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Allowance for Loan and Lease Losses Allowance for Loan and Lease Losses (Tables)
 12 Months Ended
Dec. 31, 2017
Receivables [Abstract]  
Allocation of Allowance for Loan and Lease Losses [Table Text Block]
Activity in the allowance for loan and lease losses is as follows:
 
Non-PCI
 
PCI
 
Total
(Dollars in thousands)
 
 
 
 
 
Balance at January 1, 2015
$
182,837

 
$
21,629

 
$
204,466

Provision (credit) for loan and lease losses
22,937

 
(2,273
)
 
20,664

Loans and leases charged-off
(25,304
)
 
(3,044
)
 
(28,348
)
Loans and leases recovered
9,434

 
—

 
9,434

Net charge-offs
(15,870
)
 
(3,044
)
 
(18,914
)
Balance at December 31, 2015
189,904

 
16,312

 
206,216

Provision (credit) for loan and lease losses
34,870

 
(1,929
)
 
32,941

Loans and leases charged-off
(29,587
)
 
(614
)
 
(30,201
)
Loans and leases recovered
9,839

 
—

 
9,839

Net charge-offs
(19,748
)
 
(614
)
 
(20,362
)
Balance at December 31, 2016
205,026

 
13,769

 
218,795

Provision (credit) for loan and lease losses
29,139

 
(3,447
)
 
25,692

Loans and leases charged-off
(36,386
)
 
(296
)
 
(36,682
)
Loans and leases recovered
14,088

 
—

 
14,088

Net charge-offs
(22,298
)
 
(296
)
 
(22,594
)
Balance at December 31, 2017
$
211,867

 
$
10,026

 
$
221,893



Activity in the allowance for loan and lease losses, ending balances of loans and leases and related allowance by class of loans is summarized as follows:
 
Years ended December 31, 2017, 2016 and 2015
(Dollars in thousands)
Construction
and land
development
- commercial
 
Commercial
mortgage
 
Other
commercial
real estate
 
Commercial
and
industrial
 
Lease
financing
 
Other
 
Residential
mortgage
 
Revolving
mortgage
 
Construction
and land
development
- non-
commercial
 
Consumer
 
Total
Non-PCI Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at January 1, 2015
$
11,961

 
$
85,189

 
$
732

 
$
30,727

 
$
4,286

 
$
3,184

 
$
10,661

 
$
18,650

 
$
892

 
$
16,555

 
$
182,837

Provision (credits)
4,773

 
(15,822
)
 
1,569

 
17,432

 
1,602

 
(1,420
)
 
4,202

 
(927
)
 
541

 
10,987

 
22,937

Charge-offs
(1,012
)
 
(1,498
)
 
(178
)
 
(5,952
)
 
(402
)
 
—

 
(1,619
)
 
(2,925
)
 
(22
)
 
(11,696
)
 
(25,304
)
Recoveries
566

 
2,027

 
45

 
909

 
38

 
91

 
861

 
1,173

 
74

 
3,650

 
9,434

Balance at December 31, 2015
16,288

 
69,896

 
2,168

 
43,116

 
5,524

 
1,855

 
14,105

 
15,971

 
1,485

 
19,496

 
189,904

Provision (credits)
12,871

 
(21,912
)
 
925

 
14,583

 
635

 
877

 
801

 
7,413

 
45

 
18,632

 
34,870

Charge-offs
(680
)
 
(987
)
 
—

 
(9,013
)
 
(442
)
 
(144
)
 
(926
)
 
(3,287
)
 
—

 
(14,108
)
 
(29,587
)
Recoveries
398

 
1,281

 
176

 
1,539

 
190

 
539

 
467

 
916

 
66

 
4,267

 
9,839

Balance at December 31, 2016
28,877

 
48,278

 
3,269

 
50,225

 
5,907

 
3,127

 
14,447

 
21,013

 
1,596

 
28,287

 
205,026

Provision (credits)
(4,329
)
 
