Exhibit 99.2

                      Statement of Chief Financial Officer
         Pursuant to Section 1350 of Title 18 of the United States Code

         Pursuant to Section 1350 of Title 18 of the United States Code, the
undersigned, Ralph G. Spontak, the Senior Vice President and Chief Financial
Officer of Donegal Group Inc. (the "Company"), hereby certifies that, to the
best of his knowledge:

1. The Company's Form 10-Q Quarterly Report for the period ended March 31,
2003 (the "Report") fully complies with the requirements of Section 13(a)
of the Securities Exchange Act of 1934; and

2. The information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Company.




Dated: May     , 2003
                                                ---------------------------
                                                Ralph G. Spontak,
                                                Senior Vice President
                                                and Chief Financial Officer