76.6  79.5  79.3 
Total commercial lines102.4  97.9  97.3  95.8 
Personal lines:       
Automobile89.0  103.3  88.6  103.9 
Homeowners97.7  109.4  99.3  106.0 
Other84.0  73.6  76.5  77.7 
Total personal lines91.9  103.9  91.6  103.3 
Total lines97.7% 100.8% 94.7% 99.5%
        

Loss Ratio

For the third quarter of 2020, the loss ratio decreased to 65.4%, compared to 68.9% for the third quarter of 2019. Weather-related losses of approximately $16.9 million, or 9.1 percentage points of the loss ratio, for the third quarter of 2020, increased from $13.9 million, or 7.3 percentage points of the loss ratio, for the third quarter of 2019. We primarily attribute the increase in weather-related losses to the August 2020 impacts of Tropical Storm Isaias, which included tornado damage to properties in Delaware, and a “derecho” severe wind event that primarily impacted Iowa and surrounding states. The impact of weather-related loss activity to the loss ratio for the third quarter of 2020 was in line with our previous five-year average of 9.1% for third quarter weather-related losses.

Large fire losses, which we define as individual fire losses in excess of $50,000, for the third quarter of 2020 were $3.9 million, or 2.1 percentage points of the loss ratio. That amount represented a decrease compared to the large fire losses of $7.8 million, or 4.1 percentage points of the loss ratio, for the third quarter of 2019. Homeowners fire losses decreased in the third quarter of 2020 relative to the prior-year quarter.

Net development of reserves for losses incurred in prior accident years did not have a material impact on the loss ratios for the third quarters of 2020 and 2019. For the third quarter of 2020, our insurance subsidiaries experienced modest favorable development in their workers’ compensation and personal automobile lines of business, offset by modest unfavorable development in their commercial multi-peril line of business that resulted from reserve increases on a handful of liability claims that exceeded our actuaries’ expectations for quarterly loss emergence in that line.

The expense ratio was 31.9% for the third quarter of 2020, compared to 30.5% for the third quarter of 2019. Relative to the prior-year quarter, the increase in the expense ratio reflected an increase in technology systems-related expenses, higher commercial growth incentive costs for our agents and increased underwriting-based incentive costs for our agents and employees. The increase in technology systems-related expenses was primarily due to an increased allocation of costs from Donegal Mutual Insurance Company to our insurance subsidiaries following the successful implementation of the first phase of our ongoing systems modernization project in February 2020.

Investment Operations

Donegal Group’s investment strategy is to generate an appropriate amount of after-tax income on its invested assets while minimizing credit risk through investment in high-quality securities. As a result, we had invested 93.7% of our consolidated investment portfolio in diversified, highly rated and marketable fixed-maturity securities at September 30, 2020.

 September 30, 2020 December 31, 2019
 Amount % Amount %
  
 (dollars in thousands)
Fixed maturities, at carrying value:       
U.S. Treasury securities and obligations of U.S.       
government corporations and agencies$121,221  10.0% $102,281  9.2%
Obligations of states and political subdivisions 350,983  29.1   261,431  23.5 
Corporate securities 391,913  32.5   315,641  28.4 
Mortgage-backed securities 266,905  22.1   361,693  32.6 
Total fixed maturities 1,131,022  93.7   1,041,046  93.7 
Equity securities, at fair value 54,945  4.6   55,477  5.0 
Short-term investments, at cost 20,686  1.7   14,030  1.3 
Total investments1,206,653  100.0%  1,110,553  100.0%
        
Average investment yield 2.5%    2.8%  
Average tax-equivalent investment yield 2.7%    2.9%  
Average fixed-maturity duration (years) 4.0     4.2   
        

Total investments at September 30, 2020 increased by $96.1 million from the year-end 2019 balance, partially reflecting investment holdings related to contingent liquidity funding that Atlantic States Insurance Company, our largest insurance subsidiary, obtained in March 2020 for added security in light of uncertainty surrounding the economic impact of the COVID-19 pandemic. Atlantic States Insurance Company issued $50.0 million of debt to the Federal Home Loan Bank of Pittsburgh in exchange for a cash advance in the same amount. The debt carries a fixed interest rate of 0.83% and is due in March 2021.