(5,694
)
 
1,280

 
10,658

 
966

 
2,189

 
2,096

 
2,509

 
2,366

 
17,098

 
29,139

Charge-offs
(599
)
 
(421
)
 
(5
)
 
(10,926
)
 
(995
)
 
(912
)
 
(1,376
)
 
(2,368
)
 
—

 
(18,784
)
 
(36,386
)
Recoveries
521

 
2,842

 
27

 
3,740

 
249

 
285

 
539

 
1,282

 
—

 
4,603

 
14,088

Balance at December 31, 2017
$
24,470

 
$
45,005

 
$
4,571

 
$
53,697

 
$
6,127

 
$
4,689

 
$
15,706

 
$
22,436

 
$
3,962

 
$
31,204

 
$
211,867




 
December 31, 2017
(Dollars in thousands)
Construction
and land
development
- commercial
 
Commercial
mortgage
 
Other
commercial
real estate
 
Commercial
and industrial
 
Lease
financing
 
Other
 
Residential
mortgage
 
Revolving
mortgage
 
Construction
and land
development
- non-commercial
 
Consumer
 
Total
Non-PCI Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL for loans and leases individually evaluated for impairment
$
185

 
$
3,648

 
$
209

 
$
665

 
$
397

 
$
—

 
$
2,733

 
$
1,085

 
$
68

 
$
738

 
$
9,728

ALLL for loans and leases collectively evaluated for impairment
24,285

 
41,357

 
4,362

 
53,032

 
5,730

 
4,689

 
12,973

 
21,351

 
3,894

 
30,466

 
202,139

Total allowance for loan and lease losses
$
24,470

 
$
45,005

 
$
4,571

 
$
53,697

 
$
6,127

 
$
4,689

 
$
15,706

 
$
22,436

 
$
3,962

 
$
31,204

 
$
211,867

Loans and leases:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans and leases individually evaluated for impairment
$
788

 
$
73,655

 
$
1,857

 
$
7,974

 
$
1,914

 
$
521

 
$
37,842

 
$
23,770

 
$
4,551

 
$
2,774

 
$
155,646

Loans and leases collectively evaluated for impairment
668,427

 
9,655,367

 
471,576

 
2,722,433

 
892,887

 
301,655

 
3,485,944

 
2,677,755

 
243,738

 
1,558,399

 
22,678,181

Total loan and leases
$
669,215

 
$
9,729,022

 
$
473,433

 
$
2,730,407

 
$
894,801

 
$
302,176

 
$
3,523,786

 
$
2,701,525

 
$
248,289

 
$
1,561,173

 
$
22,833,827


 
December 31, 2016
(Dollars in thousands)
Construction
and land
development
- commercial
 
Commercial
mortgage
 
Other
commercial
real estate
 
Commercial
and industrial
 
Lease
financing
 
Other
 
Residential
mortgage
 
Revolving
mortgage
 
Construction
and land
development
- non-commercial
 
Consumer
 
Total
Non-PCI Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL for loans and leases individually evaluated for impairment
$
151

 
$
3,488

 
$
152

 
$
1,732

 
$
75

 
$
23

 
$
2,447

 
$
366

 
$
109

 
$
667

 
$
9,210

ALLL for loans and leases collectively evaluated for impairment
28,726

 
44,790

 
3,117

 
48,493

 
5,832

 
3,104

 
12,000

 
20,647

 
1,487

 
27,620

 
195,816

Total allowance for loan and lease losses
$
28,877

 
$
48,278

 
$
3,269

 
$
50,225

 
$
5,907

 
$
3,127

 
$
14,447

 
$
21,013

 
$
1,596

 
$
28,287

 
$
205,026

Loans and leases:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans and leases individually evaluated for impairment
$
1,045

