Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Oct. 31, 2020	Oct. 31, 2019
Net income	$ 40,760,000	$ 29,398,000
Adjustments to reconcile net income to net cash used in operating activities:
Provision for credit losses	79,946,000	72,652,000
Losses on claims for payment protection plan	8,918,000	8,359,000
Depreciation and amortization	1,866,000	1,938,000
Amortization of debt issuance costs	168,000	115,000
Loss (gain) on disposal of property and equipment	(64,000)	39,000
Stock based compensation	3,715,000	2,212,000
Deferred income taxes	1,371,000	2,023,000
Excess tax benefit from share based compensation	331,000	415,000
Change in operating assets and liabilities:
Finance receivable originations	(333,255,000)	(293,174,000)
Finance receivable collections	168,348,000	151,075,000
Accrued interest on finance receivables	455,000	(380,000)
Inventory	(8,640,000)	14,348,000
Prepaid expenses and other assets	(432,000)	(178,000)
Accounts payable and accrued liabilities	7,644,000	647,000
Income taxes, net	(4,819,000)	(10,000)
Net cash used in operating activities	(29,733,000)	(8,379,000)
Investing Activities:
Purchase of property and equipment	(5,043,000)	(1,661,000)
Proceeds from sale of property and equipment	643,000	9,000
Net cash used in investing activities	(4,400,000)	(1,652,000)
Financing Activities:
Exercise of stock options	2,378,000	865,000
Issuance of common stock	119,000	90,000
Purchase of common stock	(6,080,000)	(14,696,000)
Dividend payments	(20,000)	(20,000)
Change in cash overdrafts	(78,000)	577,000
Debt issuance costs	(51,000)	(435,000)
Payments on note payable	(302,000)	(250,000)
Proceeds from revolving credit facilities	3,585,000	258,040,000
Payments on revolving credit facilities	(5,445,000)	(233,418,000)
Net cash (used in) provided by financing activities	(5,894,000)	10,753,000
(Decrease) increase in cash and cash equivalents	(40,027,000)	722,000
Cash and cash equivalents, beginning of period	59,560,000	1,752,000
Cash and cash equivalents, end of period	19,533,000	2,474,000
Payment Protection Plan [Member]
Change in operating assets and liabilities:
Increase (decrease) in deferred revenue	2,360,000	1,469,000
Service Contract [Member]
Change in operating assets and liabilities:
Increase (decrease) in deferred revenue	$ 1,595,000	$ 673,000