Net investment income of $7.4 million for the third quarter of 2020 was comparable to net investment income for the third quarter of 2019 as an increase in average invested assets offset a modest decrease in average investment yield.

Net investment gains of $3.3 million for the third quarter of 2020 were primarily related to unrealized gains in the fair value of equity securities held at September 30, 2020. That amount compared to net investment losses of $369,000 for the third quarter of 2019.

Net investment losses of $940,000 for the first nine months of 2020 were primarily related to net realized losses on the sales of equity securities, offset partially by unrealized gains in the fair value of equity securities held at September 30, 2020. Net investment gains of $19.3 million for the first nine months of 2019 included $12.7 million from the March 2019 sale of Donegal Financial Services Corporation, with the remainder primarily related to unrealized gains in the fair value of equity securities held at September 30, 2019.

Definitions of Non-GAAP Financial Measures

We prepare our consolidated financial statements on the basis of GAAP. Our insurance subsidiaries also prepare financial statements based on statutory accounting principles state insurance regulators prescribe or permit (“SAP”). In addition to using GAAP-based performance measurements, we also utilize certain non-GAAP financial measures that we believe provide value in managing our business and for comparison to the financial results of our peers. These non-GAAP measures are net premiums written, operating income or loss and statutory combined ratio.

Net premiums written and operating income or loss are non-GAAP financial measures investors in insurance companies commonly use. We define net premiums written as the amount of full-term premiums our insurance subsidiaries record for policies effective within a given period less premiums our insurance subsidiaries cede to reinsurers. We define operating income or loss as net income or loss excluding after-tax net investment gains or losses, after-tax restructuring charges and other significant non-recurring items. Because our calculation of operating income or loss may differ from similar measures other companies use, investors should exercise caution when comparing our measure of operating income or loss to the measure of other companies.

The following table provides a reconciliation of net premiums earned to net premiums written for the periods indicated:

 Three Months Ended September 30, Nine Months Ended September 30,
 2020
 2019
 % Change 2020 2019 % Change
  
 (dollars in thousands)
            
Reconciliation of Net Premiums           
Earned to Net Premiums Written           
Net premiums earned$184,926  $189,821  -2.6% $556,552 $566,658 -1.8%
Change in net unearned premiums (4,146)  (5,951) -30.3   16,168  14,930 8.3 
Net premiums written$180,780  $183,870  -1.7% $572,720 $581,588 -1.5%
            

The following table provides a reconciliation of net income to operating income for the periods indicated:

 Three Months Ended September 30, Nine Months Ended September 30,
 2020
 2019 % Change 2020 2019
 % Change
  
 (dollars in thousands, except per share amounts)
            
Reconciliation of Net Income           
to Non-GAAP Operating Income           
Net income$11,837  $5,186 128.2% $38,247 $32,998  15.9%
Investment (gains) losses (after tax) (2,582)  292 NM  743  (16,667) NM
Other, net -   230 -100.0   161  230  -30.0 
Non-GAAP operating income$9,255  $5,708 62.1% $39,151 $16,561  136.4%
            
Per Share Reconciliation of Net Income           
to Non-GAAP Operating Income           
Net income – Class A (diluted)$0.41  $0.18 127.8% $1.33 $1.17  13.7%
Investment (gains) losses (after tax) (0.09)  0.01 NM  0.02  (0.59) NM
Other, net -   0.01 -100.0   0.01  0.01  0.0 
Non-GAAP operating income – Class A$0.32  $0.20 60.0% $1.36 $0.59  130.5%
            
