Note C - Finance Receivables (Tables)

9 Months Ended

Jan. 31, 2014

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

(In thousands)	January 31, 2014			April 30, 2013
Gross contract amount	$	454,093		$	414,614
Less unearned finance charges		(53,442	)		(51,220	)
Principal balance		400,651			363,394
Less allowance for credit losses		(90,942	)		(75,345	)
Finance receivables, net	$	309,709		$	288,049

Change in Finance Receivables, Net [Table Text Block]

	Nine Months Ended January 31,
(In thousands)	2014			2013
Balance at beginning of period	$	288,049		$	251,103
Finance receivable originations		308,330			284,931
Finance receivable collections		(155,481	)		(144,025	)
Provision for credit losses		(91,602	)		(70,499	)
Losses on claims for payment protection plan		(6,745	)		(5,249	)
Inventory acquired in repossession and payment protection plan claims		(32,842	)		(27,909	)
Balance at end of period	$	309,709		$	288,352

Allowance for Credit Losses on Financing Receivables [Table Text Block]

	Nine Months Ended January 31,
(In thousands)	2014			2013
Balance at beginning of period	$	75,345		$	65,831
Provision for credit losses		91,602			70,499
Charge-offs, net of recovered collateral		(76,005	)		(60,764	)
Balance at end of period	$	90,942		$	75,566

Past Due Financing Receivables [Table Text Block]

(Dollars in thousands)	January 31, 2014					April 30, 2013					January 31, 2013
	Principal Balance		Percent of Portfolio			Principal Balance		Percent of Portfolio			Principal Balance		Percent of Portfolio
Current	$	321,511		80.24	%	$	284,441		78.27	%	$	287,553		79.01	%
3 - 29 days past due		55,873		13.95	%		60,477		16.64	%		54,358		14.94	%
30 - 60 days past due		14,620		3.65	%		10,232		2.82	%		14,112		3.88	%
61 - 90 days past due		6,221		1.55	%		6,280		1.73	%		5,494		1.51	%
> 90 days past due		2,426		0.61	%		1,964		0.54	%		2,401		0.66	%
Total	$	400,651		100.00	%	$	363,394		100.00	%	$	363,918		100.00	%

Financing Receivable Credit Quality Indicators [Table Text Block]

	Nine Months Ended January 31,
	2014			2013
Principal collected as a percent of average finance receivables		40.5	%		42.8	%
Average down-payment percentage		5.6	%		5.8	%

Financing Receivable Contract Terms [Table Text Block]

	January 31, 2014		January 31, 2013
Average originating contract term (in months)		27.7		28.3
Portfolio weighted average contract term, including modifications (in months)		29.5		28.7