 
$
76,361

 
$
1,563

 
$
12,600

 
$
1,074

 
$
142

 
$
31,476

 
$
7,613

 
$
2,613

 
$
1,912

 
$
136,399

Loans and leases collectively evaluated for impairment
648,112

 
8,949,859

 
349,728

 
2,554,901

 
825,196

 
340,122

 
2,857,648

 
2,593,731

 
228,787

 
1,444,226

 
20,792,310

Total loan and leases
$
649,157

 
$
9,026,220

 
$
351,291

 
$
2,567,501

 
$
826,270

 
$
340,264

 
$
2,889,124

 
$
2,601,344

 
$
231,400

 
$
1,446,138

 
$
20,928,709

 
 
Years ended December 31, 2017, 2016 and 2015
(Dollars in thousands)
Construction
and land
development -
commercial
 
Commercial
mortgage
 
Other
commercial
real estate
 
Commercial
and
industrial
 
Residential
mortgage
 
Revolving
mortgage
 
Construction
and land
development -
noncommercial
 
Consumer
and other
 
Total
PCI Loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Allowance for loan losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at January 1, 2015
$
150

 
$
10,135

 
$
75

 
$
1,240

 
$
5,820

 
$
3,999

 
$
183

 
$
27

 
$
21,629

Provision (credits)
1,029

 
(1,426
)
 
698

 
(470
)
 
72

 
(2,720
)
 
(183
)
 
727

 
(2,273
)
Charge-offs
(97
)
 
(871
)
 
—

 
(325
)
 
(494
)
 
(756
)
 
—

 
(501
)
 
(3,044
)
Recoveries
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Balance at December 31, 2015
1,082

 
7,838

 
773

 
445

 
5,398

 
523

 
—

 
253

 
16,312

Provision (credits)
(599
)
 
(1,249
)
 
(266
)
 
59

 
(209
)
 
433

 
—

 
(98
)
 
(1,929
)
Charge-offs
—

 
(166
)
 
(5
)
 
—

 
(371
)
 
—

 
—

 
(72
)
 
(614
)
Recoveries
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Balance at December 31, 2016
483

 
6,423

 
502

 
504

 
4,818

 
956

 
—

 
83

 
13,769

Provision (credits)
(148
)
 
437

 
(281
)
 
(198
)
 
(2,701
)
 
(697
)
 
—

 
141

 
(3,447
)
Charge-offs
—

 
(296
)
 
—

 
—

 
—

 
—

 
—

 
—

 
(296
)
Recoveries
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

 
—

Balance at December 31, 2017
$
335

 
$
6,564

 
$
221

 
$
306

 
$
2,117

 
$
259

 
$
—

 
$
224

 
$
10,026

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2017
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL for loans acquired with deteriorated credit quality
$
335

 
$
6,564

 
$
221

 
$
306

 
$
2,117

 
$
259

 
$
—

 
$
224

 
$
10,026

Loans acquired with deteriorated credit quality
13,654

 
358,103

 
17,124

 
6,374

 
299,318

 
63,908

 
644

 
3,873

 
762,998

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
ALLL for loans acquired with deteriorated credit quality
483

 
6,423

 
502

 
504

 
4,818

 
956

 
—

 
83

 
13,769

Loans acquired with deteriorated credit quality
20,766

 
453,013

 
12,645

 
11,844

 
268,777

 
38,650

 
—

 
3,474

 
809,169
Allowance for Loan and Lease Losses
The following tables provide information on non-PCI impaired loans and leases, exclusive of loans and leases evaluated collectively as a homogeneous group, including interest income recognized in the period during which the loans and leases were considered impaired.
 