Net income – Class B$0.37  $0.16 131.3% $1.21 $1.06  14.2%
Investment (gains) losses (after tax) (0.08)  0.01 NM  0.02  (0.54) NM
Other, net -   0.01 -100.0   0.01  0.01  0.0 
Non-GAAP operating income – Class B$0.29  $0.18 61.1% $1.24 $0.53  134.0%
            

The statutory combined ratio is a non-GAAP standard measurement of underwriting profitability that is based upon amounts determined under SAP. The statutory combined ratio is the sum of:

  • the statutory loss ratio, which is the ratio of calendar-year incurred losses and loss expenses to premiums earned;
  • the statutory expense ratio, which is the ratio of expenses incurred for net commissions, premium taxes and underwriting expenses to premiums written; and
  • the statutory dividend ratio, which is the ratio of dividends to holders of workers’ compensation policies to premiums earned.

The statutory combined ratio does not reflect investment income, federal income taxes or other non-operating income or expense. A statutory combined ratio of less than 100% generally indicates underwriting profitability.

About the Company

Donegal Group is an insurance holding company. The insurance subsidiaries of Donegal Group and Donegal Mutual Insurance Company conduct business together as the Donegal Insurance Group. Our Class A common stock and Class B common stock trade on the NASDAQ Global Select Market under the symbols DGICA and DGICB, respectively. We are focused on several primary strategies, including growing profitably in commercial lines, improving our financial performance, leveraging technology to transform our business, strategically modernizing our business in order to achieve operational excellence and competing effectively to enhance our market position.

Safe Harbor

We base all statements contained in this release that are not historic facts on our current expectations. These statements are forward-looking in nature (as defined in the Private Securities Litigation Reform Act of 1995) and involve a number of risks and uncertainties. Actual results could vary materially. Factors that could cause actual results to vary materially include: our ability to attract new business, retain existing business and collect balances due to us as a result of the prolonged economic challenges resulting from the COVID-19 pandemic and related business shutdown, adverse and catastrophic weather events, our ability to maintain profitable operations, the adequacy of the loss and loss expense reserves of our insurance subsidiaries, business and economic conditions in the areas in which our insurance subsidiaries operate, interest rates, competition from various insurance and other financial businesses, terrorism, the availability and cost of reinsurance, legal and judicial developments including those related to COVID-19 business interruption coverage and exclusions, changes in regulatory requirements and other risks we describe in the periodic reports we file with the Securities and Exchange Commission. You should not place undue reliance on any such forward-looking statements. We disclaim any obligation to update such statements or to announce publicly the results of any revisions that we may make to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.

For Further Information:

Jeffrey D. Miller, Executive Vice President & Chief Financial Officer
Phone: (717) 426-1931
E-mail: investors@donegalgroup.com

Adam Prior, Senior Vice President, The Equity Group Inc.
Phone: (212) 836-9606
E-mail: aprior@equityny.com

Donegal Group Inc.
Consolidated Statements of Income
(unaudited; in thousands, except share data)
     
  Quarter Ended September 30,
  2020 2019
     
Net premiums earned$184,926 $189,821 
Investment income, net of expenses 7,403  7,390 
Net investment gains (losses) 3,268  (369)
Lease income 108  110 
Installment payment fees 807  1,058 
 Total revenues 196,512  198,010 
     
Net losses and loss expenses 120,881  130,743 
Amortization of deferred acquisition costs 29,605  31,304 
Other underwriting expenses 29,481  26,517 
Policyholder dividends 1,811  2,447 
Interest 219  443 
Other expenses, net 184  251 
 Total expenses 182,181  191,705 
     
Income before income tax expense 14,331  6,305 
Income tax expense 2,494  1,119 
     
Net income$11,837 $5,186 
     
Net income per common share:   
 Class A - basic$0.41 $0.19 
 Class A - diluted$0.41 $0.18 
 Class B - basic and diluted$0.37 $0.16 
     
Supplementary Financial Analysts' Data   
     
Weighted-average number of shares   
 outstanding:   
 Class A - basic 23,766,778  23,015,383 
 Class A - diluted 23,937,173  23,291,609 
 Class B - basic and diluted 5,576,775  5,576,775 
     
