Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Jan. 31, 2022	Jan. 31, 2021
Operating Activities:
Net income	$ 66,630,000	$ 60,642,000
Adjustments to reconcile net income to net cash used in operating activities:
Provision for credit losses	181,796,000	127,585,000
Losses on claims for payment protection plan	14,748,000	13,898,000
Depreciation and amortization	2,823,000	2,772,000
Amortization of debt issuance costs	559,000	266,000
Loss (gain) on disposal of property and equipment	88,000	(42,000)
Stock based compensation	4,706,000	4,969,000
Deferred income taxes	6,390,000	2,486,000
Excess tax benefit from share based compensation	912,000	672,000
Change in operating assets and liabilities:
Finance receivable originations	(718,275,000)	(524,820,000)
Finance receivable collections	293,458,000	254,845,000
Accrued interest on finance receivables	(853,000)	90,000
Inventory	18,822,000	3,552,000
Prepaid expenses and other assets	(3,006,000)	(970,000)
Accounts payable and accrued liabilities	4,031,000	10,685,000
Income taxes, net	(1,101,000)	(4,185,000)
Net cash used in operating activities	(102,671,000)	(39,459,000)
Investing Activities:
Purchase of investments	(1,318,000)	0
Purchase of property and equipment	(13,881,000)	(7,011,000)
Proceeds from sale of property and equipment	0	610,000
Net cash used in investing activities	(15,199,000)	(6,401,000)
Financing Activities:
Exercise of stock options	(984,000)	4,561,000
Issuance of common stock	225,000	193,000
Purchase of common stock	(26,503,000)	(9,820,000)
Dividend payments	(30,000)	(30,000)
Change in cash overdrafts	(1,801,000)	913,000
Debt issuance costs	(1,787,000)	(282,000)
Payments on note payable	0	(443,000)
Proceeds from revolving credit facilities	248,817,000	11,316,000
Payments on revolving credit facilities	(100,357,000)	(15,947,000)
Net cash provided by (used in) financing activities	117,580,000	(9,539,000)
Decrease in cash and cash equivalents	(290,000)	(55,399,000)
Cash and cash equivalents, beginning of period	2,893,000	59,560,000
Cash and cash equivalents, end of period	2,603,000	4,161,000
Accident Protection Plan [Member]
Change in operating assets and liabilities:
Increase (decrease) in deferred revenue	7,538,000	4,306,000
Service Contract [Member]
Change in operating assets and liabilities:
Increase (decrease) in deferred revenue	$ 18,063,000	$ 3,790,000