December 31, 2017
(Dollars in thousands)
With a
recorded
allowance
 
With no
recorded
allowance
 
Total
 
Unpaid
principal
balance
 
Related
allowance
recorded
Non-PCI impaired loans and leases
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
$
788

 
$
—

 
$
788

 
$
1,110

 
$
185

Commercial mortgage
39,135

 
34,520

 
73,655

 
78,936

 
3,648

Other commercial real estate
1,351

 
506

 
1,857

 
2,267

 
209

Commercial and industrial
6,326

 
1,648

 
7,974

 
10,475

 
665

Lease financing
1,890

 
24

 
1,914

 
2,571

 
397

Other
—

 
521

 
521

 
521

 
—

Residential mortgage
19,135

 
18,707

 
37,842

 
39,946

 
2,733

Revolving mortgage
5,875

 
17,895

 
23,770

 
25,941

 
1,085

Construction and land development - noncommercial
592

 
3,959

 
4,551

 
5,224

 
68

Consumer
2,107

 
667

 
2,774

 
3,043

 
738

Total non-PCI impaired loans and leases
$
77,199

 
$
78,447

 
$
155,646

 
$
170,034

 
$
9,728

 
 
 
 
 
 
 
 
 
 
 
December 31, 2016
(Dollars in thousands)
With a
recorded
allowance
 
With no
recorded
allowance
 
Total
 
Unpaid
principal
balance
 
Related
allowance
recorded
Non-PCI impaired loans and leases
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
$
1,002

 
$
43

 
$
1,045

 
$
1,172

 
$
151

Commercial mortgage
42,875

 
33,486

 
76,361

 
82,658

 
3,488

Other commercial real estate
1,279

 
284

 
1,563

 
1,880

 
152

Commercial and industrial
8,920

 
3,680

 
12,600

 
16,637

 
1,732

Lease financing
1,002

 
72

 
1,074

 
1,074

 
75

Other
142

 
—

 
142

 
233

 
23

Residential mortgage
20,269

 
11,207

 
31,476

 
32,588

 
2,447

Revolving mortgage
1,825

 
5,788

 
7,613

 
8,831

 
366

Construction and land development - noncommercial
645

 
1,968

 
2,613

 
3,030

 
109

Consumer
1,532

 
380

 
1,912

 
2,086

 
667

Total non-PCI impaired loans and leases
$
79,491

 
$
56,908

 
$
136,399

 
$
150,189

 
$
9,210


Non-PCI impaired loans less than $500,000 that are collectively evaluated were $49.1 million and $47.4 million at December 31, 2017 and 2016, respectively.





The following tables show the average non-PCI impaired loan balance and the interest income recognized by loan class for the years ended December 31, 2017, 2016 and 2015:
 
Year ended December 31, 2017
(Dollars in thousands)
YTD
Average
Balance
 
YTD Interest Income Recognized
Non-PCI impaired loans and leases:
 
 
 
Construction and land development - commercial
$
858

 
$
37

Commercial mortgage
73,815

 
2,596

Other commercial real estate
1,642

 
34

Commercial and industrial
9,847

 
376

Lease financing
1,753

 
51

Other
426

 
22

Residential mortgage
33,818

 
990

Revolving mortgage
14,022

 
436

Construction and land development - noncommercial
3,383

 
145

Consumer
2,169

 
103

Total non-PCI impaired loans and leases
$
141,733

 
$
4,790

 
 
 
 
 
Year ended December 31, 2016
Non-PCI impaired loans and leases:
 
 
 
Construction and land development - commercial
$
2,700

 
$
138

Commercial mortgage
82,146

 
2,671

Other commercial real estate
1,112

 
38

Commercial and industrial
11,878

 
417

Lease financing
1,307

 
63

Other
687

 
33

Residential mortgage
26,774

 
805

Revolving mortgage
6,915

 
171

Construction and land development - noncommercial
983

 
50

Consumer
1,480

 
80

Total non-PCI impaired loans and leases
$
135,982

 
$
4,466

 
 
 
 
 
Year ended December 31, 2015
Non-PCI impaired loans and leases:
 
 
 