Net premiums written$180,780 $183,870 
     
Book value per common share   
 at end of period$16.96 $15.46 
     


Donegal Group Inc.
Consolidated Statements of Income
(unaudited; in thousands, except share data)
     
  Nine Months Ended September 30,
  2020 2019
     
Net premiums earned$556,552  $566,658
Investment income, net of expenses 21,952   21,728
Net investment (losses) gains (940)  19,294
Lease income 326   334
Installment payment fees 2,433   3,204
Equity in earnings of DFSC -   295
 Total revenues 580,323   611,513
     
Net losses and loss expenses 343,477   385,361
Amortization of deferred acquisition costs 89,176   92,821
Other underwriting expenses 95,646   85,410
Policyholder dividends 5,337   6,766
Interest 871   1,312
Other expenses, net 993   1,156
 Total expenses 535,500   572,826
     
Income before income tax expense 44,823   38,687
Income tax expense 6,576   5,689
     
Net income$38,247  $32,998
     
Net income per common share:   
 Class A - basic$1.34  $1.18
 Class A - diluted$1.33  $1.17
 Class B - basic and diluted$1.21  $1.06
     
Supplementary Financial Analysts' Data   
     
Weighted-average number of shares   
 outstanding:   
 Class A - basic 23,493,674   22,933,279
 Class A - diluted 23,679,262   23,115,784
 Class B - basic and diluted 5,576,775   5,576,775
     
Net premiums written$572,720  $581,588
     
Book value per common share   
 at end of period$16.96  $15.46
     


Donegal Group Inc.
Consolidated Balance Sheets
(in thousands)
    
 September 30, December 31,
 2020 2019
 (unaudited)  
    
ASSETS
Investments:   
 Fixed maturities:   
  Held to maturity, at amortized cost$552,982  $476,094 
  Available for sale, at fair value 578,040   564,952 
 Equity securities, at fair value 54,945   55,477 
 Short-term investments, at cost 20,686   14,030 
  Total investments 1,206,653   1,110,553 
Cash 87,877   49,319 
Premiums receivable 177,675   165,733 
Reinsurance receivable 403,864   367,021 
Deferred policy acquisition costs 61,555   59,285 
Prepaid reinsurance premiums 174,392   142,476 
Other assets 32,191   28,774 
  Total assets$2,144,207  $1,923,161 
      
LIABILITIES AND STOCKHOLDERS' EQUITY
Liabilities:   
 Losses and loss expenses$941,930  $869,674 
 Unearned premiums 558,231   510,147 
 Accrued expenses 24,584   28,454 
 Borrowings under lines of credit 85,000   35,000 
 Subordinated debentures 5,000   5,000 
 Other liabilities 25,393   23,870 
  Total liabilities 1,640,138   1,472,145 
Stockholders' equity:   
 Class A common stock 271   262 
 Class B common stock 56   56 
 Additional paid-in capital 281,917   268,152 
 Accumulated other comprehensive income 10,370   504 
 Retained earnings 252,681   223,268 
 Treasury stock (41,226)  (41,226)
  Total stockholders' equity 504,069   451,016 
  Total liabilities and stockholders' equity$2,144,207  $1,923,161 
      

