Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Cash Flows from Operating Activities:
Net (loss) income	$ (1,959,405)	$ 25,254,174	$ 52,815,252
Adjustments to reconcile net (loss) income to net cash provided by operating activities:
Depreciation, amortization and other non-cash items	4,841,559	5,837,809	6,721,621
Net investment losses (gains)	10,184,797	(6,477,286)	(2,777,919)
Changes in Assets and Liabilities:
Losses and loss expenses	43,425,457	115,612,864	92,333,588
Unearned premiums	4,694,708	35,768,824	27,042,113
Accrued expenses	197,731	(25,086,539)	661,454
Premiums receivable	(4,983,714)	733,752	(3,863,383)
Deferred policy acquisition costs	(5,141,857)	(8,871,415)	127,901
Deferred income taxes	(2,958,735)	1,095,306	6,448
Reinsurance receivable	(1,111,214)	(46,502,159)	(41,887,382)
Accrued investment income	(646,321)	(278,092)	(870,850)
Amounts due to affiliate	7,096,006	(12,216,212)	224,324
Reinsurance balances payable	(450,281)	712,582	1,117,439
Prepaid reinsurance premiums	16,344,443	(7,517,509)	(26,942,566)
Current income taxes	(3,219,959)	(2,201,569)	(3,174,200)
Other, net	796,805	867,438	(399,440)
Net adjustments	69,069,425	51,477,794	48,319,148
Net cash provided by operating activities	67,110,020	76,731,968	101,134,400
Purchases of fixed maturities:
Held to maturity	(74,902,605)	(125,630,220)	(157,048,527)
Available for sale	(151,994,462)	(163,593,018)	(176,500,255)
Purchases of equity securities	(15,862,888)	(25,354,790)	(6,964,092)
Sales of fixed maturities:
Available for sale	24,381,244	6,281,963	22,172,930
Maturity of fixed maturities:
Held to maturity	53,747,886	44,211,076	47,448,424
Available for sale	75,759,806	165,867,395	172,084,542
Sales of equity securities	34,973,196	26,585,663	6,091,288
Net sales (purchases) of property and equipment	28,290	1,224,806	(89,702)
Net (purchases) sales of short-term investments	(44,628,770)	8,207,814	(6,869,933)
Net cash used in investing activities	(98,498,303)	(62,199,311)	(99,675,325)
Cash Flows from Financing Activities:
Issuance of common stock	19,304,956	14,181,702	19,292,324
Cash dividends paid	(20,502,716)	(19,099,220)	(16,976,093)
Payments on subordinated debentures	0	(5,000,000)	0
Payments on lines of credit	0	(50,000,000)	0
Borrowings under lines of credit	0	0	50,000,000
Net cash (used in) provided by financing activities	(1,197,760)	(59,917,518)	52,316,231
Net (decrease) increase in cash	(32,586,043)	(45,384,861)	53,775,306
Cash at beginning of year	57,709,375	103,094,236	49,318,930
Cash at end of year	$ 25,123,332	$ 57,709,375	$ 103,094,236