Construction and land development - commercial
$
3,164

 
$
146

Commercial mortgage
89,934

 
3,129

Other commercial real estate
481

 
12

Commercial and industrial
14,587

 
510

Lease financing
1,718

 
74

Other
1,673

 
37

Residential mortgage
18,524

 
557

Revolving mortgage
4,368

 
97

Construction and land development - noncommercial
829

 
38

Consumer
1,126

 
75

Total non-PCI impaired loans and leases
$
136,404

 
$
4,675

 
 
 
 
Troubled Debt Restructuring, Summary of Accrual Status [Table Text Block]
Subsequent modification of a PCI loan accounted for in a pool that would otherwise meet the definition of a TDR is not reported, or accounted for, as a TDR since pooled PCI loans are excluded from the scope of TDR accounting.

The following table provides a summary of total TDRs by accrual status.
 
December 31, 2017
 
December 31, 2016
(Dollars in thousands)
Accruing
 
 Nonaccruing
 
 Total
 
 Accruing
 
 Nonaccruing
 
 Total
Commercial loans
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
$
4,089

 
$
483

 
$
4,572

 
$
3,292

 
$
308

 
$
3,600

Commercial mortgage
62,358

 
15,863

 
78,221

 
70,263

 
14,435

 
84,698

Other commercial real estate
1,012

 
788

 
1,800

 
1,635

 
80

 
1,715

Commercial and industrial
7,598

 
910

 
8,508

 
9,193

 
1,436

 
10,629

Lease financing
722

 
1,048

 
1,770

 
882

 
192

 
1,074

Other
521

 
—

 
521

 
64

 
78

 
142

Total commercial loans
76,300

 
19,092

 
95,392

 
85,329

 
16,529

 
101,858

Noncommercial
 
 
 
 
 
 
 
 
 
 
 
Residential mortgage
34,067

 
9,475

 
43,542

 
34,012

 
5,117

 
39,129

Revolving mortgage
17,673

 
5,180

 
22,853

 
6,346

 
1,431

 
7,777

Construction and land development - noncommercial
—

 
—

 
—

 
240

 
—

 
240

Consumer and other
2,351

 
423

 
2,774

 
1,603

 
309

 
1,912

Total noncommercial loans
54,091

 
15,078

 
69,169

 
42,201

 
6,857

 
49,058

Total loans
$
130,391

 
$
34,170

 
$
164,561

 
$
127,530

 
$
23,386

 
$
150,916
Troubled Debt Restructurings on Financing Receivables

The following tables provide the types of TDRs made during the years ended December 31, 2017, and 2016, as well as a summary of loans that were modified as a TDR during the years ended December 31, 2017, and 2016 that subsequently defaulted during the years ended December 31, 2017, and 2016. BancShares defines payment default as movement of the TDR to nonaccrual status, which is generally 90 days past due for TDRs, foreclosure or charge-off, whichever occurs first.
 
Year ended December 31, 2017
 
Year ended December 31, 2016
 
All restructurings
 
Restructurings with payment default
 
All restructurings
 
Restructurings with payment default
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
(Dollars in thousands)
 
 
 
 
 
 
 
 
 
 
 
Non-PCI loans and leases
 
 
 
 
 
 
 
 
 
 
 
Interest only period provided
 
 
 
 
 
 
 
 
 
 
 
Commercial mortgage
4
$
490

 
—
$
—

 
2
$
569

 
1
$
326

Residential mortgage
—
—

 
—
—

 
1
122

 
1
122

Revolving mortgage
1
82

 
—
—

 
—
—

 
—
—

Total interest only
5
572

 
—
—

 
3
691

 
2
448

 
 
 
 
 
 
 
 
 
 
 
 
Loan term extension
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
—
—

 
—
—

 
1
40

 
1
40

Commercial mortgage
3
2,240

 
—
—

 
7
2,428

 
—
—

Other commercial real estate
—
—

 
—
—

 
1
747

 
—
—

Commercial and industrial
9
246

 
—
—

 
8
1,070

 
—
—

Residential mortgage
10
1,915

 
1
243

 
15
2,183

 
—
—

Revolving mortgage
14
1,233

 
1
30

 
—
—

 
—
—

Construction and land development - noncommercial
1
35

 
—
—

 
2
421

 
—
—

Consumer
9
327

 
—
—

 
3
30

 