EX-101.SCH 3 dgica-20201028.xsd XBRL SCHEMA FILE 00000001 - Document - Cover link:presentationLink link:calculationLink link:definitionLink EX-101.DEF 4 dgica-20201028_def.xml XBRL DEFINITION FILE EX-101.LAB 5 dgica-20201028_lab.xml XBRL LABEL FILE Class of Stock [Axis] Class A Common Stock, $.01 par value Class B Common Stock, $.01 par value Statement [Table] Schedule of Capitalization, Equity [Line Items] Document Type Amendment Flag Amendment Description Document Registration Statement Document Annual Report Document Quarterly Report Document Transition Report Document Shell Company Report Document Shell Company Event Date Document Period Start Date Document Period End Date Document Fiscal Period Focus Document Fiscal Year Focus Current Fiscal Year End Date Entity File Number Entity Registrant Name Entity Central Index Key Entity Primary SIC Number Entity Tax Identification Number Entity Incorporation, State or Country Code Entity Address, Address Line One Entity Address, Address Line Two Entity Address, Address Line Three Entity Address, City or Town Entity Address, State or Province Entity Address, Country Entity Address, Postal Zip Code Country Region City Area Code Local Phone Number Extension Written Communications Soliciting Material Pre-commencement Tender Offer Pre-commencement Issuer Tender Offer Title of 12(b) Security No Trading Symbol Flag Trading Symbol Security Exchange Name Title of 12(g) Security Security Reporting Obligation Annual Information Form Audited Annual Financial Statements Entity Well-known Seasoned Issuer Entity Voluntary Filers Entity Current Reporting Status Entity Interactive Data Current Entity Filer Category Entity Small Business Entity Emerging Growth Company Elected Not To Use the Extended Transition Period Document Accounting Standard Other Reporting Standard Item Number Entity Shell Company Entity Public Float Entity Bankruptcy Proceedings, Reporting Current Entity Common Stock, Shares Outstanding Documents Incorporated by Reference [Text Block] EX-101.PRE 6 dgica-20201028_pre.xml XBRL PRESENTATION FILE XML 7 f8k_102820_htm.xml IDEA: XBRL DOCUMENT 0000800457 2020-10-28 2020-10-28 0000800457 DGICA:Classacommonstock.01parvalueMember 2020-10-28 2020-10-28 0000800457 DGICA:Classbcommonstock.01parvalueMember 2020-10-28 2020-10-28 iso4217:USD shares iso4217:USD shares 0000800457 false 8-K 2020-10-28 Donegal Group Inc. DE 0-15341 23-2424711 1195 River Rd Marietta PA 17547 (717) 426-1931 false false false false false Class A Common Stock, $.01 par value DGICA NASDAQ Class B Common Stock, $.01 par value DGICB NASDAQ XML 8 R1.htm IDEA: XBRL DOCUMENT v3.20.2
Cover
Oct. 28, 2020
Schedule of Capitalization, Equity [Line Items]  
Document Type 8-K
Amendment Flag false
Document Period End Date Oct. 28, 2020
Entity File Number 0-15341
Entity Registrant Name Donegal Group Inc.
Entity Central Index Key 0000800457
Entity Tax Identification Number 23-2424711
Entity Incorporation, State or Country Code DE
Entity Address, Address Line One 1195 River Rd
Entity Address, City or Town Marietta
Entity Address, State or Province PA
Entity Address, Postal Zip Code 17547
City Area Code (717)
Local Phone Number 426-1931
Written Communications false
Soliciting Material false
Pre-commencement Tender Offer false
Pre-commencement Issuer Tender Offer false
Entity Emerging Growth Company false
Class A Common Stock, $.01 par value  
Schedule of Capitalization, Equity [Line Items]  
Title of 12(b) Security Class A Common Stock, $.01 par value
Trading Symbol DGICA
Security Exchange Name NASDAQ
Class B Common Stock, $.01 par value  
Schedule of Capitalization, Equity [Line Items]  
Title of 12(b) Security Class B Common Stock, $.01 par value
Trading Symbol DGICB
Security Exchange Name NASDAQ

