Reinsurance (Tables)

12 Months Ended

Dec. 31, 2022

Reinsurance [Abstract]

Ceded Reinsurance Transactions with Unaffiliated Reinsurers

The following amounts represent ceded reinsurance transactions with unaffiliated reinsurers during 2022, 2021 and 2020:

	2022		2021		2020
Premiums written	$	37,002,702	$	38,173,733	$	34,165,635
Premiums earned		36,947,675		37,984,833		35,358,765
Losses and loss expenses		31,096,016		29,999,528		9,835,268
Prepaid reinsurance premiums		6,118,784		6,063,759		5,874,859
Liability for losses and loss expenses		149,628,406		138,909,584		133,158,907

Total Ceded Reinsurance Transactions with both Affiliated and Unaffiliated Reinsurers

The following amounts represent total ceded reinsurance transactions with both affiliated and unaffiliated reinsurers during 2022, 2021 and 2020:

	2022		2021		2020
Premiums earned	$	383,059,075	$	399,284,886	$	356,669,937
Losses and loss expenses		249,037,288		282,083,985		231,771,575
Prepaid reinsurance premiums		160,591,399		176,935,842		169,418,333
Liability for losses and loss expenses		451,184,222		451,261,306		404,818,480

Amounts Represent Effect of Reinsurance on Premiums Written

The following amounts represent the effect of reinsurance on premiums written for 2022, 2021 and 2020:

	2022			2021			2020
Direct	$	641,971,207		$	609,204,706		$	586,681,839
Assumed		568,272,026			601,864,198			539,070,557
Ceded		(366,714,634	)		(406,802,395	)		(383,612,503	)
Net premiums written	$	843,528,599		$	804,266,509		$	742,139,893

Amounts Represent Effect of Reinsurance on Premiums Earned

The following amounts represent the effect of reinsurance on premiums earned for 2022, 2021 and 2020:

	2022			2021			2020
Direct	$	627,331,528		$	601,408,581		$	584,537,580
Assumed		578,216,997			573,891,506			514,172,696
Ceded		(383,059,075	)		(399,284,886	)		(356,669,937	)
Net premiums earned	$	822,489,450		$	776,015,201		$	742,040,339
Percentage of assumed premiums earned to net premiums earned		70.3	%		74.0	%		69.3	%