—

Other
1
521

 
—
—

 
—
—

 
—
—

Total loan term extension
47
6,517

 
2
273

 
37
6,919

 
1
40

 
 
 
 
 
 
 
 
 
 
 
 
Below market interest rate
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
3
170

 
2
170

 
6
231

 
1
—

Commercial mortgage
49
11,716

 
16
2,001

 
45
12,030

 
16
1,986

Commercial and industrial
27
1,227

 
9
452

 
34
3,056

 
11
1,144

Other commercial real estate
5
340

 
3
181

 
3
619

 
—
—

Lease financing
3
633

 
2
588

 
4
152

 
4
152

Residential mortgage
104
6,858

 
33
2,867

 
185
11,087

 
48
2,583

Revolving mortgage
129
6,457

 
36
1,550

 
5
106

 
—
—

Construction and land development - noncommercial
16
1,877

 
3
43

 
15
676

 
4
96

Consumer
18
95

 
5
30

 
10
222

 
2
15

Other
1
—

 
—
—

 
2
120

 
1
78

Total below market interest rate
355
29,373

 
109
7,882

 
309
28,299

 
87
6,054

 
 
 
 
 
 
 
 
 
 
 
 
Discharged from bankruptcy
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
1
15

 
1
15

 
1
22

 
1
22

Commercial mortgage
8
2,052

 
1
—

 
4
347

 
2
73

Commercial and industrial
10
56

 
7
—

 
6
83

 
—
—

Lease financing
17
431

 
16
431

 
1
84

 
—
—

Residential mortgage
41
3,723

 
17
1,161

 
22
773

 
14
326

Revolving mortgage
46
2,597

 
15
724

 
51
3,043

 
13
345

Construction and land development - noncommercial
2
35

 
2
35

 
—
—

 
—
—

Consumer
85
1,003

 
30
315

 
69
770

 
23
250

Total discharged from bankruptcy
210
9,912

 
89
2,681

 
154
5,122

 
53
1,016

Total non-PCI restructurings
617
$
46,374

 
200
$
10,836

 
503
$
41,031

 
143
$
7,558


 
Year ended December 31, 2017
 
Year ended December 31, 2016
 
All restructurings
 
Restructurings with payment default
 
All restructurings
 
Restructurings with payment default
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
 
Number of Loans
Recorded investment at period end
(Dollars in thousands)
 
 
 
 
 
 
 
 
 
 
 
PCI loans
 
 
 
 
 
 
 
 
 
 
 
Interest only period provided
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
1
$
634

 
1
$
634

 
—
$
—

 
—
$
—

Total interest only
1
634

 
1
634

 
—
—

 
—
—

 
 
 
 
 
 
 
 
 
 
 
 
Below market interest rate
 
 
 
 
 
 
 
 
 
 
 
Construction and land development - commercial
—
—

 
—
—

 
1
52

 
—
—

Commercial mortgage
4
725

 
—
—

 
4
3,255

 
—
—

Residential mortgage
4
314

 
1
101

 
3
172

 
—
—

Total below market interest rate
8
1,039

 
1
101

 
8
3,479

 
—
—

 
 
 
 
 
 
 
 
 
 
 
 
Discharged from bankruptcy
 
 
 
 
 
 
 
 
 
 
 
Commercial mortgage
3
458

 
1
262

 
2
2,965

 
1
3

Residential mortgage
3
495

 
1
157

 
—
—

 
—
—

Total discharged from bankruptcy
6
953

 
2
419

 
2
2,965

 
1
3

Total PCI restructurings
15
$
2,626

 
4
$
1,154

 
10
$
6,444

 
1
$
3