EXCEL 9 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 10 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 11 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 12 FilingSummary.xml IDEA: XBRL DOCUMENT 3.20.2 html 3 95 1 false 2 0 false 3 false false R1.htm 00000001 - Document - Cover Sheet http://DGICA/role/Cover Cover Cover 1 false false All Reports Book All Reports f8k_102820.htm dgica-20201028.xsd dgica-20201028_def.xml dgica-20201028_lab.xml dgica-20201028_pre.xml exh_991.htm http://fasb.org/us-gaap/2020-01-31 http://xbrl.sec.gov/dei/2020-01-31 true false JSON 14 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "f8k_102820.htm": { "axisCustom": 0, "axisStandard": 1, "contextCount": 3, "dts": { "definitionLink": { "local": [ "dgica-20201028_def.xml" ], "remote": [ "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-eedm-def-2020-01-31.xml", "http://xbrl.fasb.org/srt/2020/elts/srt-eedm1-def-2020-01-31.xml" ] }, "inline": { "local": [ "f8k_102820.htm" ] }, "labelLink": { "local": [ "dgica-20201028_lab.xml" ], "remote": [ "https://xbrl.sec.gov/dei/2020/dei-doc-2020-01-31.xml" ] }, "presentationLink": { "local": [ "dgica-20201028_pre.xml" ] }, "referenceLink": { "remote": [ "https://xbrl.sec.gov/dei/2020/dei-ref-2020-01-31.xml" ] }, "schema": { "local": [ "dgica-20201028.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd", "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-roles-2020-01-31.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-types-2020-01-31.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-roles-2020-01-31.xsd", "https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-types-2020-01-31.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd" ] } }, "elementCount": 65, "entityCount": 1, "hidden": { "http://xbrl.sec.gov/dei/2020-01-31": 2, "total": 2 }, "keyCustom": 0, "keyStandard": 95, "memberCustom": 2, "memberStandard": 0, "nsprefix": "DGICA", "nsuri": "http://DGICA/20201028", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "b", "span", "p", "body", "html" ], "baseRef": "f8k_102820.htm", "contextRef": "From2020-10-28to2020-10-28", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "00000001 - Document - Cover", "role": "http://DGICA/role/Cover", "shortName": "Cover", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "b", "span", "p", "body", "html" ], "baseRef": "f8k_102820.htm", "contextRef": "From2020-10-28to2020-10-28", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 2, "tag": { "DGICA_Classacommonstock.01parvalueMember": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Class&#160;A&#160;Common&#160;Stock,&#160;$.01&#160;par&#160;value" } } }, "localname": "Classacommonstock.01parvalueMember", "nsuri": "http://DGICA/20201028", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "domainItemType" }, "DGICA_Classbcommonstock.01parvalueMember": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Class&#160;B&#160;Common&#160;Stock,&#160;$.01&#160;par&#160;value" } } }, "localname": "Classbcommonstock.01parvalueMember", "nsuri": "http://DGICA/20201028", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "domainItemType" }, "dei_AmendmentDescription": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Description of changes contained within amended document.", "label": "Amendment Description" } } }, "localname": "AmendmentDescription", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "stringItemType" }, "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_AnnualInformationForm": { "auth_ref": [ "r12" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form.", "label": "Annual Information Form" } } }, "localname": "AnnualInformationForm", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_AuditedAnnualFinancialStatements": { "auth_ref": [ "r12" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements.", "label": "Audited Annual Financial Statements" } } }, "localname": "AuditedAnnualFinancialStatements", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Area code of city", "label": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_CountryRegion": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Region code of country", "label": "Country Region" } } }, "localname": "CountryRegion", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Cover page." } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "xbrltype": "stringItemType" }, "dei_CurrentFiscalYearEndDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "End date of current fiscal year in the format --MM-DD.", "label": "Current Fiscal Year End Date" } } }, "localname": "CurrentFiscalYearEndDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "gMonthDayItemType" }, "dei_DocumentAccountingStandard": { "auth_ref": [ "r11" ], "lang": { "en-US": { "role": { "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'.", "label": "Document Accounting Standard" } } }, "localname": "DocumentAccountingStandard", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "accountingStandardItemType" }, "dei_DocumentAnnualReport": { "auth_ref": [ "r9", "r11", "r12" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as an annual report.", "label": "Document Annual Report" } } }, "localname": "DocumentAnnualReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentFiscalPeriodFocus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.", "label": "Document Fiscal Period Focus" } } }, "localname": "DocumentFiscalPeriodFocus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "fiscalPeriodItemType" }, "dei_DocumentFiscalYearFocus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.", "label": "Document