XML 52 R38.htm IDEA: XBRL DOCUMENT

Note C - Finance Receivables, Net - Components of Finance Receivables (Details) - USD ($) $ in Thousands	Apr. 30, 2021	Apr. 30, 2020	Apr. 30, 2019	Apr. 30, 2018
Gross contract amount	$ 980,757	$ 728,841
Less unearned finance charges	(171,220)	(107,659)
Principal balance	809,537	621,182
Less allowance for credit losses	(184,418)	(155,041)	$ (127,842)	$ (117,821)
Finance receivables, net	$ 625,119	$ 466,141	$ 415,486	$ 383,617

Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

Amount, before allowance for credit loss, of financing receivable.