Fiscal Year Focus" } } }, "localname": "DocumentFiscalYearFocus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "gYearItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentPeriodStartDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format.", "label": "Document Period Start Date" } } }, "localname": "DocumentPeriodStartDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentQuarterlyReport": { "auth_ref": [ "r10" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as an quarterly report.", "label": "Document Quarterly Report" } } }, "localname": "DocumentQuarterlyReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentRegistrationStatement": { "auth_ref": [ "r18" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as a registration statement.", "label": "Document Registration Statement" } } }, "localname": "DocumentRegistrationStatement", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentShellCompanyEventDate": { "auth_ref": [ "r11" ], "lang": { "en-US": { "role": { "documentation": "Date of event requiring a shell company report.", "label": "Document Shell Company Event Date" } } }, "localname": "DocumentShellCompanyEventDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentShellCompanyReport": { "auth_ref": [ "r11" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act.", "label": "Document Shell Company Report" } } }, "localname": "DocumentShellCompanyReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentTransitionReport": { "auth_ref": [ "r13" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as a transition report.", "label": "Document Transition Report" } } }, "localname": "DocumentTransitionReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "submissionTypeItemType" }, "dei_DocumentsIncorporatedByReferenceTextBlock": { "auth_ref": [ "r1" ], "lang": { "en-US": { "role": { "documentation": "Documents incorporated by reference.", "label": "Documents Incorporated by Reference [Text Block]" } } }, "localname": "DocumentsIncorporatedByReferenceTextBlock", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "textBlockItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressAddressLine2": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Address Line 2 such as Street or Suite number", "label": "Entity Address, Address Line Two" } } }, "localname": "EntityAddressAddressLine2", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressAddressLine3": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Address Line 3 such as an Office Park", "label": "Entity Address, Address Line Three" } } }, "localname": "EntityAddressAddressLine3", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCountry": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "ISO 3166-1 alpha-2 country code.", "label": "Entity Address, Country" } } }, "localname": "EntityAddressCountry", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "countryCodeItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityBankruptcyProceedingsReportingCurrent": { "auth_ref": [ "r4" ], "lang": { "en-US": { "role": { "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not. Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element.", "label": "Entity Bankruptcy Proceedings, Reporting Current" } } }, "localname": "EntityBankruptcyProceedingsReportingCurrent", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r14" ], "lang": { "en-US": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityCommonStockSharesOutstanding": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.", "label": "Entity Common Stock, Shares Outstanding" } } }, "localname": "EntityCommonStockSharesOutstanding", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "sharesItemType" }, "dei_EntityCurrentReportingStatus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Current Reporting Status" } } }, "localname": "EntityCurrentReportingStatus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r14" ], "lang": { "en-US": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityExTransitionPeriod": { "auth_ref": [ "r17" ], "lang": { "en-US": { "role": { "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.", "label": "Elected Not To Use the Extended Transition Period" } } }, "localname": "EntityExTransitionPeriod", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "fileNumberItemType" }, "dei_EntityFilerCategory": { "auth_ref": [ "r14" ], "lang": { "en-US": { "role": { "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Filer Category" } } }, "localname": "EntityFilerCategory", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "filerCategoryItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityInteractiveDataCurrent": { "auth_ref": [ "r15" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).", "label": "Entity Interactive Data Current" } } }, "localname": "EntityInteractiveDataCurrent", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityPrimarySicNumber": { "auth_ref": [ "r12" ], "lang": { "en-US": { "role": { "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity.", "label": "Entity Primary SIC Number" } } }, "localname": "EntityPrimarySicNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "sicNumberItemType" }, "dei_EntityPublicFloat": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.", "label": "Entity Public Float" } } }, "localname": "EntityPublicFloat", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "monetaryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r14" ], "lang": { "en-US": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityShellCompany": { "auth_ref": [ "r14" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.", "label": "Entity Shell Company" } } }, "localname": "EntityShellCompany", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntitySmallBusiness": { "auth_ref": [ "r14" ], "lang": { "en-US": { "role": { "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).", "label": "Entity Small Business" } } }, "localname": "EntitySmallBusiness", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r14" ], "lang": { "en-US": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "employerIdItemType" }, "dei_EntityVoluntaryFilers": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.", "label": "Entity Voluntary Filers" } } }, "localname": "EntityVoluntaryFilers", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityWellKnownSeasonedIssuer": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.", "label": "Entity Well-known Seasoned Issuer" } } }, "localname": "EntityWellKnownSeasonedIssuer", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_Extension": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Extension number for local phone number.", "label": "Extension" } } }, "localname": "Extension", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_NoTradingSymbolFlag": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a security having no trading symbol.", "label": "No Trading Symbol Flag" } } }, "localname": "NoTradingSymbolFlag", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_OtherReportingStandardItemNumber": { "auth_ref": [ "r11" ], "lang": { "en-US": { "role": { "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS.", "label": "Other Reporting Standard Item Number" } } }, "localname": "OtherReportingStandardItemNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "otherReportingStandardItemNumberItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r5" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre-commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r6" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre-commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r0" ], "lang": { "en-US": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_Security12gTitle": { "auth_ref": [ "r3" ], "lang": { "en-US": { "role": { "documentation": "Title of a 12(g) registered security.", "label": "Title of 12(g) Security" } } }, "localname": "Security12gTitle", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r2" ], "lang": { "en-US": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SecurityReportingObligation": { "auth_ref": [ "r7" ], "lang": { "en-US": { "role": { "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act.", "label": "Security Reporting Obligation" } } }, "localname": "SecurityReportingObligation", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "securityReportingObligationItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r8" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r16" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "booleanItemType" }, "us-gaap_ClassOfStockDomain": { "auth_ref": [], "localname": "ClassOfStockDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "domainItemType" }, "us-gaap_ScheduleOfCapitalizationEquityLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Schedule of Capitalization, Equity [Line Items]" } } }, "localname": "ScheduleOfCapitalizationEquityLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "stringItemType" }, "us-gaap_StatementClassOfStockAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Class of Stock [Axis]" } } }, "localname": "StatementClassOfStockAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "stringItemType" }, "us-gaap_StatementTable": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement [Table]" } } }, "localname": "StatementTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://DGICA/role/Cover" ], "xbrltype": "stringItemType" } }, "unitCount": 3 } }, "std_ref": { "r0": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b" }, "r1": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-23" }, "r10": { "Name": "Form 10-Q", "Number": "240", "Publisher": "SEC", "Section": "308", "Subsection": "a" }, "r11": { "Name": "Form 20-F", "Number": "249", "Publisher": "SEC", "Section": "220", "Subsection": "f" }, "r12": { "Name": "Form 40-F", "Number": "249", "Publisher": "SEC", "Section": "240", "Subsection": "f" }, "r13": { "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Publisher": "SEC", "Section": "13", "Subsection": "a-1" }, "r14": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r15": { "Name": "Regulation S-T", "Number": "232", "Publisher": "SEC", "Section": "405" }, "r16": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425" }, "r17": { "Name": "Securities Act", "Number": "7A", "Publisher": "SEC", "Section": "B", "Subsection": "2" }, "r18": { "Name": "Securities Act", "Number": "Section", "Publisher": "SEC", "Section": "12" }, "r2": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1" }, "r3": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "g" }, "r4": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12, 13, 15d" }, "r5": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c" }, "r6": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b" }, "r7": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "15", "Subsection": "d" }, "r8": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12" }, "r9": { "Name": "Form 10-K", "Number": "249", "Publisher": "SEC", "Section": "310" } }, "version": "2.1" } ZIP 15 0001171843-20-007308-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001171843-20-007308-xbrl.zip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end